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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,132£10,373640,6555,792
Aberdeen City16£11,864526,07143
Aberdeenshire9£9,862736,07813
Angus7£13,638419,26518
Antrim15£13,600320,62760
Ards9£12,911325,81128
Armagh4£4,7481187,355-
Ballymena6£9,882640,6749
Barking & Dagenham - Greater London2£8,921757,9393
Bedfordshire39£5,1991170,40558
Belfast7£8,196753,97622
Berkshire40£8,237844,72556
Bexley - Greater London1£15,99535,0001
Blaenau Gwent7£12,442420,3179
Bristol40£13,366424,125115
Bromley - Greater London10£15,039217,02330
Buckinghamshire39£8,033953,84976
Cambridgeshire75£9,207745,755121
Cardiff2£12,912515,1763
Carmarthenshire11£11,339527,6949
Carrickfergus1£14,295228,082-
Ceredigion2£14,145211,0355
Cheshire66£9,609747,932145
City of Edinburgh49£12,664528,95285
City of London - Greater London7£8,539849,46814
Clackmannanshire1£10,498529,1921
Coleraine5£12,787331,0635
Conwy4£8,820852,8202
Cookstown1£5,490795,044-
Cornwall23£13,898426,52132
County Durham70£9,357745,496140
Craigavon6£16,062111,16324
Croydon - Greater London9£14,205317,39122
Cumbria35£13,656422,94234
Denbighshire1£2,4952074,313-
Derbyshire64£10,774532,545171
Derry1£6,495882,0912
Devon40£9,226745,71797
Dorset12£10,606640,75434
Down2£13,498314,1257
Dumfries and Galloway9£16,05427,55225
Dundee City20£12,970430,02253
Dungannon4£9,059758,9673
Ealing - Greater London5£3,8141281,1947
East Ayrshire14£10,055640,70128
East Riding of Yorkshire5£8,535852,03712
East Sussex22£11,376630,71429
Enfield - Greater London19£15,187213,31720
Essex63£10,568638,272129
Falkirk24£9,063749,92319
Fife15£9,198844,51330
Glasgow City306£16,47918,245262
Gloucestershire12£8,341851,61946
Greater Manchester211£11,478532,378375
Gwynedd1£4,4951289,0002
Hampshire70£13,178529,777148
Harrow - Greater London3£5,4951041,5512
Havering - Greater London17£13,034427,97426
Herefordshire12£10,000743,19026
Hertfordshire56£12,972529,103119
Highland14£12,044434,64429
Hillingdon - Greater London12£4,6831268,4299
Hounslow - Greater London10£14,470318,80327
Inverclyde4£4,3661269,2959
Isle of Wight3£8,928850,2424
Kent53£10,525736,46799
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire138£10,630635,970256
Larne3£8,277657,9852
Leicestershire27£9,699746,07377
Limavady5£7,995244,800-
Lincolnshire44£11,330533,062104
Lisburn3£6,495866,8807
Magherafelt7£7,441964,7074
Merseyside49£12,247428,44777
Merthyr Tydfil2£9,499748,950-
Midlothian1£8,480735,800-
Monmouthshire2£1,59516103,000-
Moray14£16,24029,22327
Neath Port Talbot2£10,395643,7966
Newport1£3,7981096,8003
Newry and Mourne5£16,775113,04312
Newtownabbey8£11,071628,25735
Norfolk73£10,692642,112102
North Ayrshire20£11,221535,85738
North Down4£7,109961,1895
North Lanarkshire31£13,108421,35985
North Yorkshire69£12,725425,175138
Northamptonshire47£11,916433,64462
Northumberland7£10,656633,46020
Nottinghamshire33£9,978645,14474
Omagh1£7,9901104,1202
Oxfordshire8£13,875320,53410
Perth and Kinross2£11,698419,7778
Redbridge - Greater London1£2,3481687,0001
Renfrewshire11£9,443743,71530
Rhondda Cynon Taf18£9,090650,19720
Richmond upon Thames - Greater London3£6,3171157,7626
Scottish Borders4£9,397732,4914
Shropshire34£10,769641,39260
Somerset22£9,827642,62750
South Ayrshire22£12,465431,94346
South Lanarkshire3£10,265641,0802
South Yorkshire86£9,833744,643136
Staffordshire51£11,451531,075143
Stirling23£13,981319,03074
Strabane1£11,895329,922-
Suffolk41£10,833631,32883
Surrey44£13,996317,77376
Sutton - Greater London1£11,622317,0003
Swansea1£10,683530,9071
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear66£12,153430,519139
Warwickshire13£9,648635,50627
West Dunbartonshire11£17,38015,58231
West Lothian10£8,606748,46422
West Midlands124£9,849643,051267
West Sussex22£7,538956,23625
West Yorkshire126£10,077638,225240
Wiltshire44£12,501427,94378
Worcestershire19£6,9371057,83842
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