Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Revered for being a highly dependable car, this 5 door suv second hand car offers you a petrol 1500cc motor and automatic gearbox, is finished in blue and has 33,050 miles on the dashboard. Currently available at the fabulous price of £14,739 or you can also opt to buy on finance by using evenly distributed, budget friendly payments commencing from just £ pm.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Painted in blue, this second hand Skoda Kamiq 1.0 Tsi 95 Se Drive contains a 1.0l petrol motor with manual transmission and has 55,830 miles on the clock.
On offer and ready for you to drive away today is this dependable Kamiq 1.0 Tsi 110 Se L which is ranked amongst the UK's top 10 reliability index. It features manual transmission and has got a 1000 CC petrol motor. This second hand model available from this dealer priced at £12,390 comes finished in silver and has clocked-up 42,173 miles.
Available at our dealership in Derby is this near mint Skoda Kamiq 1.0 Tsi 95 Se Edition that has a 1.0 LTR petrol engine with manual transmission. It's on offer and ready for its new owner to drive away finished in the shade of white with a mere 8,146 miles clocked up on the dashboard.
This Kamiq is a vehicle that is rated as one of the most trustworthy and reliable models around. This second hand one is equipped with a 1.0L petrol engine with manual transmission and it has got 50,140 miles clocked-up on the dash.
A great price of £18,498 is being offered by our dealership on this hatchback that is known to be one of the most trustworthy and reliable vehicles on the market.
Choose this used Skoda for just £11,995. Credit deals commence at around £ a month for this motor that comes fitted with a 1.0L petrol motor with manual transmission.
A hatchback designed by the Skoda company to give drivers a higher standard of durability than an average vehicle, it equips the driver with a petrol 1000CC motor and automatic transmission. this dealer currently has this second hand model on offer that has 45,692 miles on the dashboard.
Well known for its durability, this Skoda Kamiq 1.0 Tsi Monte Carlo Euro 6 Ss comes fitted with manual transmission and a 1.0 Litre petrol engine. This second hand model has 14,687 miles clocked up on the dashboard and is currently available for sale in a blue finish.
Up for sale and ready for its next owner to drive away is this trusty Skoda Kamiq Se which is ranked amongst the UK's top 20 most reliable cars. It contains a 1000 cc petrol engine and manual transmission. This used model currently available at our dealership in Carlisle has a mere 31,000 miles clocked up on the dash.
Fitted with a 1.0L petrol motor and a automatic gearbox, this highly reliable hatchback used car is currently available for sale in grey with 14,666 miles clocked-up on the dash.
Have a closer look at this trusty Skoda Kamiq 1.0 Tsi Se Edition Suv Dsg Euro 6 Ss which is one of the UK's top 20 most reliable models. This one currently for sale at our dealership in Stockport is a second-hand vehicle, however it was well looked after and is still in an almost pristine, near mint condition.
This dependable and trustworthy Kamiq has 37,000 miles on the dash and is fitted out with a 1.0 Ltr petrol motor with manual transmission. Grab the opportunity right now to own this second-hand model from this dealer which is offered at just £10,190.
Now available from our dealership is this low mileage estate Skoda in impeccable, nearly new condition containing a 1000 cc petrol motor with automatic transmission.
Finished in blue, this car has got 33,316 miles clocked up on the dash and is equipped with a 1.0 L petrol engine with automatic transmission. It was registered in 2023 and is currently on offer and ready for its new owner to take home for £13,400.
Built with a 1.0 litre petrol motor and a manual transmission, this very dependable Skoda Kamiq 1.0 Tsi Design Edition is currently available for sale in grey with 12,518 miles clocked-up on the dash.
This hatchback Skoda Kamiq 1.0 Tsi 110 Se Drive is fitted out with a 1.0 Ltr petrol engine with manual transmission and has got 14,352 miles clocked up on the dash.
Up for sale at the full price of £13,280 and with the possibility to purchase on credit with achievable payments starting at £ per month, this blue suv has got 59,445 miles clocked up on the dash and contains a 1.5l petrol motor with automatic transmission.
On the market and ready for its next owner to drive away is this Kamiq 1.5L Se L which comes fitted with a 1.5 litre petrol motor with automatic transmission. This second hand one is advertised at the outstanding price of £12,750, has 60,255 miles on the clock and has a grey finish.
Securing financing for a used Skoda Kamiq involves several steps. Here’s a guide that comprehensively walks through the essentials of each phase, assisting you in making an informed decision.
1. Establish a Budget and Determine Needs
Define Your Requirements: Understand the specific variant, year, and features you desire in a Skoda Kamiq.
Budget Planning: Formulate a budget considering the down payment, monthly payments, and additional costs like insurance.
2. Explore Various Financing Options
Bank Financing: Check for auto loans from traditional banks, keeping an eye on interest rates and terms.
Hire Purchase (HP): Consider HP for straightforwardness - deposit, followed by fixed monthly payments, leading to ownership.
Personal Contract Purchase (PCP): PCP allows for lower monthly payments and flexible options at the end of the term.
Dealership Financing: Investigate dealership financing options, but ensure to compare with external financing terms.
3. Choosing the Right Skoda Kamiq
Comprehensive Check: Validate the vehicle’s condition mechanically and aesthetically.
History Report: Using the VIN, obtain a report detailing any accidents, finance outstanding, or notable issues.
4. Negotiation and Contract Validation
Negotiating: Be informed about the Kamiq’s market value to facilitate successful price negotiation.
Verify Contract Details: Ensure clarity and accuracy in all aspects of the agreement before finalizing.
5. Efficiently Manage Insurance
Insurance Shopping: Explore various insurance options, aiming for quality coverage at a cost-effective rate.
Possible Bundling: Inquire about potential savings through bundling different insurance policies.
6. Sustain Responsible Ownership
Punctual Payments: Adhere to the payment schedule to avoid penalties and protect your credit score.
Consistent Maintenance: Regularly service the Kamiq to maintain its condition and functionality.
7. Strategize for Future Endeavours
Retain Resale Value: Ensure optimal maintenance and keep all relevant documentation to enhance resale value.
Plan Post-Contract: Be clear about the subsequent steps once the finance term concludes – whether you intend to keep, sell, or trade the vehicle.
Conclusion
Navigating through the process of financing a used Skoda Kamiq requires astute planning and execution. From defining your requirements, investigating financing options, and prudently selecting the vehicle, to managing insurance and ensuring responsible ownership - each step is crucial. Adhering to this guide and possibly consulting with a financial advisor, will enable you to circumnavigate potential pitfalls, ensuring a rewarding ownership experience while maintaining financial stability.
About the Skoda Kamiq
In the world of compact SUVs, Škoda carved out a niche for itself with the introduction of the Kamiq. Marrying the quintessential Škoda design language with contemporary features, the Kamiq has become a sought-after vehicle for those wanting a blend of city-friendly size and robust performance.
A Brief Dive into Kamiq's Origins: Introduced in 2019, the Kamiq joined Škoda's line-up as the smallest SUV, complementing the Karoq and Kodiaq. Despite its younger age, it was quick to make a lasting impression, especially in the European and UK markets.
Kamiq on UK Roads: Perfectly attuned to the UK's diverse driving landscape, the Kamiq's design caters to both urban jaunts and countryside adventures. It boasts a practical layout, a spacious cabin, and an elevated driving position – offering a panoramic view of Britain’s historic streets and rolling hills.
The Competitive Arena: When venturing into the compact SUV sector in the UK, the Kamiq faces stiff competition. From the Nissan Juke to the Ford Puma and Volkswagen T-Cross, the arena is filled with contenders. Yet, the Kamiq, with its unique blend of aesthetics, advanced safety features, and Škoda's famed 'Simply Clever' solutions, ensures it remains a top choice for many.
Concluding Thoughts: The Škoda Kamiq is more than just a compact SUV; it's an embodiment of modern-day motoring needs. With its blend of style, functionality, and reliability, it's a fitting choice for the UK motorist. And with available finance options, embracing the Kamiq experience becomes an enticing, attainable aspiration.
Skoda Kamiq Data by County
Skoda Kamiq data for the amount in stock, average price, age and mileage throughout
the UK and by county.