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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,282£10,105642,4155,568
Aberdeen City16£13,707315,90047
Aberdeenshire4£9,745636,08316
Angus11£12,459426,77226
Antrim16£11,127532,63142
Ards10£11,103536,52924
Armagh3£5,798979,140-
Ballymena6£10,716646,9877
Ballymoney2£4,2131276,2573
Barking & Dagenham - Greater London2£5,2431163,0962
Bedfordshire48£5,6331066,86162
Belfast6£8,987739,59023
Berkshire33£6,6541054,66855
Blaenau Gwent9£9,742642,96716
Bridgend2£3,9951292,281-
Bristol51£11,436533,41174
Bromley - Greater London15£14,926316,92927
Buckinghamshire34£8,493848,01464
Caerphilly5£5,8131072,4043
Cambridgeshire90£10,299643,358125
Cardiff13£12,382431,93314
Carmarthenshire10£12,192528,01213
Carrickfergus1£14,695228,0821
Ceredigion4£10,746441,20513
Cheshire80£9,118845,083134
City of Edinburgh51£10,647640,46966
City of London - Greater London24£8,633842,64635
Clackmannanshire2£9,748735,171-
Coleraine6£10,193638,8294
Conwy6£10,746644,9181
Cookstown1£5,490795,044-
Cornwall29£13,362427,36352
County Durham77£11,178632,609119
Craigavon3£17,66213,65739
Croydon - Greater London13£13,229423,59334
Cumbria28£13,767423,92736
Denbighshire1£2,9952074,313-
Derbyshire83£11,616529,293152
Derry5£9,709656,5352
Devon64£11,557632,81074
Dorset19£12,026632,44033
Down4£10,959525,7488
Dumfries and Galloway12£15,206318,18114
Dundee City24£12,944528,42638
Dungannon4£9,123755,5005
Ealing - Greater London7£4,5361259,85711
East Ayrshire15£10,051643,78128
East Dunbartonshire6£12,998429,0357
East Lothian1£9,4951061,2501
East Riding of Yorkshire24£9,331740,97463
East Sussex22£10,705731,22333
Enfield - Greater London10£13,473421,17922
Essex59£10,399741,535113
Falkirk12£7,016966,81325
Fermanagh2£6,970489,5604
Fife18£9,994642,87734
Flintshire3£6,9301050,1633
Glasgow City60£11,256633,642218
Gloucestershire28£11,444537,40141
Greater Manchester196£11,029634,695339
Hampshire73£12,219633,106134
Harrow - Greater London3£6,447938,5162
Havering - Greater London21£13,435325,72030
Herefordshire16£12,421526,37524
Hertfordshire58£12,799626,521104
Highland14£12,837533,08237
Hillingdon - Greater London7£4,3611268,69710
Hounslow - Greater London14£13,099528,18325
Inverclyde5£7,774945,2047
Isle of Wight3£6,3281252,2734
Kent58£10,002842,09391
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire126£9,970739,473230
Larne3£7,958657,9512
Leicestershire39£10,907536,37862
Limavady5£7,995244,8002
Lincolnshire69£11,551533,55588
Lisburn3£9,325753,0314
Magherafelt6£8,207862,2757
Merseyside71£12,825425,583119
Merthyr Tydfil2£9,749748,9502
Merton - Greater London1£5,495880,7623
Monmouthshire1£1,7951798,0001
Moray3£13,662417,67214
Neath Port Talbot3£12,328532,9177
Newport17£13,313431,64017
Newry and Mourne4£17,59618,03211
Newtownabbey6£11,663628,75729
Norfolk61£11,718536,10094
North Ayrshire23£11,823432,60530
North Down3£6,6281064,3115
North Lanarkshire50£11,778529,24688
North Yorkshire79£13,389425,463110
Northamptonshire43£11,682636,12963
Northumberland15£8,919744,21813
Nottinghamshire55£11,622532,57388
Omagh1£8,995376,5003
Oxfordshire10£9,847643,58015
Pembrokeshire2£16,54927,3894
Perth and Kinross4£10,048543,27610
Powys2£14,74345,370-
Redbridge - Greater London1£3,599980,0004
Renfrewshire9£10,498738,24728
Rhondda Cynon Taf19£8,547753,65618
Richmond upon Thames - Greater London4£5,5601156,8112
Scottish Borders4£10,072636,0566
Shropshire40£12,224529,90040
Somerset25£11,075632,42548
South Ayrshire21£11,211639,12243
South Lanarkshire25£12,936426,31139
South Yorkshire90£9,699745,321137
Staffordshire78£12,449425,067144
Stirling19£13,319320,93651
Suffolk63£11,739530,39089
Surrey45£13,854419,26474
Sutton - Greater London2£9,274627,5005
Swansea7£7,928748,99414
Torfaen2£4,4951083,1794
Tyne and Wear58£10,413639,968127
Waltham Forest - Greater London1£2,9951662,000-
Warwickshire15£9,091733,88835
West Dunbartonshire9£13,309518,92217
West Lothian19£8,317853,66412
West Midlands120£9,446745,500230
West Sussex16£9,975648,91119
West Yorkshire156£11,228633,861222
Wiltshire36£13,049430,39586
Worcestershire25£8,701850,29037
Wrexham3£6,4961063,0563
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