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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,010£10,123643,1485,669
Aberdeen City14£13,851312,95849
Aberdeenshire8£8,846740,99615
Angus7£13,995321,54522
Antrim14£11,827426,30446
Ards7£11,084634,41229
Armagh3£5,798979,140-
Ballymena5£10,239653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire40£5,4701068,99159
Belfast8£7,034955,42819
Berkshire34£7,2301050,22156
Blaenau Gwent2£7,997770,87112
Bristol42£11,034635,73890
Bromley - Greater London12£15,211215,60329
Buckinghamshire35£8,611845,95174
Cambridgeshire90£9,921641,836136
Cardiff5£8,037862,2885
Carmarthenshire8£12,368528,88912
Carrickfergus1£14,295228,0821
Ceredigion1£15,49526,5697
Cheshire71£9,039746,842147
City of Edinburgh37£11,656633,60279
City of London - Greater London12£7,7631045,02615
Clackmannanshire2£8,998735,171-
Coleraine3£11,729336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall29£14,238426,37746
County Durham72£10,463636,704134
Craigavon5£15,375113,79238
Croydon - Greater London5£15,302216,57032
Cumbria25£13,614424,97438
Denbighshire1£2,9952074,313-
Derbyshire87£11,387528,902159
Derry1£7,850676,0004
Devon57£10,348637,11492
Dorset18£12,164530,60138
Down3£13,280316,20510
Dumfries and Galloway10£13,798420,84914
Dundee City21£12,419530,30144
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33314
East Ayrshire17£9,304647,40231
East Riding of Yorkshire9£8,889748,52219
East Sussex25£10,896732,55925
Enfield - Greater London13£14,029320,74520
Essex61£10,904638,138119
Falkirk20£9,213748,83225
Fermanagh2£6,970489,5604
Fife15£10,045640,34035
Flintshire1£2,7951674,0003
Glasgow City91£12,080529,285264
Gloucestershire23£11,465534,13944
Greater Manchester192£10,671636,037352
Hampshire79£12,735630,915144
Harrow - Greater London3£5,9281035,2921
Havering - Greater London17£13,460327,62235
Herefordshire15£12,540525,30826
Hertfordshire54£11,847631,478107
Highland14£12,944436,24529
Hillingdon - Greater London9£4,7081170,60210
Hounslow - Greater London12£14,457317,72627
Inverclyde2£11,397532,74510
Isle of Wight4£6,4461156,1324
Kent53£9,483843,03591
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire120£9,831740,691243
Larne2£7,440772,4273
Leicestershire48£10,069638,63663
Limavady5£7,995244,8002
Lincolnshire53£11,912532,110103
Lisburn4£5,570983,2105
Magherafelt4£8,838957,7887
Merseyside34£10,892532,69870
Merthyr Tydfil2£9,499748,9501
Merton - Greater London2£5,8451080,3393
Monmouthshire2£1,69516103,0001
Moray4£12,169526,06613
Neath Port Talbot4£9,571654,2645
Newport10£15,375319,3328
Newry and Mourne3£17,85519,50613
Newtownabbey7£9,496841,06433
Norfolk67£11,693534,602100
North Ayrshire25£11,297535,77634
North Down2£7,723864,9356
North Lanarkshire39£12,254524,92295
North Yorkshire88£14,025322,242123
Northamptonshire41£12,939429,10369
Northumberland14£10,120635,71515
Nottinghamshire39£11,018534,15065
Omagh1£8,995376,5002
Oxfordshire9£11,218534,49414
Perth and Kinross2£10,447624,61311
Renfrewshire5£9,298750,55733
Rhondda Cynon Taf17£8,422754,19919
Richmond upon Thames - Greater London3£5,2521061,8652
Scottish Borders4£10,072636,0565
Shropshire33£12,610526,00456
Somerset27£10,802634,32847
South Ayrshire25£12,536529,33441
South Lanarkshire3£7,165966,7382
South Yorkshire95£9,628744,181142
Staffordshire59£12,235428,132140
Stirling18£11,381526,53251
Strabane1£11,895329,922-
Suffolk54£12,011528,27775
Surrey51£13,906418,54672
Sutton - Greater London2£8,974627,5005
Swansea3£6,4141053,1417
Torfaen1£4,995886,3571
Tyne and Wear55£11,553534,569143
Warwickshire10£10,570626,72435
West Dunbartonshire5£16,35828,79720
West Lothian10£10,797638,99117
West Midlands118£9,541744,625257
West Sussex17£9,605749,38221
West Yorkshire154£11,074634,333234
Wiltshire41£13,014429,18180
Worcestershire25£9,155748,24338
Wrexham1£4,4951389,100-
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