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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,271£10,091742,4866,090
Aberdeen City15£13,488316,37350
Aberdeenshire5£8,895739,59319
Angus10£13,155422,90132
Antrim15£11,202531,22746
Ards8£10,993636,81930
Armagh3£5,798979,1401
Ballymena6£10,716646,98711
Ballymoney1£2,4501573,4503
Barking & Dagenham - Greater London2£5,2431163,0963
Bedfordshire47£5,6191067,17766
Belfast8£9,015741,36824
Berkshire29£6,2731157,02857
Blaenau Gwent9£9,742642,96716
Bridgend2£3,9951292,281-
Bristol53£11,542533,10477
Bromley - Greater London15£14,989316,92929
Buckinghamshire33£8,256951,76067
Caerphilly5£5,8131072,4045
Cambridgeshire91£10,268643,436134
Cardiff14£11,962432,86216
Carmarthenshire10£12,192528,01215
Carrickfergus1£14,695228,0821
Ceredigion4£10,746441,20515
Cheshire78£9,031845,776148
City of Edinburgh54£10,278742,32771
City of London - Greater London25£8,016945,86436
Clackmannanshire2£9,748735,171-
Coleraine6£10,193638,8295
Conwy5£10,196750,7411
Cookstown1£5,490795,044-
Cornwall29£13,362427,36355
County Durham75£10,973633,676130
Craigavon3£17,66213,65740
Croydon - Greater London12£12,749425,03338
Cumbria28£13,769423,92740
Denbighshire1£2,9952074,313-
Derbyshire81£11,678528,963172
Derry4£10,280657,9232
Devon62£11,711532,43182
Dorset19£12,026632,44040
Down4£10,959525,7489
Dumfries and Galloway13£14,767322,46416
Dundee City23£12,985529,05343
Dungannon3£8,165749,0005
Ealing - Greater London7£4,5361259,85713
East Ayrshire13£9,828644,50829
East Dunbartonshire5£14,198322,8828
East Lothian1£9,4951061,2501
East Riding of Yorkshire25£9,173742,44469
East Sussex24£10,843731,75334
Enfield - Greater London9£13,020423,52124
Essex62£10,439740,690127
Falkirk12£7,016966,81326
Fermanagh2£7,220489,5604
Fife18£9,998642,87735
Flintshire3£6,9301050,1633
Glasgow City62£11,558532,391247
Gloucestershire29£11,385537,85042
Greater Manchester197£11,003634,957369
Hampshire72£11,988634,207142
Harrow - Greater London2£7,423943,0972
Havering - Greater London21£13,474325,72033
Herefordshire15£12,543524,95627
Hertfordshire57£12,818626,465113
Highland13£13,094432,18239
Hillingdon - Greater London7£4,3611268,69711
Hounslow - Greater London14£13,100528,12126
Inverclyde5£7,774945,20410
Isle of Wight3£6,3281252,2736
Kent58£10,019842,093101
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire130£9,857739,897249
Larne3£7,958657,9512
Leicestershire39£10,898536,17569
Limavady5£7,995244,8002
Lincolnshire69£11,821532,60898
Lisburn3£9,325753,0314
Magherafelt6£8,923862,2758
Merseyside69£12,766425,154124
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire1£1,7951798,0001
Moray3£13,662417,67215
Neath Port Talbot3£12,328532,9177
Newport17£13,325431,64017
Newry and Mourne4£17,59618,03213
Newtownabbey8£11,246628,05329
Norfolk60£11,603536,666104
North Ayrshire23£11,823432,60531
North Down3£6,6281064,3117
North Lanarkshire50£11,781529,24694
North Yorkshire80£13,374425,498121
Northamptonshire45£11,763535,10569
Northumberland15£8,919744,21813
Nottinghamshire55£11,760531,74095
Omagh1£8,995376,5003
Oxfordshire10£9,847643,58016
Pembrokeshire2£16,54927,3894
Perth and Kinross4£10,048543,27611
Powys2£14,74345,370-
Redbridge - Greater London1£3,699980,0004
Renfrewshire7£10,098739,39531
Rhondda Cynon Taf17£9,054751,85920
Richmond upon Thames - Greater London4£5,5601156,8112
Scottish Borders4£10,072636,0567
Shropshire41£12,324529,33147
Somerset25£11,091632,42554
South Ayrshire20£11,222638,56150
South Lanarkshire26£12,919425,88142
South Yorkshire87£9,615746,181149
Staffordshire79£12,616424,434161
Stirling16£12,598424,30455
Suffolk65£11,812529,55595
Surrey44£14,067419,06883
Sutton - Greater London2£9,274627,5005
Swansea8£8,599646,62015
Torfaen2£4,4951083,1794
Tyne and Wear56£10,251641,035142
Waltham Forest - Greater London1£2,9951662,000-
Warwickshire15£9,091733,88836
West Dunbartonshire8£14,098413,46318
West Lothian19£8,317853,66415
West Midlands123£9,662744,531247
West Sussex16£9,975648,91127
West Yorkshire158£11,157634,250236
Wiltshire35£13,059430,51797
Worcestershire25£8,701850,29043
Wrexham3£6,4961063,0563
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