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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,077£10,142643,2025,790
Aberdeen City15£13,860312,89549
Aberdeenshire7£9,253739,06716
Angus7£14,781319,55923
Antrim14£11,650429,59047
Ards9£9,804744,02028
Armagh3£5,798979,140-
Ballymena5£10,239653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire42£5,8671066,80259
Belfast8£7,091955,42820
Berkshire31£6,8521052,06657
Blaenau Gwent4£8,073760,50111
Bristol42£11,300635,05988
Bromley - Greater London13£15,015216,73829
Buckinghamshire38£8,578845,62571
Cambridgeshire96£10,160641,415131
Cardiff5£8,037862,2885
Carmarthenshire9£12,582427,23813
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire75£8,976747,951145
City of Edinburgh40£11,573633,60476
City of London - Greater London12£7,7841045,02516
Clackmannanshire2£9,398735,171-
Coleraine3£11,863336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall30£13,997427,72648
County Durham75£10,409636,490132
Craigavon5£15,375113,79239
Croydon - Greater London6£15,640214,97031
Cumbria27£13,565425,43737
Denbighshire1£2,9952074,313-
Derbyshire89£11,557527,560162
Derry3£7,280766,6034
Devon58£10,745635,63791
Dorset17£11,906632,50037
Down4£11,959425,3539
Dumfries and Galloway9£13,109423,16616
Dundee City21£12,314531,66444
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33314
East Ayrshire15£9,411647,39232
East Dunbartonshire4£12,123529,8069
East Riding of Yorkshire12£9,965643,81656
East Sussex24£10,852733,58025
Enfield - Greater London13£14,050320,68420
Essex59£10,522741,222115
Falkirk20£9,071750,15124
Fermanagh2£6,970489,5604
Fife14£9,752643,74135
Flintshire1£2,7951674,0003
Glasgow City84£11,780530,917263
Gloucestershire23£11,474533,80044
Greater Manchester192£10,683636,051354
Hampshire80£12,685631,204146
Harrow - Greater London3£5,9281035,2921
Havering - Greater London17£12,950431,80136
Herefordshire14£12,782523,37225
Hertfordshire54£12,034630,442108
Highland13£13,863430,79928
Hillingdon - Greater London9£4,7301170,60211
Hounslow - Greater London12£13,760422,25726
Inverclyde2£11,397532,74510
Isle of Wight4£6,4461156,1324
Kent51£9,793741,92793
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire128£9,975739,563241
Larne2£7,440772,4273
Leicestershire45£10,255637,06566
Limavady5£7,995244,8002
Lincolnshire58£11,869532,275101
Lisburn3£6,495774,9475
Magherafelt5£8,220964,1307
Merseyside63£12,529426,153125
Merthyr Tydfil2£9,499748,9502
Merton - Greater London2£5,9951080,3353
Monmouthshire2£1,79516103,0001
Moray4£12,169526,06615
Neath Port Talbot4£9,571654,2645
Newport10£15,375319,3328
Newry and Mourne4£18,85418,00214
Newtownabbey5£11,492628,11335
Norfolk63£11,986534,394101
North Ayrshire27£11,275534,76334
North Down2£7,723864,9356
North Lanarkshire40£12,120525,57894
North Yorkshire84£13,297425,691121
Northamptonshire41£12,438530,86868
Northumberland14£9,998637,53714
Nottinghamshire39£10,906535,11565
Omagh1£8,995376,5002
Oxfordshire9£11,225534,49414
Perth and Kinross3£9,129737,43811
Renfrewshire5£9,458750,55734
Rhondda Cynon Taf17£8,432754,19920
Richmond upon Thames - Greater London3£5,2521061,8653
Scottish Borders4£10,072636,0565
Shropshire36£12,857425,76952
Somerset26£11,260633,07847
South Ayrshire24£12,026533,97339
South Lanarkshire3£7,165966,7382
South Yorkshire93£9,684743,303147
Staffordshire76£12,365426,901145
Stirling18£11,670524,83353
Strabane1£11,895329,922-
Suffolk53£11,967530,08180
Surrey47£13,860419,93573
Sutton - Greater London2£8,974627,5005
Swansea3£6,4141053,1417
Torfaen1£4,995886,3571
Tyne and Wear55£11,582534,423142
Warwickshire7£10,412628,51937
West Dunbartonshire6£15,781310,87920
West Lothian17£8,996849,82417
West Midlands121£9,716744,042252
West Sussex16£9,483751,00821
West Yorkshire150£11,286633,450244
Wiltshire37£12,849431,27384
Worcestershire25£8,940749,33539
Wrexham1£4,4951389,100-
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