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Used Suzuki Ignis on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Ignis on finance

  1. Research the Vehicle:

    • The Suzuki Ignis is a compact crossover with unique styling, combining city car dimensions with SUV design cues.
    • Familiarise yourself with the different trim levels, engine options, and features across the model years.
    • For used models, research any prevalent concerns or wear areas specific to the Ignis.
  2. Searching for a Used Model:

    • Start with Suzuki’s official approved-used car dealerships. These vehicles typically come with a manufacturer's warranty and have undergone inspections for quality.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to capture a variety of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, make monthly payments. At the end of the term, you have the option to pay a final amount to own the car, return it, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll pay off the car's value with monthly instalments. After the last payment, the car is yours.
    • Leasing: Lease the Ignis for a fixed period, returning it at the end of the contract.
    • Personal Loan: Obtain a loan from a bank or lender, purchase the car outright, then pay back the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from Suzuki dealerships and independent finance providers. Look out for special deals for those considering a used Suzuki Ignis on finance.
    • Focus on the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can greatly influence the finance rates and terms you're eligible for.
    • Check your score with UK credit bureaus (Experian, Equifax, TransUnion) and correct any errors or discrepancies.
  6. Budgeting:

    • Determine a monthly payment that's affordable for you.
    • Generally, a larger upfront deposit can lead to lower monthly payments.
  7. Understanding the Agreement:

    • For PCP or leasing deals, be aware of mileage limits and potential charges if you exceed them.
    • Understand any fees linked to early contract termination or excessive wear and tear.
  8. Negotiation:

    • Leverage your research to negotiate both the price of the vehicle and the finance terms. Remember, there's usually some negotiation room, especially when considering a used Suzuki Ignis on finance.
    • Aim to decrease the total amount repayable over the term, not merely the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Always thoroughly read and understand all terms before signing, and keep copies for future reference.
  10. Insurance:

  • Ensure you have the required car insurance in place before taking delivery of the Ignis. Comparing insurance providers can help secure a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide if you want to make the final payment, return the car, or start a new agreement.
  • With HP: The Ignis is yours after all payments are made.
  • If leasing, return the car in the agreed-upon condition.
  1. Additional Costs:
  • Factor in potential other costs, such as road tax, servicing, maintenance, and possible repairs.

Before making a significant financial commitment, ensure your chosen finance option is in line with your current and anticipated financial circumstances. If uncertain, seeking advice from financial experts or trusted friends/family can be invaluable.

About the Suzuki Ignis

The Suzuki Ignis, with its distinctive blend of retro flair and modern design cues, has emerged as a unique contender in the compact crossover segment. It's not just a car; it's a statement. For those in the UK seeking a vehicle that's both practical and packed with personality, the Ignis stands out.

Distinctive By Design:

Launched in the early 2000s and then reborn in 2016, the Ignis has always had a design language of its own. The current generation pays homage to Suzuki's past models with recognisable slits and curves, all while asserting its modernity. Compact in size yet bold in presence, the Ignis is unmistakably unique on British roads.

City-Friendly, Countryside-Ready:

Perfect for navigating through narrow streets of cities like London or Birmingham, the Ignis's compact dimensions are a boon. Yet, its high ground clearance and available ALLGRIP four-wheel-drive system mean that weekend getaways to the UK's picturesque countryside are tackled with confidence.

Innovative Interiors:

Step inside, and the Ignis continues to impress with its deceptively spacious interiors, thanks to smart design choices. The modern dashboard, complete with an infotainment touchscreen, ensures that tech-savvy Brits feel right at home. Plus, the flexible seating arrangement makes the most out of the available space.

Peers and Competitors:

Within the UK, the Ignis finds itself competing with cars like the Kia Picanto X-Line, Fiat Panda Cross, and Renault Twingo. Yet, its unique design and versatile capabilities mean it carves a niche all its own.

Conclusion:

The Suzuki Ignis is more than just a car; it's an experience. For UK residents looking for a vehicle that marries functionality with style, the Ignis is a compelling proposition. With tailor-made finance options, driving home in this unique compact crossover has never been easier.

Buying Guide

Want to find out everything about all Ignis models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Ignis buying guide here.

Suzuki Ignis Data by County

Suzuki Ignis data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All422£11,058633,864806
Aberdeenshire7£11,924625,74613
Angus2£9,797645,1074
Ayrshire4£10,397537,3227
Bedfordshire2£10,991428,65810
Blaenau Gwent3£12,933419,2421
Bridgend3£11,366627,33310
Bristol1£15,999416,2599
Buckinghamshire3£10,260326,76512
Cambridgeshire3£8,803639,6774
Cardiff2£6,995973,4425
Carmarthenshire2£14,495517,6444
Cheshire4£7,708838,66422
Cornwall8£13,728418,31717
County Antrim4£12,431521,06015
County Armagh1£14,495311,394-
County Down3£12,648344,2466
County Durham8£9,117751,30811
County Londonderry1£7,250870,3731
Cumbria24£13,093524,99516
Derbyshire11£11,424626,83620
Devon12£10,884532,95030
Dorset6£13,225521,99411
Dumfries & Galloway2£16,47338,8485
East Riding of Yorkshire2£11,388711,1912
East Sussex8£12,769532,55012
Essex6£9,588640,31814
Falkirk2£11,995324,5696
Fife8£10,748632,23512
Flintshire1£6,595958,3241
Gloucestershire5£10,916442,8496
Greater London9£8,365948,58810
Greater Manchester16£8,004847,96726
Hampshire14£11,771631,55425
Herefordshire2£13,725521,8672
Hertfordshire4£11,643634,00020
Highland5£12,718438,4164
Inverclyde1£13,995611,8144
Isle of Anglesey1£6,299877,000-
Isle of Wight1£11,995467,8323
Kent4£10,225723,84013
Lanarkshire8£10,420631,98117
Lancashire8£8,351747,59916
Leicestershire10£6,9031156,69014
Lincolnshire8£10,972628,28912
Merseyside1£11,99568,75111
Midlothian4£10,372635,9386
Moray1£10,998625,840-
Neath Port Talbot1£8,995748,500-
Newport4£13,445319,70912
Norfolk8£13,725419,8989
North Yorkshire9£10,940539,50223
Northamptonshire11£12,233529,75120
Northumberland7£11,642535,12318
Nottinghamshire14£10,357646,05714
Oxfordshire3£7,986855,521-
Pembrokeshire3£12,827521,2783
Perth & Kinross4£12,143621,4248
Renfrewshire3£13,665415,4484
Shropshire5£12,656517,10012
Somerset6£13,241523,9526
South Yorkshire12£8,419846,05812
Staffordshire4£12,057417,34217
Suffolk3£10,413636,47314
Surrey7£12,649432,90917
Swansea5£12,677517,9284
Tyne and Wear7£11,382532,30920
Warwickshire1£7,000846,7203
West Midlands25£11,995634,72043
West Sussex5£9,806734,7919
West Yorkshire14£8,323851,15446
Wiltshire9£12,423426,55410
Worcestershire5£9,1971044,04012
Wrexham2£7,848749,5951
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