Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Having to get your car repaired is not only a pain, it can be a bit on the expensive side, getting one that's rated for being reliable might be something you want to consider if you are thinking of overall cost in the long term. The Skoda Kamiq is in the top 20 of the UK's reliability index and at this dealer you can get this second hand 1.0 Tsi 110 Se L 5Dr, Keyless Start, Parking Assis for just £15,250. That's already a bargain for this model, even more so when you take into account that it's less likely to leave you with an extra bill for repairs.
On offer and ready for its next owner to take home is this trusty Kamiq Se L that is ranked amongst Britain's top 10 most reliable vehicles. This second hand model from our dealership has 29,028 miles on the clock and comes in blue.
On the market and ready for its next owner to drive away is this dependable Kamiq which is one of Britain's top 20 most reliable cars. It features manual transmission and has a 1.0 LTR petrol motor. This second hand model has been finished in the tone of blue and has 60,107 miles clocked-up on the dashboard.
Have a closer look at this dependable and durable Skoda Kamiq 1.0 Tsi 95 Se which is ranked amongst Britain's top 20 reliability index. It is fitted out with a 1.0l petrol engine and manual transmission. This second hand one at our dealership has only done 32,021 mi.
On offer and ready for you to drive away today is this dependable Skoda that has a top 10 ranking for its reliable build. It is equipped with a 1.0l petrol motor and it has manual transmission. This used model in Sheffield has been finished in the shade of grey and has only 7,266 miles on the dash.
Go for a test drive in this Skoda that is ranked as one of the most reliable and trustworthy cars available. It features manual transmission and a 1.0 LTR petrol engine. This second hand model from our dealership in Mansfield only has 31,749 miles clocked-up on the dash.
A vehicle designed by Skoda to give its driver a higher standard of trustworthiness than your average car. This second-hand Skoda Kamiq 1.0 Tsi 95 Se comes in the tone of black with a petrol 1.0 L motor, manual gears and 21,081 miles on the clock.
This Skoda is listed amongst the top twenty, most reliable and trustworthy motors in the UK. It contains a 1.0 Ltr petrol engine and automatic transmission. This second-hand one has 16,210 miles on the dash and has been finished in . Available for sale at the awesome price of only £14,975 or with the option to purchase on finance with achievable repayments on hand from £ monthly.
Accounting for several points, the UK Reliability Index gathers data sourced from a vast number of claims that are made every year. It considers: the inconvenience for motorists, the amount the car fails and cost and therefore shows motorists a comprehensive guide of cars on the UK's roads today. The Skoda Kamiq is in the top ten of the UK's reliability index and this dealership in Burnley currently has this second hand model in stock for just £12,599. That's already a really good deal for this model and even more so when you take into account that it is less likely to let you down and cost you extra money in repairs.
This Skoda Kamiq has been engineered with reliability and trustworthiness in mind. This second hand model, currently available from this dealer has a 1.0l petrol motor with automatic transmission and it has 40,360 miles clocked up on the dash.
Test drive this Skoda Kamiq that has automatic transmission and a 1.0 Ltr petrol engine. This second hand model currently available from this dealer in Liverpool is for sale at the remarkable price of only £15,298, comes in blue and has 29,301 miles clocked up on the dash.
On the market and ready for its next owner to drive away is this vehicle on offer at the remarkable price of only £12,799. This dealership also provides you with the option to buy with achievable monthly payments to suit all budgets with instalment plans commencing from only £ pm.
5,554 miles clocked up on the dashboard, this Skoda Kamiq Kamiq Se Drive 1.0 Tsi 110 Ps 6G Man is fitted with a 1000cc petrol engine and manual transmission.
Check out the bargain price of just £17,950 on this Skoda at this dealer. It's a second-hand model, but it's been well looked after so it's still in a superb, like new condition.
This Kamiq 1.5 Monte Carlo Tsi Dsg 148 Bhp is fitted with a 1.5 L petrol motor with automatic transmission and has 45,000 miles on the dashboard. This second-hand one from this dealer is available in the tone of black.
With a mere 20,843 miles on the dashboard, this Kamiq comes equipped with a 1000CC petrol engine and has manual transmission. Available to drive away at the superb price of just £16,495 or with the option to buy using finance with achievable payments at hand starting at £ monthly.
Test drive this dependable and durable Skoda Kamiq 1.0 Tsi 110 Se Dsg that has a top 20 ranking for its reliable design. It contains a 1000CC petrol motor and automatic transmission. This model now available at our dealership is a second hand model, but it has been beautifully maintained so it's still in an impeccable, like new condition with only 10,591 miles on the dashboard.
Get behind the wheel of this dependable and durable Kamiq that is ranked as one of Britain's top 20 most reliable vehicles. It comes with manual transmission and a 1.0 LTR petrol engine. This is a second-hand vehicle, but it was well maintained by its last owner and still remains in an almost flawless, near mint condition both inside and out with a mere 10,443 miles on the dash.
Take a closer look at this dependable and durable Kamiq 1.0 Tsi Monte Carlo Dsg Hatchback that is one of Britain's top 10 most reliable cars. It is fitted out with automatic transmission and has a 1.0l petrol motor. This second-hand model now for sale at our dealership only has 1,500 miles clocked up on the dash.
With 26,711 mi clocked up on the dash and painted in the shade of blue, this vehicle is fitted out with a 1000CC petrol motor and automatic transmission.
Securing financing for a used Skoda Kamiq involves several steps. Here’s a guide that comprehensively walks through the essentials of each phase, assisting you in making an informed decision.
1. Establish a Budget and Determine Needs
Define Your Requirements: Understand the specific variant, year, and features you desire in a Skoda Kamiq.
Budget Planning: Formulate a budget considering the down payment, monthly payments, and additional costs like insurance.
2. Explore Various Financing Options
Bank Financing: Check for auto loans from traditional banks, keeping an eye on interest rates and terms.
Hire Purchase (HP): Consider HP for straightforwardness - deposit, followed by fixed monthly payments, leading to ownership.
Personal Contract Purchase (PCP): PCP allows for lower monthly payments and flexible options at the end of the term.
Dealership Financing: Investigate dealership financing options, but ensure to compare with external financing terms.
3. Choosing the Right Skoda Kamiq
Comprehensive Check: Validate the vehicle’s condition mechanically and aesthetically.
History Report: Using the VIN, obtain a report detailing any accidents, finance outstanding, or notable issues.
4. Negotiation and Contract Validation
Negotiating: Be informed about the Kamiq’s market value to facilitate successful price negotiation.
Verify Contract Details: Ensure clarity and accuracy in all aspects of the agreement before finalizing.
5. Efficiently Manage Insurance
Insurance Shopping: Explore various insurance options, aiming for quality coverage at a cost-effective rate.
Possible Bundling: Inquire about potential savings through bundling different insurance policies.
6. Sustain Responsible Ownership
Punctual Payments: Adhere to the payment schedule to avoid penalties and protect your credit score.
Consistent Maintenance: Regularly service the Kamiq to maintain its condition and functionality.
7. Strategize for Future Endeavours
Retain Resale Value: Ensure optimal maintenance and keep all relevant documentation to enhance resale value.
Plan Post-Contract: Be clear about the subsequent steps once the finance term concludes – whether you intend to keep, sell, or trade the vehicle.
Conclusion
Navigating through the process of financing a used Skoda Kamiq requires astute planning and execution. From defining your requirements, investigating financing options, and prudently selecting the vehicle, to managing insurance and ensuring responsible ownership - each step is crucial. Adhering to this guide and possibly consulting with a financial advisor, will enable you to circumnavigate potential pitfalls, ensuring a rewarding ownership experience while maintaining financial stability.
About the Skoda Kamiq
In the world of compact SUVs, Škoda carved out a niche for itself with the introduction of the Kamiq. Marrying the quintessential Škoda design language with contemporary features, the Kamiq has become a sought-after vehicle for those wanting a blend of city-friendly size and robust performance.
A Brief Dive into Kamiq's Origins: Introduced in 2019, the Kamiq joined Škoda's line-up as the smallest SUV, complementing the Karoq and Kodiaq. Despite its younger age, it was quick to make a lasting impression, especially in the European and UK markets.
Kamiq on UK Roads: Perfectly attuned to the UK's diverse driving landscape, the Kamiq's design caters to both urban jaunts and countryside adventures. It boasts a practical layout, a spacious cabin, and an elevated driving position – offering a panoramic view of Britain’s historic streets and rolling hills.
The Competitive Arena: When venturing into the compact SUV sector in the UK, the Kamiq faces stiff competition. From the Nissan Juke to the Ford Puma and Volkswagen T-Cross, the arena is filled with contenders. Yet, the Kamiq, with its unique blend of aesthetics, advanced safety features, and Škoda's famed 'Simply Clever' solutions, ensures it remains a top choice for many.
Concluding Thoughts: The Škoda Kamiq is more than just a compact SUV; it's an embodiment of modern-day motoring needs. With its blend of style, functionality, and reliability, it's a fitting choice for the UK motorist. And with available finance options, embracing the Kamiq experience becomes an enticing, attainable aspiration.
Skoda Kamiq Data by County
Skoda Kamiq data for the amount in stock, average price, age and mileage throughout
the UK and by county.
