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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,309£10,673638,6357,314
Aberdeenshire25£10,635633,00249
Angus38£15,318219,68389
Ayrshire47£11,704432,704108
Bedfordshire44£5,8991166,11259
Berkshire31£7,681942,80458
Blaenau Gwent16£11,735430,00417
Borders3£9,663632,4014
Bridgend14£10,179643,60213
Bristol32£11,446630,449112
Buckinghamshire46£9,376744,63971
Caerphilly11£5,5491070,72910
Cambridgeshire87£9,257746,849133
Cardiff28£11,346631,81470
Carmarthenshire26£13,510318,34339
Ceredigion2£14,595216,7508
Cheshire80£10,593638,746143
Clackmannanshire1£7,498686,8922
Conwy10£12,795428,84417
Cornwall23£13,052526,91549
County Antrim45£12,242429,557117
County Armagh15£13,398318,97737
County Down21£11,066534,21249
County Durham55£10,313638,767143
County Londonderry20£13,085343,37124
County Tyrone5£9,144667,4086
Cumbria22£14,442320,49751
Denbighshire3£7,5931043,253-
Derbyshire77£11,398431,781171
Devon44£9,155744,578104
Dorset16£11,802634,31736
Dumfries & Galloway19£17,60315,19936
Dunbartonshire23£17,64114,89137
East Riding of Yorkshire34£10,691533,91280
East Sussex23£10,807735,37739
Essex64£9,679743,509141
Falkirk17£8,349755,14924
Fife15£9,158742,85128
Flintshire7£4,6951273,0407
Gloucestershire21£10,364640,03451
Greater London85£9,901738,539224
Greater Manchester206£11,705529,214399
Gwynedd1£4,4951289,0001
Hampshire60£11,523638,073139
Herefordshire11£10,543638,19524
Hertfordshire57£11,649632,407109
Highland14£12,169429,19636
Inverclyde4£5,6681066,7479
Isle of Anglesey2£6,4881050,080-
Isle of Wight3£7,6631054,2674
Kent82£10,887631,859148
Lanarkshire157£14,692316,535792
Lancashire140£10,223638,864298
Leicestershire27£10,162744,65373
Lincolnshire44£11,844429,534109
Merseyside81£15,659211,662209
Merthyr Tydfil2£10,999459,4891
Midlothian58£11,375639,01985
Monmouthshire1£3,0941096,8005
Moray15£17,55015,17050
Neath Port Talbot3£11,496636,0604
Newport24£13,011424,38836
Norfolk69£10,960537,414125
North Yorkshire63£12,896426,029142
Northamptonshire42£10,491643,63374
Northumberland10£9,658739,43923
Nottinghamshire61£11,172533,14495
Oxfordshire13£9,646748,90511
Pembrokeshire6£9,589743,9203
Perth & Kinross1£7,998740,34012
Powys2£12,742412,7971
Renfrewshire13£10,552536,49125
Rhondda Cynon Taf27£8,531750,57416
Shropshire31£11,939536,81383
Somerset18£11,250532,02848
South Yorkshire87£9,463747,061153
Staffordshire76£12,383428,035200
Stirling16£16,992213,491108
Suffolk39£9,433737,95587
Surrey76£14,872319,592112
Swansea23£11,585428,80068
Torfaen3£4,2621181,5497
Tyne and Wear66£12,121429,602139
Vale of Glamorgan3£7,555836,7677
Warwickshire20£10,522628,79234
West Lothian24£7,919854,94022
West Midlands139£11,109637,205270
West Sussex21£8,361847,94536
West Yorkshire113£10,632640,402280
Wiltshire32£12,397529,24694
Worcestershire27£10,502733,14446
Wrexham1£6,495958,0006
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