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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,889£10,598639,6136,389
Aberdeen City13£11,356533,54637
Aberdeenshire8£9,596738,87014
Angus6£13,328421,39321
Antrim14£11,790428,26557
Ards9£12,920429,36628
Armagh2£6,223968,2112
Ballymena5£9,460543,4969
Barking & Dagenham - Greater London2£9,400945,1913
Bedfordshire45£5,9771167,23457
Belfast7£9,201644,61311
Berkshire36£8,252843,40351
Blaenau Gwent5£12,679327,4289
Bristol40£12,284527,725105
Bromley - Greater London7£13,480319,17131
Buckinghamshire42£9,167748,78264
Cambridgeshire81£9,553745,255130
Cardiff2£10,712731,3031
Carmarthenshire10£11,174529,9575
Carrickfergus1£13,995228,082-
Ceredigion2£13,845211,035-
Cheshire77£10,484640,241149
City of Edinburgh47£12,604530,57580
City of London - Greater London5£5,5861161,98913
Clackmannanshire1£7,498686,8922
Coleraine3£13,530232,6096
Conwy2£9,995758,0042
Cornwall19£13,696427,96636
County Durham56£10,334639,581147
Craigavon8£13,955312,77321
Croydon - Greater London7£14,153416,21523
Cumbria22£13,671326,52247
Denbighshire3£7,5931043,253-
Derbyshire69£11,542530,190179
Devon37£8,954745,91499
Dorset16£12,496530,25635
Down3£12,148419,2504
Dumfries and Galloway21£17,53115,50835
Dundee City31£15,772219,61069
Dungannon3£8,612867,6674
Ealing - Greater London6£3,8211263,4956
East Ayrshire17£12,513328,95725
East Riding of Yorkshire5£9,196739,3738
East Sussex14£12,506528,95232
Enfield - Greater London9£13,045420,81832
Essex55£10,400640,285125
Falkirk20£8,732750,69318
Fife12£9,923736,60024
Glasgow City141£14,895316,215677
Gloucestershire12£9,253747,19944
Greater Manchester201£11,794529,456383
Gwynedd1£4,4951289,0002
Hampshire54£13,067530,795159
Harrow - Greater London3£5,995950,0352
Havering - Greater London19£11,493533,93833
Herefordshire15£11,070636,21922
Hertfordshire50£11,733633,11999
Highland11£12,761426,22933
Hillingdon - Greater London13£4,4391166,6747
Hounslow - Greater London7£13,097328,67125
Inverclyde3£4,7921076,7839
Isle of Anglesey1£9,980730,059-
Isle of Wight2£8,495948,1005
Kent53£10,143740,973101
Kingston upon Thames - Greater London1£9,000465,0001
Lancashire130£11,043634,847292
Larne1£4,9951285,5214
Leicestershire27£9,459747,70872
Limavady5£7,995244,800-
Lincolnshire46£11,624431,485105
Lisburn4£11,083525,8879
Magherafelt4£10,111747,2506
Merseyside34£14,801317,81898
Merthyr Tydfil2£10,999459,4711
Merton - Greater London1£1,4901795,0002
Monmouthshire2£1,49516103,000-
Moray17£17,43814,98946
Neath Port Talbot1£13,995313,5272
Newport1£3,7981096,8001
Newry and Mourne6£15,670214,28612
Newtownabbey6£8,880840,27037
Norfolk72£10,558639,461114
North Ayrshire14£11,775429,90740
North Down2£6,5501065,0006
North Lanarkshire19£12,429425,92580
North Yorkshire54£12,716427,619141
Northamptonshire43£11,017538,45372
Northumberland6£8,606846,57619
Nottinghamshire41£11,641530,20577
Omagh1£7,9901104,1201
Oxfordshire9£11,203639,12312
Pembrokeshire1£13,499319,454-
Renfrewshire8£9,810644,22226
Rhondda Cynon Taf23£8,229752,44213
Richmond upon Thames - Greater London1£5,9851146,8448
Scottish Borders3£9,663632,4014
Shropshire31£12,015537,78376
Somerset14£10,102636,17153
South Ayrshire20£10,922637,05540
South Lanarkshire9£12,996421,7135
South Yorkshire94£9,590745,965150
Staffordshire54£11,675530,120151
Stirling23£17,320210,623103
Strabane1£11,895329,922-
Suffolk34£9,429739,57082
Surrey65£15,691213,80077
Sutton - Greater London3£7,196851,6672
Tyne and Wear59£12,630429,288130
Warwickshire14£11,771427,59028
West Dunbartonshire25£17,59016,08033
West Lothian12£7,996856,34720
West Midlands154£10,973638,433253
West Sussex20£7,740951,31132
West Yorkshire120£10,776637,142268
Wiltshire36£11,855531,50387
Worcestershire25£10,931634,07241
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