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Used Suzuki Ignis on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Ignis on finance

  1. Research the Vehicle:

    • The Suzuki Ignis is a compact crossover with unique styling, combining city car dimensions with SUV design cues.
    • Familiarise yourself with the different trim levels, engine options, and features across the model years.
    • For used models, research any prevalent concerns or wear areas specific to the Ignis.
  2. Searching for a Used Model:

    • Start with Suzuki’s official approved-used car dealerships. These vehicles typically come with a manufacturer's warranty and have undergone inspections for quality.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to capture a variety of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, make monthly payments. At the end of the term, you have the option to pay a final amount to own the car, return it, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll pay off the car's value with monthly instalments. After the last payment, the car is yours.
    • Leasing: Lease the Ignis for a fixed period, returning it at the end of the contract.
    • Personal Loan: Obtain a loan from a bank or lender, purchase the car outright, then pay back the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from Suzuki dealerships and independent finance providers. Look out for special deals for those considering a used Suzuki Ignis on finance.
    • Focus on the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can greatly influence the finance rates and terms you're eligible for.
    • Check your score with UK credit bureaus (Experian, Equifax, TransUnion) and correct any errors or discrepancies.
  6. Budgeting:

    • Determine a monthly payment that's affordable for you.
    • Generally, a larger upfront deposit can lead to lower monthly payments.
  7. Understanding the Agreement:

    • For PCP or leasing deals, be aware of mileage limits and potential charges if you exceed them.
    • Understand any fees linked to early contract termination or excessive wear and tear.
  8. Negotiation:

    • Leverage your research to negotiate both the price of the vehicle and the finance terms. Remember, there's usually some negotiation room, especially when considering a used Suzuki Ignis on finance.
    • Aim to decrease the total amount repayable over the term, not merely the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Always thoroughly read and understand all terms before signing, and keep copies for future reference.
  10. Insurance:

  • Ensure you have the required car insurance in place before taking delivery of the Ignis. Comparing insurance providers can help secure a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide if you want to make the final payment, return the car, or start a new agreement.
  • With HP: The Ignis is yours after all payments are made.
  • If leasing, return the car in the agreed-upon condition.
  1. Additional Costs:
  • Factor in potential other costs, such as road tax, servicing, maintenance, and possible repairs.

Before making a significant financial commitment, ensure your chosen finance option is in line with your current and anticipated financial circumstances. If uncertain, seeking advice from financial experts or trusted friends/family can be invaluable.

About the Suzuki Ignis

The Suzuki Ignis, with its distinctive blend of retro flair and modern design cues, has emerged as a unique contender in the compact crossover segment. It's not just a car; it's a statement. For those in the UK seeking a vehicle that's both practical and packed with personality, the Ignis stands out.

Distinctive By Design:

Launched in the early 2000s and then reborn in 2016, the Ignis has always had a design language of its own. The current generation pays homage to Suzuki's past models with recognisable slits and curves, all while asserting its modernity. Compact in size yet bold in presence, the Ignis is unmistakably unique on British roads.

City-Friendly, Countryside-Ready:

Perfect for navigating through narrow streets of cities like London or Birmingham, the Ignis's compact dimensions are a boon. Yet, its high ground clearance and available ALLGRIP four-wheel-drive system mean that weekend getaways to the UK's picturesque countryside are tackled with confidence.

Innovative Interiors:

Step inside, and the Ignis continues to impress with its deceptively spacious interiors, thanks to smart design choices. The modern dashboard, complete with an infotainment touchscreen, ensures that tech-savvy Brits feel right at home. Plus, the flexible seating arrangement makes the most out of the available space.

Peers and Competitors:

Within the UK, the Ignis finds itself competing with cars like the Kia Picanto X-Line, Fiat Panda Cross, and Renault Twingo. Yet, its unique design and versatile capabilities mean it carves a niche all its own.

Conclusion:

The Suzuki Ignis is more than just a car; it's an experience. For UK residents looking for a vehicle that marries functionality with style, the Ignis is a compelling proposition. With tailor-made finance options, driving home in this unique compact crossover has never been easier.

Buying Guide

Want to find out everything about all Ignis models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Ignis buying guide here.

Suzuki Ignis Data by County

Suzuki Ignis data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All449£11,334629,740741
Aberdeen City3£12,996516,7301
Aberdeenshire4£14,370527,57813
Bedfordshire3£11,530427,7455
Berkshire2£9,973734,0082
Bristol1£15,99941,5227
Buckinghamshire2£10,912422,4311
Cambridgeshire1£8,250712,9519
Cardiff2£11,450517,9741
Carmarthenshire2£15,49537,6006
Ceredigion3£7,995844,6672
Cheshire8£10,333630,87022
City of Edinburgh4£8,410844,1815
City of London - Greater London2£9,145939,5001
Conwy1£14,995316,4726
Cornwall11£11,797528,61216
County Durham11£8,973638,90519
Croydon - Greater London1£9,795813,0001
Cumbria15£12,719525,31318
Derbyshire9£11,349632,04224
Devon17£12,792628,18529
Dorset10£13,323622,03114
Dumfries and Galloway5£17,577311,9864
Dundee City1£4,995974,0003
Ealing - Greater London1£7,795962,0001
East Ayrshire1£9,498823,6391
East Sussex9£13,974416,88813
Essex10£10,012734,67518
Falkirk1£15,290310,7898
Fife9£11,527634,74710
Glasgow City5£14,836417,81516
Gloucestershire5£13,297316,9578
Greater Manchester22£10,031827,23827
Hampshire15£12,155526,63936
Havering - Greater London1£4,888993,8501
Herefordshire2£12,097634,3505
Hertfordshire13£13,483422,00019
Highland3£14,397317,2429
Hillingdon - Greater London2£7,340952,4001
Isle of Wight2£13,747439,1405
Kent5£8,715741,0596
Lancashire7£11,491637,38920
Leicestershire7£10,080736,6048
Lincolnshire10£11,664528,26424
Merseyside2£8,852738,7574
Newport2£12,495523,2508
Newtownabbey8£11,491534,8575
Norfolk4£13,669414,3628
North Ayrshire4£10,922530,7502
North Down1£16,99027,5391
North Lanarkshire1£8,495844,6244
North Yorkshire16£11,764625,59424
Northamptonshire15£14,364316,90011
Northumberland7£12,228524,31820
Nottinghamshire7£10,647627,45813
Oxfordshire1£9,790825,2312
Perth and Kinross3£10,426722,3235
Renfrewshire1£11,999514,5165
Rhondda Cynon Taf1£6,832950,8672
Scottish Borders1£8,649930,6101
Shropshire7£12,976520,42913
Somerset4£13,594426,11512
South Ayrshire2£9,997558,2762
South Lanarkshire1£11,995337,6121
South Yorkshire7£10,705529,34014
Staffordshire9£11,151616,47611
Suffolk7£12,454423,3796
Surrey3£9,375754,89717
Swansea1£13,79529,500-
Torfaen1£5,495952,782-
Tyne and Wear10£11,493527,91411
West Lothian2£9,4951133,052-
West Midlands26£12,282633,20929
West Sussex9£11,022629,30210
West Yorkshire24£10,335733,54035
Wiltshire6£13,293429,11410
Worcestershire8£10,809621,32910
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