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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,612 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,538£11,014637,0637,208
Aberdeenshire29£13,326320,35059
Angus43£16,492216,25094
Ayrshire75£12,681426,88888
Bedfordshire43£6,2321062,87150
Berkshire25£7,827946,36163
Blaenau Gwent16£10,881527,99215
Borders1£9,999644,6808
Bridgend13£9,601647,33014
Bristol37£10,286738,08077
Buckinghamshire40£8,317748,53365
Caerphilly8£6,045969,36415
Cambridgeshire76£10,223640,710131
Cardiff45£13,501425,26765
Carmarthenshire29£13,402319,29038
Ceredigion3£10,747638,7169
Cheshire71£10,186640,416149
Conwy12£10,695533,13215
Cornwall34£13,328422,29953
County Antrim47£13,358429,419137
County Armagh29£16,203211,57933
County Down21£13,007423,45946
County Durham59£10,035639,546133
County Londonderry24£13,483449,46225
County Tyrone3£11,293450,6827
Cumbria35£12,022533,39254
Denbighshire3£11,464736,7113
Derbyshire84£11,073533,566160
Devon63£9,249740,13991
Dorset18£12,321530,87126
Dumfries & Galloway19£19,17702,37634
Dunbartonshire19£19,39302,57437
East Riding of Yorkshire43£10,310637,34360
East Sussex19£9,686837,69733
Essex72£9,686741,723125
Falkirk5£9,847635,30541
Fife9£8,436848,79629
Flintshire6£6,8281066,3487
Gloucestershire17£8,492856,07240
Greater London110£10,806639,840209
Greater Manchester190£11,003534,346357
Hampshire62£11,308639,244120
Herefordshire17£13,382423,18619
Hertfordshire61£11,848533,39177
Highland6£12,081527,77136
Inverclyde4£5,1171157,2615
Isle of Anglesey1£2,9951270,1001
Isle of Wight4£7,571965,8005
Kent80£11,726627,312155
Lanarkshire209£16,572213,4391,112
Lancashire121£11,515536,421277
Leicestershire28£8,233951,58669
Lincolnshire52£12,520427,12786
Merseyside115£16,868212,094203
Merthyr Tydfil3£10,743446,9373
Midlothian23£12,906428,32394
Monmouthshire1£3,0941096,8003
Moray19£18,34017,80050
Neath Port Talbot5£10,096648,7901
Newport19£12,697423,66345
Norfolk75£12,579429,218135
North Yorkshire62£13,395425,211108
Northamptonshire40£10,742544,03477
Northumberland10£8,148846,04412
Nottinghamshire52£9,879642,29487
Oxfordshire10£11,146542,91615
Pembrokeshire4£11,497428,0707
Perth & Kinross1£8,998536,9588
Powys3£12,742517,4502
Renfrewshire8£9,298651,53828
Rhondda Cynon Taf25£8,742748,75816
Shropshire36£11,133538,34066
Somerset27£10,971635,42735
South Yorkshire97£9,876744,158143
Staffordshire78£12,615425,896198
Stirling37£19,17414,68489
Suffolk41£9,768741,35071
Surrey79£14,867422,231114
Swansea31£12,563427,50257
Torfaen4£7,020855,3646
Tyne and Wear79£10,790538,065136
Vale of Glamorgan3£7,155837,5535
Warwickshire11£9,862725,58734
West Lothian19£8,012752,16130
West Midlands163£11,606534,474268
West Sussex17£7,219956,06131
West Yorkshire119£10,887638,620252
Wiltshire36£13,419424,91380
Worcestershire40£9,874735,96438
Wrexham6£5,7521060,9044
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