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Used Suzuki Ignis on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Suzuki Ignis on finance

  1. Research the Vehicle:

    • The Suzuki Ignis is a compact crossover with unique styling, combining city car dimensions with SUV design cues.
    • Familiarise yourself with the different trim levels, engine options, and features across the model years.
    • For used models, research any prevalent concerns or wear areas specific to the Ignis.
  2. Searching for a Used Model:

    • Start with Suzuki’s official approved-used car dealerships. These vehicles typically come with a manufacturer's warranty and have undergone inspections for quality.
    • Broaden your search to include online platforms, local dealerships, and car supermarkets to capture a variety of prices and options.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, make monthly payments. At the end of the term, you have the option to pay a final amount to own the car, return it, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll pay off the car's value with monthly instalments. After the last payment, the car is yours.
    • Leasing: Lease the Ignis for a fixed period, returning it at the end of the contract.
    • Personal Loan: Obtain a loan from a bank or lender, purchase the car outright, then pay back the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotes from Suzuki dealerships and independent finance providers. Look out for special deals for those considering a used Suzuki Ignis on finance.
    • Focus on the APR (Annual Percentage Rate) to gauge the complete borrowing cost.
  5. Consider Your Credit Score:

    • Your credit rating can greatly influence the finance rates and terms you're eligible for.
    • Check your score with UK credit bureaus (Experian, Equifax, TransUnion) and correct any errors or discrepancies.
  6. Budgeting:

    • Determine a monthly payment that's affordable for you.
    • Generally, a larger upfront deposit can lead to lower monthly payments.
  7. Understanding the Agreement:

    • For PCP or leasing deals, be aware of mileage limits and potential charges if you exceed them.
    • Understand any fees linked to early contract termination or excessive wear and tear.
  8. Negotiation:

    • Leverage your research to negotiate both the price of the vehicle and the finance terms. Remember, there's usually some negotiation room, especially when considering a used Suzuki Ignis on finance.
    • Aim to decrease the total amount repayable over the term, not merely the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Always thoroughly read and understand all terms before signing, and keep copies for future reference.
  10. Insurance:

  • Ensure you have the required car insurance in place before taking delivery of the Ignis. Comparing insurance providers can help secure a competitive rate.
  1. End-of-Agreement Options:
  • With PCP: Decide if you want to make the final payment, return the car, or start a new agreement.
  • With HP: The Ignis is yours after all payments are made.
  • If leasing, return the car in the agreed-upon condition.
  1. Additional Costs:
  • Factor in potential other costs, such as road tax, servicing, maintenance, and possible repairs.

Before making a significant financial commitment, ensure your chosen finance option is in line with your current and anticipated financial circumstances. If uncertain, seeking advice from financial experts or trusted friends/family can be invaluable.

About the Suzuki Ignis

The Suzuki Ignis, with its distinctive blend of retro flair and modern design cues, has emerged as a unique contender in the compact crossover segment. It's not just a car; it's a statement. For those in the UK seeking a vehicle that's both practical and packed with personality, the Ignis stands out.

Distinctive By Design:

Launched in the early 2000s and then reborn in 2016, the Ignis has always had a design language of its own. The current generation pays homage to Suzuki's past models with recognisable slits and curves, all while asserting its modernity. Compact in size yet bold in presence, the Ignis is unmistakably unique on British roads.

City-Friendly, Countryside-Ready:

Perfect for navigating through narrow streets of cities like London or Birmingham, the Ignis's compact dimensions are a boon. Yet, its high ground clearance and available ALLGRIP four-wheel-drive system mean that weekend getaways to the UK's picturesque countryside are tackled with confidence.

Innovative Interiors:

Step inside, and the Ignis continues to impress with its deceptively spacious interiors, thanks to smart design choices. The modern dashboard, complete with an infotainment touchscreen, ensures that tech-savvy Brits feel right at home. Plus, the flexible seating arrangement makes the most out of the available space.

Peers and Competitors:

Within the UK, the Ignis finds itself competing with cars like the Kia Picanto X-Line, Fiat Panda Cross, and Renault Twingo. Yet, its unique design and versatile capabilities mean it carves a niche all its own.

Conclusion:

The Suzuki Ignis is more than just a car; it's an experience. For UK residents looking for a vehicle that marries functionality with style, the Ignis is a compelling proposition. With tailor-made finance options, driving home in this unique compact crossover has never been easier.

Buying Guide

Want to find out everything about all Ignis models, pros and cons, what to look out for and everything else you need to know? Check out our Suzuki Ignis buying guide here.

Suzuki Ignis Data by County

Suzuki Ignis data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All436£10,909634,353840
Aberdeenshire10£12,096631,29116
Angus1£7,995818,6777
Ayrshire5£10,013641,2019
Bedfordshire4£9,520539,5436
Berkshire1£13,995416,1054
Blaenau Gwent1£13,800516,0002
Borders1£7,149858,9901
Bridgend5£9,138739,05212
Bristol5£13,555410,8926
Buckinghamshire6£10,552639,53410
Caerphilly1£5,995967,000-
Cambridgeshire2£8,659730,3575
Cardiff1£12,95037,7815
Carmarthenshire2£7,993850,1505
Cheshire8£9,976735,57821
Conwy1£7,995650,4453
Cornwall6£13,207523,91322
County Antrim10£11,562527,31812
County Armagh1£14,495311,394-
County Down1£10,995467,2538
County Durham5£10,374649,09814
Cumbria18£12,876527,12322
Derbyshire4£10,299728,67023
Devon13£12,039528,36929
Dorset2£13,495423,91121
Dumfries & Galloway3£16,598218,3413
East Riding of Yorkshire1£11,642511,7482
East Sussex6£12,246538,05615
Essex5£11,029633,21115
Falkirk3£11,019541,6574
Fife11£10,437630,69513
Flintshire1£6,795958,3241
Gloucestershire8£10,047543,9088
Greater London5£8,646940,55514
Greater Manchester12£8,377945,51737
Hampshire15£9,512743,26924
Herefordshire1£17,45037,2874
Hertfordshire7£12,767424,37528
Highland4£13,361431,4213
Inverclyde1£13,995611,8145
Isle of Anglesey1£6,299877,000-
Isle of Wight1£11,995467,8322
Kent5£9,492629,55513
Lanarkshire9£11,446629,77019
Lancashire7£8,816747,71318
Leicestershire9£9,253937,53715
Lincolnshire4£11,624522,02615
Merseyside2£11,745614,03210
Midlothian3£7,495754,5044
Moray1£10,998625,840-
Newport1£8,295635,08212
Norfolk7£15,572314,0059
North Yorkshire15£10,954534,90324
Northamptonshire17£13,641422,20212
Northumberland15£12,094526,39610
Nottinghamshire17£9,918645,1507
Oxfordshire2£6,745972,9441
Pembrokeshire4£13,246525,3931
Perth & Kinross6£9,497742,0847
Powys1£7,995655,150-
Renfrewshire1£8,498670,7042
Shropshire5£12,294512,90014
Somerset3£12,930425,58910
South Yorkshire12£10,869634,2638
Staffordshire6£9,695634,14214
Stirling1£13,998313,058-
Suffolk3£14,729320,01813
Surrey3£14,175535,56514
Swansea1£9,999830,0266
Tyne and Wear10£11,038529,18617
West Lothian3£8,0951035,8593
West Midlands23£11,267634,88143
West Sussex4£9,281733,17712
West Yorkshire20£9,972738,41551
Wiltshire12£11,803433,0746
Worcestershire4£7,873950,7279
Wrexham1£11,677314,631-
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