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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,128£10,246642,2815,523
Aberdeen City14£14,487311,67147
Aberdeenshire5£9,696635,95216
Angus7£15,024220,17022
Antrim16£10,934535,86543
Ards10£10,013639,35625
Armagh3£5,798979,140-
Ballymena4£11,111652,1938
Ballymoney2£4,2131276,2573
Barking & Dagenham - Greater London2£5,2431163,0962
Bedfordshire47£5,6831067,19157
Belfast8£7,110858,14417
Berkshire29£6,8031053,95856
Blaenau Gwent4£8,073760,50112
Bristol52£11,485533,11676
Bromley - Greater London14£14,961217,67927
Buckinghamshire39£8,683846,33366
Cambridgeshire93£10,394642,746122
Cardiff7£9,619751,74110
Carmarthenshire10£12,192528,01214
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire76£8,856847,176141
City of Edinburgh45£11,389634,58865
City of London - Greater London10£6,0011151,55615
Clackmannanshire2£9,748735,171-
Coleraine5£10,233534,7355
Conwy4£8,745860,5701
Cookstown1£5,490795,044-
Cornwall28£13,907427,27447
County Durham82£10,807633,957123
Craigavon3£17,66213,65740
Croydon - Greater London9£15,106216,14829
Cumbria27£13,375425,81938
Denbighshire1£2,9952074,313-
Derbyshire84£11,757528,458156
Derry4£9,709652,4193
Devon62£11,137634,80979
Dorset18£11,379633,27635
Down5£10,406528,9568
Dumfries and Galloway12£14,831317,94213
Dundee City24£12,735528,42638
Dungannon4£9,123755,5005
Ealing - Greater London7£4,5361259,85711
East Ayrshire17£9,839646,11029
East Dunbartonshire4£11,873535,0609
East Lothian1£9,4951061,2501
East Riding of Yorkshire13£11,068535,23556
East Sussex21£11,167629,00827
Enfield - Greater London11£14,073420,23222
Essex61£10,636740,722110
Falkirk14£7,582861,81125
Fermanagh2£6,970489,5604
Fife15£10,746639,85333
Flintshire2£4,1481463,7522
Glasgow City68£11,037634,622242
Gloucestershire22£11,858538,16341
Greater Manchester200£11,106633,400348
Hampshire77£12,329631,578135
Harrow - Greater London3£5,9281035,2921
Havering - Greater London19£13,303327,63733
Herefordshire16£12,477525,01325
Hertfordshire62£12,878627,431100
Highland11£13,702432,21131
Hillingdon - Greater London8£4,6721167,69711
Hounslow - Greater London14£13,154528,18325
Inverclyde3£8,528845,0179
Isle of Wight3£6,3281252,2734
Kent59£10,609740,46585
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire124£9,700740,732231
Larne2£7,440772,4273
Leicestershire41£10,441638,25462
Limavady5£7,995244,8002
Lincolnshire66£11,818532,17194
Lisburn3£9,325753,0313
Magherafelt5£8,368964,1307
Merseyside66£12,501427,379116
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire2£1,79516103,0001
Moray5£13,235423,63814
Neath Port Talbot2£11,495535,3766
Newport10£15,375319,3328
Newry and Mourne3£18,14617,77312
Newtownabbey5£12,452523,09833
Norfolk62£11,448537,43698
North Ayrshire24£11,184537,55132
North Down2£7,950864,9355
North Lanarkshire45£11,906526,44785
North Yorkshire74£13,499424,528115
Northamptonshire45£12,340531,63862
Northumberland14£9,020744,53713
Nottinghamshire39£11,857432,66463
Omagh1£8,995376,5002
Oxfordshire8£10,863537,05615
Pembrokeshire1£15,29919,0003
Perth and Kinross3£10,764538,77111
Redbridge - Greater London1£3,549980,0004
Renfrewshire8£10,786638,79129
Rhondda Cynon Taf17£8,441755,19620
Richmond upon Thames - Greater London4£5,1851156,8112
Scottish Borders4£10,072636,0566
Shropshire37£12,670427,30147
Somerset26£11,187633,58847
South Ayrshire21£11,482536,09142
South Lanarkshire17£13,190423,92525
South Yorkshire93£9,642743,995141
Staffordshire62£12,712423,362140
Stirling18£12,670421,88053
Strabane1£11,895329,922-
Suffolk53£12,042529,25581
Surrey43£13,559420,15073
Sutton - Greater London2£9,224627,5005
Swansea1£5,4991065,3547
Torfaen1£4,995886,3571
Tyne and Wear56£10,760638,795130
Warwickshire10£10,813526,47336
West Dunbartonshire8£14,211319,93519
West Lothian18£8,885852,20615
West Midlands126£9,494744,839233
West Sussex12£10,239645,08722
West Yorkshire156£11,316632,866228
Wiltshire38£13,121428,87287
Worcestershire26£8,539850,97237
Wrexham1£4,4951389,100-
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