Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Vauxhall Vivaro on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Vauxhall Vivaro on finance

For businesses and individuals in need of a versatile, reliable van, the Vauxhall Vivaro stands out as a prime choice. As you consider financing a used Vivaro, it's essential to familiarize yourself with key considerations and options. This guide provides a roadmap to ensure a smooth acquisition process.


1. Understanding Your Needs

a. Purpose of the Van:
  • Determine if the Vivaro will be used for transporting goods, as a mobile workspace, or for personal use.
b. Budgeting:
  • Factor in the total cost, monthly payments, potential insurance, and maintenance when setting a budget.

2. Financing Avenues

a. Bank Loan:
  • Traditional lending with predetermined interest rates and monthly payments.
b. Hire Purchase (HP):
  • Pay an initial deposit, followed by fixed monthly payments. Ownership transfers to you after the final installment.
c. Business Contract Hire (BCH):
  • For businesses: fixed monthly rentals without the commitment of ownership. Return the van at the end of the contract.
d. Dealer Financing:
  • Dealerships often offer tailored finance packages. However, compare their rates to other lenders to ensure you're getting the best deal.

3. Selecting Your Vivaro

a. Specifications and Trim:
  • The Vivaro offers multiple configurations. Choose one that aligns with your needs.
b. Vehicle Condition:
  • Always have a used vehicle checked for any mechanical issues. Obtain a full vehicle history report to avoid unforeseen complications.

4. Negotiating and Finalizing the Deal

a. Price Discussions:
  • Research average prices for used Vivaros in similar conditions to strengthen your negotiating position.
b. Understand the Contract:
  • Before signing any financial agreement, ensure you comprehend all terms, including any potential penalties or fees.

5. Managing the Finance

a. Timely Payments:
  • Maintain a consistent payment record to avoid any financial penalties and to protect your credit rating.
b. Insurance:
  • It's crucial, especially for business vehicles, to have comprehensive insurance. Shop around for the best deals.

6. Maintaining Vehicle Value

a. Regular Service:
  • Adhering to a maintenance schedule will prolong the Vivaro's lifespan and retain its resale value.
b. Consider Future Sale:
  • Even if you're not thinking of selling soon, it's wise to maintain the van in a condition that's appealing to potential future buyers.

Conclusion

Financing a used Vauxhall Vivaro, whether for personal or business use, requires a combination of careful planning, research, and smart decision-making. By following this guide, you can navigate the financing process with confidence, ensuring your Vivaro meets your needs and remains a valuable asset.

About the Vauxhall Vivaro

In the realm of commercial vehicles, few names resonate with the UK's professional drivers and businesses as strongly as the Vauxhall Vivaro. Since its inception, this versatile van has been a stalwart on British roads, aiding countless enterprises with its reliability and efficiency. Let's delve into the journey of the Vivaro, and discover why it remains a top choice for many in the UK.

Beginning of the Journey: Introduced in 2001 as a collaboration between Vauxhall and Renault (as the Renault Trafic), the Vivaro was designed to offer a modern, efficient, and robust solution to the evolving needs of businesses. It quickly made its mark as a practical alternative to some of its longer-established competitors, such as the Ford Transit.

Design and Versatility: One of the Vivaro's strongest selling points has been its adaptability. Available in various lengths and heights, and with configurations that cater to different business needs, from transport services to construction and delivery, the Vivaro is every bit the chameleon. Its design, while functional, has also seen evolutionary changes that reflect a more modern aesthetic, especially in its latest iterations.

A British Affair: Significantly, the Vivaro boasts a strong British connection. It's manufactured in England, making it a source of national pride and jobs in the automotive industry. This local manufacturing has undoubtedly contributed to its popularity among British businesses, offering a sense of home-grown reliability.

Modern Vivaro and Its Competitors: The modern Vivaro faces stiff competition from models like the Volkswagen Transporter and Mercedes-Benz Vito. However, with its recent electrified version, the Vivaro-e, Vauxhall demonstrates its commitment to sustainability and innovation, ensuring the Vivaro remains relevant in a changing automotive landscape.

In Conclusion: The Vauxhall Vivaro stands as a testament to practical design, adaptability, and consistent performance. Its British heritage and continued commitment to innovation have ensured its position as one of the UK's favourite commercial vehicles. Whether you're a business owner eyeing a new fleet or an independent contractor seeking a trustworthy companion, the Vivaro, especially with favourable finance options, is a compelling choice.

Vauxhall Vivaro Data by County

Vauxhall Vivaro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,588£14,602449,0612,346
Aberdeen City8£16,569534,69813
Aberdeenshire3£13,329658,3152
Angus1£12,495665,487-
Antrim1£16,799326,732-
Ards7£2,733450,2763
Armagh1£18,495238,523-
Ballymena5£19,490121,3472
Ballymoney2£13,795583,8152
Bedfordshire19£11,133669,66217
Belfast1£9,9503119,0006
Berkshire45£12,204567,71868
Blaenau Gwent2£15,599319,953-
Bristol40£13,594443,56552
Buckinghamshire63£10,883875,88283
Cambridgeshire51£10,976559,02376
Carmarthenshire1£10,995569,897-
Carrickfergus1£25,99514,200-
Ceredigion2£8,4958122,00010
Cheshire28£15,043560,30734
City of Edinburgh16£14,283446,10525
City of London - Greater London2£10,998452,0185
Clackmannanshire1£23,498015-
Cornwall20£12,803577,32739
County Durham15£14,256546,52923
Croydon - Greater London2£7,895769,9938
Cumbria30£17,418322,11321
Denbighshire1£24,000845,5521
Derbyshire35£15,894436,14298
Derry3£9,448799,6671
Devon26£12,513551,14353
Dorset2£13,670420,5075
Down7£8,774965,9157
Dundee City8£16,597334,67314
Dungannon32£24,424115,4149
East Ayrshire10£16,665329,16914
East Riding of Yorkshire10£10,166773,13217
East Sussex2£19,498644,1921
Essex74£13,789447,78783
Falkirk6£10,229582,3489
Fermanagh4£14,731554,0443
Fife4£21,312326,8537
Flintshire1£11,395660,458-
Glasgow City20£18,462321,18452
Gloucestershire10£18,441223,56416
Greater Manchester114£14,299447,884191
Gwynedd2£13,340450,1145
Hampshire53£14,177443,35763
Harrow - Greater London5£13,230336,9975
Havering - Greater London12£18,532220,65917
Herefordshire4£17,743419,9403
Hertfordshire28£12,113665,34672
Highland3£14,998443,5046
Hillingdon - Greater London6£10,871663,65513
Kent40£13,881557,99544
Lancashire30£12,645560,22768
Leicestershire31£12,612453,36229
Lincolnshire71£12,255453,017108
Magherafelt11£16,585557,919-
Merseyside22£12,696451,57933
Merthyr Tydfil1£22,9900101-
Midlothian2£10,755869,6639
Moray2£22,495339,9931
Newport2£15,995348,4401
Newry and Mourne1£15,990320,0001
Newtownabbey9£12,683456,1124
Norfolk23£12,162555,31134
North Lanarkshire10£11,676757,08833
North Yorkshire33£15,610338,94436
Northamptonshire8£13,678560,19216
Northumberland3£14,059855,1505
Nottinghamshire30£15,675335,28162
Omagh1£8,450768,217-
Oxfordshire8£15,283439,49321
Pembrokeshire3£16,999222,418-
Perth and Kinross7£17,580314,25111
Renfrewshire1£23,498034
Rhondda Cynon Taf1£7,995790,0722
Scottish Borders3£12,995541,667-
Shropshire7£10,911772,7969
Somerset8£14,089549,54319
South Ayrshire4£16,574325,3875
South Yorkshire35£19,904117,306112
Staffordshire50£13,450439,18567
Stirling1£23,498013
Strabane1£13,995892,100-
Suffolk15£9,640864,35513
Surrey37£13,616445,10341
Sutton - Greater London3£21,32301377
Swansea2£10,495550,2604
Tyne and Wear18£15,818338,98639
Warwickshire3£16,959996,6751
West Dunbartonshire4£9,895689,1013
West Lothian2£17,147255,35121
West Midlands72£14,317452,59983
West Sussex8£14,477560,2145
West Yorkshire67£15,303554,50480
Wiltshire39£11,905756,86439
Worcestershire10£11,447473,34919
Add postcode for better results.