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Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,635£14,559448,8592,275
Aberdeen City8£17,354536,29213
Aberdeenshire2£10,995578,000-
Ards4£3,266439,4633
Ballymena3£20,657110,5574
Ballymoney2£13,795583,8153
Bedfordshire14£8,2158100,84513
Belfast5£11,270485,0004
Berkshire53£12,034671,55170
Blaenau Gwent6£17,158224,03810
Bristol40£13,359449,64556
Buckinghamshire50£10,634882,01466
Caerphilly2£10,995368,5005
Cambridgeshire61£11,861558,58372
Cardiff2£17,745225,1163
Carmarthenshire2£12,745430,7529
Ceredigion15£11,335568,27615
Cheshire27£16,163666,74429
City of Edinburgh21£15,991442,84914
City of London - Greater London1£16,000220,2766
Clackmannanshire1£23,498015-
Cornwall31£11,656574,75933
County Durham10£13,973547,66625
Craigavon1£8,7506107,5502
Croydon - Greater London3£10,154565,1015
Cumbria29£17,591324,40717
Denbighshire2£24,500950,776-
Derbyshire34£15,757435,03994
Derry4£12,462557,93818
Devon32£12,171653,35249
Dorset2£22,495221,7554
Down2£10,470855,1659
Dundee City10£15,656339,30212
Dungannon24£23,23517,0438
East Ayrshire14£16,990328,21211
East Renfrewshire8£12,087757,25410
East Riding of Yorkshire12£9,038779,65020
East Sussex9£15,769446,17011
Essex72£13,890445,76668
Falkirk7£9,895675,98513
Fermanagh5£16,644443,7356
Fife4£15,933652,8066
Flintshire1£11,395660,4582
Glasgow City19£19,675211,96431
Gloucestershire10£18,011227,42219
Greater Manchester108£12,844552,645194
Gwynedd2£13,830444,6044
Hampshire49£15,111338,01470
Harrow - Greater London3£11,490461,8219
Havering - Greater London11£21,76919,37215
Herefordshire3£19,327222,0782
Hertfordshire28£12,458558,51668
Highland4£19,12227,6053
Hillingdon - Greater London6£11,621651,72711
Kent43£14,381553,18846
Kingston upon Thames - Greater London1£14,495346,0001
Lancashire30£15,363342,84352
Leicestershire28£12,784454,62035
Lincolnshire58£12,899453,40979
Lisburn1£16,995350,7254
Magherafelt8£17,599556,5141
Merseyside25£12,361452,23137
Merthyr Tydfil1£23,9950101-
Midlothian4£11,936559,37012
Monmouthshire1£13,995475,010-
Moray2£23,495333,723-
Newport2£16,743348,4402
Newry and Mourne2£16,290312,5773
Newtownabbey10£13,075460,7158
Norfolk21£12,980546,73324
North Lanarkshire11£11,110660,91838
North Yorkshire25£14,478446,01631
Northamptonshire12£11,781460,44112
Northumberland3£11,162870,0797
Nottinghamshire46£15,769338,10754
Omagh1£8,450768,217-
Oxfordshire8£15,804434,15218
Perth and Kinross9£19,63915,2819
Renfrewshire3£23,33103-
Rhondda Cynon Taf1£7,995790,0726
Scottish Borders3£12,995541,667-
Shropshire5£8,107992,6047
Somerset5£14,336536,06220
South Ayrshire4£14,747425,9574
South Lanarkshire1£16,995230,206-
South Yorkshire48£16,921332,448107
Staffordshire56£13,354549,47469
Stirling1£23,498012
Suffolk19£10,515863,1476
Surrey44£14,447434,77830
Sutton - Greater London5£16,730327,8394
Swansea3£11,831551,9505
Torfaen1£5,50011159,000-
Tyne and Wear18£16,173439,55237
Warwickshire4£15,933882,860-
West Dunbartonshire4£10,645573,6982
West Lothian6£18,964331,13917
West Midlands61£15,149444,89374
West Sussex9£14,773455,9187
West Yorkshire59£15,624550,842100
Wiltshire37£10,678864,72237
Worcestershire8£12,799568,48524
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