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Used Vauxhall Mokka X on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Vauxhall Mokka X on finance

Navigating through the path of financing a used Vauxhall Mokka X? Here's a structured guide to explore various financing options, facilitating a seamless process toward owning your vehicle.

1. Evaluating Your Financial Position:

  • Budget Planning: Account for all costs, including the vehicle price, insurance, maintenance, and potential loan interests.
  • Credit Score Check: Maintaining a good credit score can offer you advantageous loan terms and rates.

2. Investigating Financing Options:

a. Bank Loan:
  • Pros: Stable interest rates and clear terms.
  • Cons: Your credit score significantly influences eligibility and rates.
b. Hire Purchase (HP):
  • Pros: Straightforward and ownership at the end of the term.
  • Cons: Typically higher monthly payments compared to other methods.
c. Personal Contract Purchase (PCP):
  • Pros: Generally lower monthly payments and flexible options at the end of the term.
  • Cons: A substantial final payment to own the car outright.
d. Dealer Financing:
  • Pros: Potentially convenient and may have special deals.
  • Cons: Rates might be higher compared to bank loans.
e. Peer-to-Peer Lending (P2P):
  • Pros: Potentially competitive rates and straightforward online process.
  • Cons: Necessitates thorough research for platform reliability.

3. Steps in the Car Buying Process:

a. Choosing a Dealer:
  • Opt for a dealer with positive reviews and possibly personal recommendations.
b. Negotiating the Deal:
  • Know the market price of a used Vauxhall Mokka X to strengthen your negotiating position.
c. Contract Review:
  • Diligently read and comprehend all terms before signing any agreement.
d. Vehicle Insurance:
  • Ensure to have your vehicle insured before it leaves the dealership.

4. Ongoing Maintenance and Loan Management:

  • Routine Maintenance: Uphold the vehicle’s condition through regular check-ups.
  • Timely Loan Payments: Ensure consistent on-time payments to sustain your credit score.

5. Essential Tips:

  • Thorough Vehicle Check: Meticulously inspect the vehicle and be aware of its overall condition.
  • Car Depreciation: Remember that cars depreciate and this impacts their future resale value.
  • Exploring Warranty Options: Evaluate available warranties and consider if extended coverage is worthwhile.

Conclusion:

Acquiring a used Vauxhall Mokka X through finance entails strategic planning and a profound understanding of your economic standing and accessible options. By prudently handling each stage, you not only relish your new ride but also ensure a financially sound investment.

About the Vauxhall Mokka X

When diving into the competitive world of compact SUVs, the Vauxhall Mokka X stands out as a testament to Vauxhall’s commitment to delivering a blend of style, performance, and practicality tailored for the UK market.

Origins:
Introduced in 2012 as the 'Mokka', this compact SUV rapidly made its mark in the booming SUV sector. Fast forward to 2016, the vehicle received its first significant facelift and a rebrand, becoming the Mokka X. This update brought a fresher design, improved technology, and an enhanced driving experience.

Design and Features:
Visually, the Mokka X is distinctly Vauxhall, with its signature front grille and striking headlights. The vehicle boasts a high driving position, offering excellent visibility, and its rugged design cues hint at its off-road capability. Inside, drivers are met with a comfortable and tech-filled cabin, featuring touchscreen infotainment systems compatible with Apple CarPlay and Android Auto.

Performance:
Under its hood, the Mokka X houses a range of petrol and diesel engines, designed for efficiency without compromising on performance. With its compact size yet spacious interior, it’s a favourite for city drives and long-distance journeys alike.

Competition:
In the UK, the Mokka X finds itself competing against the likes of the Nissan Juke, Renault Captur, and Ford EcoSport. However, its blend of tech features, comfort, and a trusted brand name keeps it as a firm favourite for many British drivers.

Conclusion:
The Vauxhall Mokka X has proven to be more than just another compact SUV in the UK. Its blend of style, performance, and technology – all at an affordable price point, especially with finance options – has solidified its place as a versatile vehicle of choice. Whether it's urban exploration or a countryside drive, the Mokka X stands ready to deliver.

Vauxhall Mokka X Data by County

Vauxhall Mokka X data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All832£9,476647,2032,294
Aberdeen City6£10,190633,36620
Aberdeenshire2£8,823641,50010
Angus3£9,662649,10013
Antrim3£8,816760,0006
Ards1£9,299542,604-
Ballymena3£7,898676,2851
Barking & Dagenham - Greater London1£8,995543,0001
Barnet - Greater London1£9,490649,9903
Bedfordshire15£8,505758,30341
Belfast3£7,002783,2906
Berkshire14£9,927636,47545
Brent - Greater London4£8,171750,5005
Bridgend1£9,995642,543-
Bristol11£8,624656,15122
Bromley - Greater London1£9,495669,0008
Buckinghamshire10£8,824647,91017
Caerphilly2£8,495660,000-
Cambridgeshire19£8,727651,58134
Cardiff4£9,027639,0599
Carmarthenshire2£8,695647,5001
Carrickfergus1£7,450741,0002
Ceredigion1£10,973540,2102
Cheshire17£9,753644,59576
City of Edinburgh2£12,247648,71430
City of London - Greater London11£9,904649,56447
Coleraine1£11,595653,0001
Conwy2£10,495738,1591
Cornwall2£10,245737,62115
County Durham22£8,988656,00246
Craigavon2£9,245553,3963
Croydon - Greater London5£9,535647,8737
Cumbria3£9,747629,30011
Derbyshire9£8,755652,90270
Devon16£9,417751,43047
Dorset7£9,507645,21620
Down1£10,995719,9042
Dumfries and Galloway1£12,495627,0002
Dundee City4£9,019741,61819
Ealing - Greater London5£8,373659,1686
East Ayrshire2£8,247742,12010
East Lothian1£7,999765,7242
East Riding of Yorkshire11£10,918631,57327
East Sussex10£11,474632,61514
Essex30£9,159651,48677
Falkirk2£9,223640,1549
Fermanagh1£7,995579,0002
Fife7£7,725766,88015
Flintshire1£12,495511,9862
Glasgow City11£10,086634,91243
Gloucestershire18£8,324651,08342
Greater Manchester37£8,872648,61290
Hampshire25£9,242750,74778
Havering - Greater London8£9,221646,44411
Herefordshire1£9,295648,28215
Hertfordshire10£10,923640,15833
Hillingdon - Greater London8£6,831781,3249
Hounslow - Greater London2£6,990767,3104
Isle of Anglesey1£7,995669,5422
Isle of Wight5£11,595734,1401
Kent14£10,037647,10567
Lancashire24£9,222648,84179
Larne1£7,950073,000-
Leicestershire17£10,756643,77326
Lincolnshire26£10,428640,83056
Lisburn2£8,838746,0001
Magherafelt1£6,950680,0002
Merseyside9£9,688645,02847
Merthyr Tydfil3£10,197640,2414
Merton - Greater London2£10,645636,8771
Monmouthshire2£8,497753,5002
Moray8£10,558734,93813
Newport8£8,434651,13113
Newtownabbey1£6,995767,5493
Norfolk19£8,992658,23629
North Ayrshire1£10,995645,0001
North Down1£12,495517,9182
North Lanarkshire4£9,096741,92120
North Yorkshire16£9,739642,14437
Northamptonshire9£9,402647,84028
Northumberland15£9,580646,69633
Nottinghamshire8£8,769649,71159
Oxfordshire8£10,119641,21321
Perth and Kinross3£9,014652,77311
Powys1£8,195755,8683
Renfrewshire5£9,515646,28032
Rhondda Cynon Taf3£8,313668,09611
Shropshire7£9,613643,86721
Somerset3£11,553635,09622
South Ayrshire3£9,731642,0216
South Lanarkshire6£9,768736,32616
South Yorkshire20£9,442649,17945
Staffordshire15£9,960641,69448
Stirling3£9,831540,01912
Suffolk13£8,981646,98214
Surrey16£9,449648,72023
Sutton - Greater London1£9,495632,0001
Swansea12£9,332649,39713
Tyne and Wear26£8,886650,86059
Waltham Forest - Greater London3£11,145632,70012
Warwickshire2£8,648650,10912
West Dunbartonshire1£11,998626,3492
West Lothian1£12,250511,6726
West Midlands29£9,487644,90580
West Sussex6£10,789629,16421
West Yorkshire28£8,285653,86291
Wiltshire12£9,425649,36622
Worcestershire3£9,929658,82824
Wrexham2£9,993633,4188
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