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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All964£10,203643,2753,055
Aberdeen City6£11,132633,92327
Aberdeenshire4£10,547641,5687
Angus3£10,060638,7933
Antrim2£8,875762,50010
Argyll and Bute1£9,979552,000-
Ballymena2£9,497548,5542
Bedfordshire19£8,977756,79635
Belfast6£9,108741,1338
Berkshire17£10,564640,54561
Bexley - Greater London2£11,265738,1641
Brent - Greater London1£9,595588,0003
Bristol8£9,300749,01421
Bromley - Greater London3£10,640631,9334
Buckinghamshire11£8,727754,63930
Caerphilly1£9,999710,419-
Cambridgeshire19£9,475645,98942
Cardiff3£12,160520,5684
Carmarthenshire3£12,262635,7767
Ceredigion4£11,622642,5415
Cheshire31£10,307639,14395
City of Edinburgh8£9,454747,04642
City of London - Greater London28£10,615638,60075
Conwy3£11,497737,3073
Cookstown1£9,500652,717-
Cornwall2£12,245622,13910
County Durham24£12,778650,47052
Craigavon2£11,125635,9084
Croydon - Greater London5£11,283637,8368
Cumbria1£8,995777,80313
Derbyshire19£9,548645,76184
Devon21£10,594641,69048
Dorset4£11,820629,73325
Dumfries and Galloway1£11,998527,6101
Dundee City4£10,121642,26223
Ealing - Greater London1£8,189771,302-
East Ayrshire4£9,872643,46711
East Riding of Yorkshire9£9,742643,33941
East Sussex8£11,232732,56716
Enfield - Greater London1£8,995756,2702
Essex39£10,180645,25299
Falkirk4£10,984634,0334
Fife6£8,832655,84425
Flintshire2£10,245749,74120
Glasgow City19£11,033631,05454
Gloucestershire8£10,971732,582122
Greater Manchester38£10,186642,276106
Greenwich - Greater London1£12,395512,1282
Gwynedd1£13,995617,000-
Hampshire30£10,473644,73178
Harrow - Greater London1£8,50069,230-
Havering - Greater London8£9,088646,86919
Herefordshire3£10,178640,01011
Hertfordshire21£9,854645,69344
Highland6£10,580635,94421
Hillingdon - Greater London3£6,728792,9078
Hounslow - Greater London2£7,340768,5155
Isle of Anglesey3£8,813765,5251
Isle of Wight3£11,781738,3003
Kent18£8,959754,44354
Kingston upon Thames - Greater London2£9,720646,5004
Lancashire29£10,011647,18565
Leicestershire13£10,916642,68022
Limavady1£9,495733,000-
Lincolnshire18£10,343642,159167
Magherafelt1£10,795646,0001
Merseyside27£10,451638,34551
Merthyr Tydfil2£10,865639,8255
Merton - Greater London2£8,495859,9961
Monmouthshire2£8,645775,2754
Moray14£10,652640,03232
Newport3£10,064638,89117
Norfolk17£10,073644,80651
North Ayrshire3£8,662764,0124
North Lanarkshire5£9,690639,40529
North Yorkshire21£10,579633,01149
Northamptonshire6£9,684653,79533
Northumberland15£11,235633,08649
Nottinghamshire16£9,429749,58768
Omagh1£9,490750,3912
Oxfordshire9£11,710529,32828
Perth and Kinross5£10,612643,63015
Powys1£11,690627,7805
Renfrewshire12£10,089642,71143
Rhondda Cynon Taf8£9,873652,3696
Scottish Borders2£9,498656,4798
Shropshire10£10,325645,50137
Somerset6£11,037634,50726
South Ayrshire2£8,348762,75916
South Lanarkshire6£10,445639,61915
South Yorkshire20£9,642649,54173
Staffordshire18£9,539747,25660
Stirling2£10,949732,48618
Suffolk16£10,027640,58528
Surrey14£10,235644,81325
Sutton - Greater London2£12,643617,4001
Swansea5£8,878758,93514
Tyne and Wear12£9,652741,26855
Waltham Forest - Greater London5£12,381521,22415
Warwickshire3£9,482740,7677
West Lothian1£8,498745,90126
West Midlands37£9,421743,759121
West Sussex12£11,219731,04917
West Yorkshire26£9,503644,807103
Wiltshire7£10,867629,876100
Worcestershire11£9,339748,84130
Wrexham6£11,536628,04110
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