Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,564£14,554449,5742,381
Aberdeen City7£15,711440,96916
Aberdeenshire1£10,995580,0004
Angus1£12,495665,487-
Antrim1£16,499326,732-
Ards7£2,733450,2763
Armagh1£18,495238,523-
Ballymena3£20,657110,5574
Ballymoney3£14,862465,1472
Bedfordshire20£11,280669,72617
Belfast1£9,9503119,0006
Berkshire40£12,524565,49368
Blaenau Gwent1£15,199312,814-
Bristol38£13,137445,95556
Buckinghamshire55£11,471876,05588
Cambridgeshire51£10,922562,85773
Carmarthenshire1£10,995569,897-
Carrickfergus1£25,99514,200-
Ceredigion2£8,4958122,0007
Cheshire28£14,930555,60635
City of Edinburgh19£14,316447,01523
City of London - Greater London2£10,998452,0184
Clackmannanshire1£23,4980152
Cornwall24£12,649574,52632
County Durham15£15,039442,47323
Craigavon1£11,495685,7002
Croydon - Greater London2£10,990646,8178
Cumbria28£17,024326,03223
Denbighshire1£24,000845,5521
Derbyshire39£15,449439,16088
Derry3£9,448799,6671
Devon27£11,938553,26149
Dorset4£17,109219,0795
Down5£8,683865,3836
Dundee City6£15,963336,29317
Dungannon35£23,823119,2939
East Ayrshire9£15,902436,07016
East Riding of Yorkshire10£9,096774,40614
East Sussex2£19,498644,1921
Essex72£14,227444,37273
Falkirk4£10,546571,60411
Fermanagh4£14,731554,0443
Fife2£19,375753,7047
Flintshire1£11,395660,458-
Glasgow City18£19,025320,79355
Gloucestershire13£19,294114,66916
Greater Manchester110£14,130446,949183
Gwynedd2£13,340450,1144
Hampshire56£13,685446,59266
Harrow - Greater London6£11,540548,5095
Havering - Greater London12£16,907321,42714
Herefordshire3£16,327526,5533
Hertfordshire30£11,735663,63870
Highland2£12,499565,0507
Hillingdon - Greater London5£10,545670,12612
Kent50£16,865337,34048
Lancashire32£12,747559,81668
Leicestershire26£12,945450,69241
Lincolnshire56£13,324348,701125
Lisburn2£20,745428,6773
Magherafelt10£17,444554,3111
Merseyside22£12,450448,55236
Merthyr Tydfil1£22,9900101-
Midlothian2£10,755869,6638
Moray2£22,495339,9931
Newport1£9,995492,1801
Newry and Mourne1£15,990320,0001
Newtownabbey7£13,594453,1366
Norfolk25£11,681557,16336
North Lanarkshire8£12,297656,98633
North Yorkshire29£15,763338,26741
Northamptonshire7£14,562450,39217
Northumberland2£12,841852,7255
Nottinghamshire29£15,581337,72561
Omagh1£8,450768,217-
Oxfordshire8£15,383439,44421
Pembrokeshire4£16,749223,586-
Perth and Kinross7£17,580314,25111
Renfrewshire1£23,498034
Rhondda Cynon Taf1£7,995790,0722
Scottish Borders3£12,995541,667-
Shropshire7£10,439775,57713
Somerset9£13,841546,09320
South Ayrshire3£17,932216,8666
South Yorkshire40£19,040119,768105
Staffordshire50£13,104440,06269
Stirling2£19,998110,3512
Strabane1£13,995892,100-
Suffolk16£10,343760,36712
Surrey39£13,406445,06744
Sutton - Greater London4£26,70601097
Swansea3£10,080656,7834
Tyne and Wear15£15,543337,82341
Warwickshire3£16,762996,6751
West Dunbartonshire6£9,528691,0823
West Lothian2£17,147255,35118
West Midlands69£14,370454,21188
West Sussex11£13,110566,5644
West Yorkshire66£15,273550,68083
Wiltshire40£11,521760,14538
Worcestershire6£12,033461,24621
Add postcode for better results.