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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,396£10,429640,8265,140
Aberdeen City12£12,044525,25546
Aberdeenshire5£8,095846,54714
Angus10£12,945422,67414
Antrim14£12,297327,27152
Ards11£11,417530,50528
Armagh3£5,798979,140-
Ballymena6£10,732650,2297
Ballymoney1£2,4501573,4996
Barking & Dagenham - Greater London3£8,180960,1912
Bedfordshire43£5,4841167,21348
Belfast7£9,025747,15920
Berkshire34£8,184948,30853
Bexley - Greater London1£15,99535,000-
Blaenau Gwent6£10,398638,1947
Bristol48£13,341423,73598
Bromley - Greater London19£16,053212,88222
Buckinghamshire44£8,535851,54067
Cambridgeshire84£9,826742,222120
Cardiff2£12,962515,1763
Carmarthenshire11£11,611530,76410
Carrickfergus1£14,295228,082-
Ceredigion2£14,395211,0356
Cheshire74£9,586746,462125
City of Edinburgh46£13,256427,79679
City of London - Greater London12£8,381947,0448
Clackmannanshire1£10,998529,1921
Coleraine2£11,999344,0505
Conwy5£8,655855,0561
Cookstown1£5,490795,044-
Cornwall27£14,243427,77330
County Durham71£9,926640,687122
Craigavon12£16,90314,41619
Croydon - Greater London9£15,758213,23523
Cumbria35£14,323321,36533
Denbighshire1£2,9952074,313-
Derbyshire74£11,331529,210149
Derry1£6,495882,0912
Devon52£9,830741,47482
Dorset16£12,047530,98536
Down2£13,748314,1259
Dumfries and Galloway15£16,131210,46618
Dundee City29£14,060324,63646
Dungannon3£9,315761,3333
Ealing - Greater London5£4,1141273,1946
East Ayrshire17£9,739643,20527
East Lothian1£6,9951079,5851
East Riding of Yorkshire6£8,230850,68411
East Sussex26£11,859632,28424
Enfield - Greater London24£15,779214,31816
Essex56£10,800636,063117
Falkirk20£8,805751,91620
Fife16£10,893632,32324
Glasgow City330£16,83717,553204
Gloucestershire19£10,413635,36738
Greater Manchester217£11,876531,391342
Gwynedd1£4,4951289,0002
Hampshire81£12,717631,923128
Harrow - Greater London2£4,5951140,1922
Havering - Greater London19£13,010427,82223
Herefordshire13£11,041636,13021
Hertfordshire65£12,895629,451108
Highland13£11,963436,15429
Hillingdon - Greater London9£4,6501172,5819
Hounslow - Greater London13£15,200214,25226
Inverclyde4£6,9181052,4547
Isle of Wight3£6,2621252,2734
Kent54£10,036740,15987
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire140£11,103634,121225
Larne3£8,277657,9852
Leicestershire32£9,298744,91571
Limavady5£7,995244,800-
Lincolnshire46£11,848530,95398
Lisburn4£6,795866,7036
Magherafelt7£7,435967,3794
Merseyside48£12,409428,58865
Merthyr Tydfil2£9,499748,950-
Merton - Greater London2£5,8451080,3392
Monmouthshire2£1,59516103,0001
Moray20£16,50217,94619
Neath Port Talbot2£10,395643,7966
Newport1£4,0981096,8003
Newry and Mourne6£18,15304,76512
Newtownabbey13£10,845533,54427
Norfolk65£11,046637,25995
North Ayrshire21£10,130639,59732
North Down5£7,186960,5515
North Lanarkshire38£13,660317,40375
North Yorkshire75£13,636424,678117
Northamptonshire45£12,819425,74358
Northumberland9£11,386530,42119
Nottinghamshire40£10,578535,20559
Omagh1£6,9901104,1202
Oxfordshire8£14,023317,54113
Perth and Kinross2£13,948311,6827
Redbridge - Greater London1£2,3891687,0001
Renfrewshire8£8,123846,95530
Rhondda Cynon Taf18£8,510754,98116
Richmond upon Thames - Greater London2£6,0851051,2314
Scottish Borders4£9,397732,4916
Shropshire32£12,062432,54258
Somerset25£9,424743,12344
South Ayrshire24£12,080532,52437
South Lanarkshire4£9,148752,1141
South Yorkshire90£10,382639,698122
Staffordshire58£11,453530,574125
Stirling39£14,739314,86255
Strabane1£11,895329,922-
Suffolk54£11,860529,30368
Surrey48£14,082317,35467
Sutton - Greater London1£11,999317,0004
Swansea2£8,716833,5134
Tyne and Wear80£11,988531,350120
Warwickshire9£10,098634,16428
West Dunbartonshire18£17,44815,81221
West Lothian12£8,346749,90019
West Midlands120£9,853743,676250
West Sussex24£7,588952,92522
West Yorkshire151£10,804634,217203
Wiltshire36£12,898429,76485
Worcestershire22£7,602956,25637
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