Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,349£10,723638,8527,270
Aberdeenshire24£10,541633,82852
Angus37£15,367219,69790
Ayrshire51£11,589433,085106
Bedfordshire45£5,8551166,77660
Berkshire35£8,363840,69154
Blaenau Gwent15£12,051427,66818
Borders3£9,663632,4014
Bridgend15£10,179747,72913
Bristol34£11,326632,373111
Buckinghamshire45£9,132746,62170
Caerphilly12£5,3941073,4039
Cambridgeshire88£9,281747,026128
Cardiff30£11,837530,44368
Carmarthenshire25£13,250320,48438
Ceredigion2£14,595216,7508
Cheshire82£10,522639,212144
Clackmannanshire1£7,498686,8922
Conwy11£12,449431,67716
Cornwall21£13,867424,48749
County Antrim45£11,471533,204116
County Armagh17£13,318320,60035
County Down21£11,371531,81649
County Durham56£9,975740,725146
County Londonderry20£13,085343,37124
County Tyrone5£9,144667,4086
Cumbria22£14,444320,40750
Denbighshire3£7,5931043,253-
Derbyshire77£11,472431,127173
Devon45£9,338744,240103
Dorset16£12,496530,25637
Dumfries & Galloway20£17,34815,78334
Dunbartonshire24£17,80214,52835
East Riding of Yorkshire32£10,597534,92482
East Sussex23£10,823735,37541
Essex62£9,779743,411144
Falkirk19£8,651751,83421
Fife13£9,506739,60828
Flintshire7£4,6951273,0407
Gloucestershire17£9,010746,43250
Greater London83£9,771739,531228
Greater Manchester208£11,705529,586402
Gwynedd1£4,4951289,0001
Hampshire56£12,170637,399140
Herefordshire13£10,966638,45723
Hertfordshire58£11,693631,391117
Highland13£12,259429,28038
Inverclyde3£4,7921076,7839
Isle of Anglesey2£6,4881050,080-
Isle of Wight2£8,495948,1004
Kent84£10,763633,202146
Lanarkshire160£14,550317,186784
Lancashire143£10,525637,449296
Leicestershire27£9,940745,05775
Lincolnshire46£11,581430,765105
Merseyside82£15,460212,894206
Merthyr Tydfil2£10,999459,4891
Midlothian60£11,650637,83982
Monmouthshire1£3,0941096,8005
Moray16£17,62214,84849
Neath Port Talbot3£11,496636,0604
Newport24£12,925425,08835
Norfolk71£10,771537,598124
North Yorkshire62£12,738427,410138
Northamptonshire43£10,801640,87073
Northumberland9£9,620740,94025
Nottinghamshire64£11,130532,91397
Oxfordshire10£10,182749,81011
Pembrokeshire6£9,589743,9203
Powys2£12,742412,7971
Renfrewshire13£10,590536,49125
Rhondda Cynon Taf27£8,520751,58915
Shropshire31£11,933535,87382
Somerset19£11,289531,12349
South Yorkshire87£9,535746,640154
Staffordshire80£12,343427,803193
Stirling16£17,679110,691108
Suffolk38£9,133740,93089
Surrey76£14,874319,517112
Swansea26£11,368430,35867
Torfaen2£4,4951083,1797
Tyne and Wear66£12,702427,980140
Vale of Glamorgan4£7,411838,0756
Warwickshire20£10,420630,98833
West Lothian23£8,037854,88922
West Midlands145£11,080637,506270
West Sussex23£8,176848,84135
West Yorkshire117£10,514638,525276
Wiltshire34£12,284529,41589
Worcestershire27£10,502733,15547
Wrexham1£6,495958,0008
Add postcode for better results.