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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,064£10,234642,2135,651
Aberdeen City14£14,201311,67147
Aberdeenshire5£9,696635,95216
Angus7£15,024220,17022
Antrim16£11,147534,78744
Ards9£9,303742,45826
Armagh3£5,798979,140-
Ballymena4£11,111652,1938
Ballymoney2£4,2131276,2573
Barking & Dagenham - Greater London2£5,2431163,0962
Bedfordshire45£5,6661067,41060
Belfast8£7,110858,14417
Berkshire28£6,9231053,36157
Blaenau Gwent4£8,073760,50112
Bristol49£11,463533,07080
Bromley - Greater London14£14,937216,08928
Buckinghamshire38£8,464947,57769
Cambridgeshire90£10,235643,454126
Cardiff7£9,619751,74110
Carmarthenshire9£12,659427,23815
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire74£8,820847,707143
City of Edinburgh42£11,062636,63269
City of London - Greater London13£7,2501046,74215
Clackmannanshire2£9,748735,171-
Coleraine4£10,791432,2506
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall28£13,988427,41948
County Durham82£10,737634,382124
Craigavon4£17,29513,24340
Croydon - Greater London8£15,412214,97630
Cumbria28£13,406425,50938
Denbighshire1£2,9952074,313-
Derbyshire82£11,579528,499161
Derry4£9,709652,4193
Devon60£11,109635,04583
Dorset20£11,818630,93235
Down5£10,406528,9568
Dumfries and Galloway10£13,848420,84915
Dundee City24£12,735528,42638
Dungannon4£9,123755,5005
Ealing - Greater London4£3,6931464,75014
East Ayrshire17£9,839646,11029
East Dunbartonshire4£11,873535,0609
East Lothian1£9,4951061,2501
East Riding of Yorkshire12£10,599637,57557
East Sussex22£11,159629,78727
Enfield - Greater London11£13,753420,23222
Essex60£10,613740,257112
Falkirk14£7,582861,81125
Fermanagh2£6,970489,5604
Fife15£10,745639,85333
Flintshire2£4,1481463,7522
Glasgow City68£11,165634,207244
Gloucestershire20£12,351436,66443
Greater Manchester197£11,063633,628355
Hampshire73£12,378631,860140
Harrow - Greater London3£5,9281035,2921
Havering - Greater London17£13,053431,30336
Herefordshire16£12,452525,01325
Hertfordshire61£12,338629,735103
Highland11£13,702432,21131
Hillingdon - Greater London8£4,6341167,69711
Hounslow - Greater London12£12,534630,75727
Inverclyde3£8,528845,0179
Isle of Wight3£6,3281252,2734
Kent56£9,926742,76889
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire122£9,567741,473233
Larne2£7,440772,4273
Leicestershire40£10,474537,42764
Limavady5£7,995244,8002
Lincolnshire63£11,939531,38197
Lisburn4£8,810755,1093
Magherafelt5£8,368964,1307
Merseyside64£12,364427,331119
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire2£1,79516103,0001
Moray5£13,235423,63914
Neath Port Talbot2£11,495535,3766
Newport10£15,375319,3328
Newry and Mourne3£18,14617,77312
Newtownabbey5£12,452523,09833
Norfolk68£11,750535,74199
North Ayrshire24£11,184537,55132
North Down2£7,950864,9355
North Lanarkshire45£11,906526,44785
North Yorkshire75£13,462424,400117
Northamptonshire42£12,363532,30765
Northumberland14£9,020744,53713
Nottinghamshire38£11,977430,87364
Omagh1£8,995376,5002
Oxfordshire8£10,862537,05615
Pembrokeshire1£15,29919,0003
Perth and Kinross3£10,764538,77111
Redbridge - Greater London1£3,499980,0004
Renfrewshire8£10,786638,79129
Rhondda Cynon Taf17£8,422755,19620
Richmond upon Thames - Greater London3£5,2521061,8653
Scottish Borders4£10,072636,0566
Shropshire38£12,827426,69147
Somerset25£11,167633,46748
South Ayrshire21£11,482536,09142
South Lanarkshire19£12,990423,09924
South Yorkshire89£9,780743,253146
Staffordshire64£12,508424,398141
Stirling18£12,670421,88053
Strabane1£11,895329,922-
Suffolk53£12,119528,88882
Surrey38£14,354317,22478
Sutton - Greater London2£9,224627,5005
Swansea2£6,1241050,7367
Torfaen1£4,995886,3571
Tyne and Wear50£10,619639,594136
Warwickshire10£10,743526,47336
West Dunbartonshire7£14,527318,26820
West Lothian17£8,996849,90716
West Midlands123£9,511744,727238
West Sussex12£10,218645,08722
West Yorkshire150£11,539632,002234
Wiltshire37£13,089429,23990
Worcestershire28£8,464850,21538
Wrexham1£4,4951389,100-
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