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Used Suzuki Ignis on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Ignis on finance

  1. Research the Vehicle:

    • The Suzuki Ignis is a compact crossover with unique styling, combining city car dimensions with SUV design cues.
    • Familiarise yourself with the different trim levels, engine options, and features across the model years.
    • For used models, research any prevalent concerns or wear areas specific to the Ignis.
  2. Searching for a Used Model:

    • Start with Suzuki’s official approved-used car dealerships. These vehicles typically come with a manufacturer's warranty and have undergone inspections for quality.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to capture a variety of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, make monthly payments. At the end of the term, you have the option to pay a final amount to own the car, return it, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll pay off the car's value with monthly instalments. After the last payment, the car is yours.
    • Leasing: Lease the Ignis for a fixed period, returning it at the end of the contract.
    • Personal Loan: Obtain a loan from a bank or lender, purchase the car outright, then pay back the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from Suzuki dealerships and independent finance providers. Look out for special deals for those considering a used Suzuki Ignis on finance.
    • Focus on the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can greatly influence the finance rates and terms you're eligible for.
    • Check your score with UK credit bureaus (Experian, Equifax, TransUnion) and correct any errors or discrepancies.
  6. Budgeting:

    • Determine a monthly payment that's affordable for you.
    • Generally, a larger upfront deposit can lead to lower monthly payments.
  7. Understanding the Agreement:

    • For PCP or leasing deals, be aware of mileage limits and potential charges if you exceed them.
    • Understand any fees linked to early contract termination or excessive wear and tear.
  8. Negotiation:

    • Leverage your research to negotiate both the price of the vehicle and the finance terms. Remember, there's usually some negotiation room, especially when considering a used Suzuki Ignis on finance.
    • Aim to decrease the total amount repayable over the term, not merely the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Always thoroughly read and understand all terms before signing, and keep copies for future reference.
  10. Insurance:

  • Ensure you have the required car insurance in place before taking delivery of the Ignis. Comparing insurance providers can help secure a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide if you want to make the final payment, return the car, or start a new agreement.
  • With HP: The Ignis is yours after all payments are made.
  • If leasing, return the car in the agreed-upon condition.
  1. Additional Costs:
  • Factor in potential other costs, such as road tax, servicing, maintenance, and possible repairs.

Before making a significant financial commitment, ensure your chosen finance option is in line with your current and anticipated financial circumstances. If uncertain, seeking advice from financial experts or trusted friends/family can be invaluable.

About the Suzuki Ignis

The Suzuki Ignis, with its distinctive blend of retro flair and modern design cues, has emerged as a unique contender in the compact crossover segment. It's not just a car; it's a statement. For those in the UK seeking a vehicle that's both practical and packed with personality, the Ignis stands out.

Distinctive By Design:

Launched in the early 2000s and then reborn in 2016, the Ignis has always had a design language of its own. The current generation pays homage to Suzuki's past models with recognisable slits and curves, all while asserting its modernity. Compact in size yet bold in presence, the Ignis is unmistakably unique on British roads.

City-Friendly, Countryside-Ready:

Perfect for navigating through narrow streets of cities like London or Birmingham, the Ignis's compact dimensions are a boon. Yet, its high ground clearance and available ALLGRIP four-wheel-drive system mean that weekend getaways to the UK's picturesque countryside are tackled with confidence.

Innovative Interiors:

Step inside, and the Ignis continues to impress with its deceptively spacious interiors, thanks to smart design choices. The modern dashboard, complete with an infotainment touchscreen, ensures that tech-savvy Brits feel right at home. Plus, the flexible seating arrangement makes the most out of the available space.

Peers and Competitors:

Within the UK, the Ignis finds itself competing with cars like the Kia Picanto X-Line, Fiat Panda Cross, and Renault Twingo. Yet, its unique design and versatile capabilities mean it carves a niche all its own.

Conclusion:

The Suzuki Ignis is more than just a car; it's an experience. For UK residents looking for a vehicle that marries functionality with style, the Ignis is a compelling proposition. With tailor-made finance options, driving home in this unique compact crossover has never been easier.

Buying Guide

Want to find out everything about all Ignis models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Ignis buying guide here.

Suzuki Ignis Data by County

Suzuki Ignis data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All399£11,147629,802744
Aberdeen City4£12,622518,8822
Aberdeenshire6£14,328527,51516
Antrim1£12,99539,7003
Ards1£5,995825,7001
Bedfordshire4£10,912438,8072
Berkshire2£9,145958,6502
Blaenau Gwent1£14,999341,9831
Buckinghamshire5£11,878532,6795
Cambridgeshire2£7,625837,2968
Cardiff1£9,950422,2001
Carmarthenshire2£13,995316,6003
Cheshire12£10,062633,60519
City of Edinburgh3£9,296736,8264
City of London - Greater London1£9,295829,000-
Conwy2£6,895956,5515
Cornwall8£13,034420,54315
County Durham6£11,111732,00221
Croydon - Greater London1£9,495530,0001
Cumbria22£13,079525,92423
Derbyshire4£11,412631,24924
Devon8£12,598518,90028
Dorset6£13,158420,35622
Dumfries and Galloway5£14,977523,7295
Dundee City4£10,646632,2243
Ealing - Greater London1£6,495962,0002
East Riding of Yorkshire1£12,750511,7481
East Sussex7£13,649414,40313
Essex6£10,294621,15420
Falkirk2£7,499844,3777
Fife10£10,721634,00110
Glasgow City5£13,257521,34814
Gloucestershire6£12,798428,0329
Greater Manchester9£9,023827,03944
Hampshire15£12,328430,44129
Havering - Greater London1£10,888813,2572
Herefordshire2£11,120631,4563
Hertfordshire15£11,861526,51023
Highland2£17,59838,5806
Hillingdon - Greater London1£9,490821,0002
Inverclyde1£8,795645,0001
Isle of Wight2£12,747442,7422
Kent4£8,470743,0653
Lancashire9£9,892645,31722
Leicestershire7£9,058835,79810
Lincolnshire3£10,591441,01523
Merseyside1£8,558835,9254
Newtownabbey6£11,243432,3766
Norfolk5£14,845417,9656
North Ayrshire5£9,498635,6353
North Lanarkshire1£6,510746,2583
North Yorkshire16£11,702527,23422
Northamptonshire16£13,237426,7048
Northumberland8£11,919529,49617
Nottinghamshire5£10,779530,65313
Perth and Kinross1£12,99033,8739
Renfrewshire2£10,349616,6873
Shropshire2£14,840513,50018
Somerset3£14,311417,37312
South Ayrshire2£9,745653,1362
South Yorkshire9£8,746844,31013
Staffordshire5£11,147517,54211
Suffolk6£10,363538,86411
Surrey2£12,000517,88213
Swansea2£11,747519,763-
Tyne and Wear10£10,333631,69614
Warwickshire1£11,490719,900-
West Lothian1£14,495223,904-
West Midlands33£11,450633,74027
West Sussex6£9,748739,8488
West Yorkshire14£10,201630,17446
Wiltshire8£11,681535,9158
Worcestershire9£9,851736,1607
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