Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,926£10,721639,0886,406
Aberdeen City13£11,356533,54637
Aberdeenshire8£9,596738,87014
Angus6£13,745422,01520
Antrim15£12,087326,95356
Ards8£13,035431,34929
Armagh2£6,223968,2112
Ballymena5£9,460543,4969
Barking & Dagenham - Greater London2£9,500945,1913
Bedfordshire41£5,8061069,20457
Belfast7£9,201644,61312
Berkshire36£8,315841,95850
Blaenau Gwent5£12,679327,42810
Bristol39£12,603526,359107
Bromley - Greater London7£13,560319,17132
Buckinghamshire41£9,039749,54366
Cambridgeshire86£9,604745,080128
Cardiff2£10,712731,3031
Carmarthenshire10£11,174529,9575
Carrickfergus1£13,995228,082-
Ceredigion2£13,845211,035-
Cheshire80£10,536639,692146
City of Edinburgh48£12,502531,92680
City of London - Greater London5£5,5861161,98913
Clackmannanshire1£7,498686,8922
Coleraine3£13,563232,6096
Conwy1£13,495434,0082
Cornwall19£13,696427,96636
County Durham58£10,541639,115149
Craigavon8£13,955312,77321
Croydon - Greater London8£14,536414,71622
Cumbria22£13,671326,52248
Denbighshire3£7,5931043,253-
Derbyshire68£11,523530,331187
Devon36£8,922745,727102
Dorset15£12,262531,67335
Down3£12,148419,2504
Dumfries and Galloway21£17,53115,50835
Dundee City34£15,380321,54467
Dungannon3£8,612867,6674
Ealing - Greater London6£3,8701279,3286
East Ayrshire18£12,234430,17225
East Riding of Yorkshire5£9,196739,3738
East Sussex14£11,827631,82231
Enfield - Greater London9£13,233420,81832
Essex57£10,376640,826126
Falkirk20£8,732750,69319
Fife13£10,621633,78524
Glasgow City144£15,059315,713674
Gloucestershire12£9,252747,19945
Greater Manchester204£11,900528,591381
Gwynedd1£4,4951289,0002
Hampshire54£13,214530,882158
Harrow - Greater London3£5,995950,0352
Havering - Greater London18£11,306534,47534
Herefordshire15£11,070636,21923
Hertfordshire51£12,035634,43497
Highland11£12,761426,22933
Hillingdon - Greater London13£4,4541166,6748
Hounslow - Greater London6£14,568323,61626
Inverclyde3£4,7921076,7839
Isle of Anglesey1£9,980730,059-
Isle of Wight2£8,495948,1005
Kent54£10,048741,332102
Kingston upon Thames - Greater London1£9,000465,0001
Lancashire127£11,575531,928296
Larne1£4,9951285,5214
Leicestershire26£9,289748,70275
Limavady5£7,995244,800-
Lincolnshire47£11,759430,946106
Lisburn4£11,083525,8879
Magherafelt4£10,111747,2506
Merseyside35£14,833317,20996
Merthyr Tydfil2£10,999459,4711
Merton - Greater London1£1,4901795,0002
Monmouthshire2£1,49516103,000-
Moray18£17,60814,71246
Neath Port Talbot1£13,995313,5272
Newry and Mourne6£15,670214,28612
Newtownabbey6£8,780840,27038
Norfolk73£10,459640,548110
North Ayrshire14£11,754429,90742
North Down2£6,5501065,0006
North Lanarkshire19£12,850424,63579
North Yorkshire56£13,035426,308142
Northamptonshire42£11,094536,99071
Northumberland6£8,606846,57619
Nottinghamshire43£11,564531,52778
Omagh1£7,9901104,1201
Oxfordshire10£11,497535,88812
Pembrokeshire1£13,499319,454-
Renfrewshire9£10,276640,45325
Rhondda Cynon Taf23£8,229752,44214
Richmond upon Thames - Greater London1£5,9851146,8448
Scottish Borders4£9,747638,5133
Shropshire30£11,957539,28575
Somerset15£9,855637,86457
South Ayrshire20£10,872638,37839
South Lanarkshire9£12,996421,7135
South Yorkshire96£9,477746,394150
Staffordshire52£11,829529,324152
Stirling28£17,530110,041101
Strabane1£11,895329,922-
Suffolk35£9,330740,25583
Surrey67£15,498315,22776
Sutton - Greater London3£7,196851,6672
Tyne and Wear61£12,369530,282132
Warwickshire13£11,485528,87329
West Dunbartonshire25£17,59016,08033
West Lothian12£7,996856,34723
West Midlands157£11,133537,603253
West Sussex21£7,371955,00630
West Yorkshire122£10,821637,050267
Wiltshire39£11,703532,19789
Worcestershire24£10,830633,07639
Add postcode for better results.