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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,276£10,223641,4785,968
Aberdeen City12£10,970631,31745
Aberdeenshire9£10,196633,90813
Angus6£15,412315,42719
Antrim16£13,153320,86960
Ards10£13,068431,81530
Armagh4£4,7481187,355-
Ballymena6£7,965751,1068
Ballymoney1£4,9501151,8967
Barking & Dagenham - Greater London3£8,682949,1273
Bedfordshire39£5,2981171,21854
Belfast8£8,327851,46521
Berkshire36£8,741839,30356
Blaenau Gwent7£12,513421,15110
Bristol39£13,941420,009114
Bromley - Greater London11£14,793218,65728
Buckinghamshire43£7,822954,66171
Cambridgeshire80£9,455745,350120
Cardiff2£12,912515,1762
Carmarthenshire11£11,339527,7116
Carrickfergus1£14,295228,082-
Ceredigion3£14,145327,3565
Cheshire69£9,767745,882149
City of Edinburgh50£12,550529,98883
City of London - Greater London6£5,6141068,82416
Coleraine5£12,417331,3205
Conwy4£8,820852,8202
Cookstown1£5,490795,044-
Cornwall26£14,247323,09132
County Durham64£9,782642,877145
Craigavon8£14,920211,48024
Croydon - Greater London8£14,840215,85424
Cumbria35£14,017425,76240
Denbighshire2£6,4931346,936-
Derbyshire62£11,071530,731176
Derry1£6,495882,0912
Devon36£8,955845,547102
Dorset13£11,017633,73235
Down3£12,148419,2507
Dumfries and Galloway8£15,43628,49526
Dundee City28£14,960320,27457
Dungannon4£9,059758,9673
Ealing - Greater London5£3,8141281,1946
East Ayrshire15£9,504643,87528
East Riding of Yorkshire4£9,020750,21913
East Sussex21£11,516628,70430
Enfield - Greater London19£15,075213,41819
Essex56£10,560637,197131
Falkirk24£9,135748,30517
Fermanagh1£9,995448,8282
Fife13£9,105843,79331
Glasgow City431£18,09016,297343
Gloucestershire11£8,454851,06546
Greater Manchester212£11,792530,959378
Gwynedd1£4,4951289,0002
Hampshire66£13,255529,385152
Harrow - Greater London3£5,4951041,5511
Havering - Greater London15£11,988529,76730
Herefordshire12£9,991743,19026
Hertfordshire60£12,593631,002117
Highland14£12,508429,80637
Hillingdon - Greater London11£4,6361267,0019
Hounslow - Greater London9£14,166320,89124
Inverclyde3£5,0921166,11610
Isle of Wight3£8,928850,2424
Kent51£9,950739,437101
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire138£10,858634,516268
Larne3£8,110657,9852
Leicestershire26£9,659745,60777
Limavady5£7,995244,800-
Lincolnshire48£11,206533,315105
Lisburn3£6,495866,8807
Magherafelt6£7,1901067,8255
Merseyside52£12,588426,21578
Merthyr Tydfil2£9,499748,950-
Merton - Greater London1£1,4901795,0004
Midlothian1£11,980516,3001
Monmouthshire2£1,59516103,000-
Moray18£16,96415,66834
Neath Port Talbot2£10,395643,7966
Newport1£3,7981096,8003
Newry and Mourne4£17,045111,77912
Newtownabbey9£11,486525,09434
Norfolk70£10,599641,216103
North Ayrshire18£10,430538,49742
North Down4£7,084961,1895
North Lanarkshire22£12,253424,43086
North Yorkshire67£12,883425,197142
Northamptonshire45£11,969433,01464
Northumberland8£9,762740,25019
Nottinghamshire32£9,074748,85678
Omagh1£7,9901104,1201
Oxfordshire10£12,969425,8699
Perth and Kinross3£10,131529,8248
Redbridge - Greater London1£2,1991687,0001
Renfrewshire11£10,170644,01430
Rhondda Cynon Taf20£8,884750,30217
Richmond upon Thames - Greater London2£4,4831357,7677
Scottish Borders4£9,347732,4914
Shropshire34£10,558640,66962
Somerset29£9,791642,15150
South Ayrshire19£12,760432,51646
South Lanarkshire10£13,946319,4962
South Yorkshire86£9,788743,296138
Staffordshire55£11,223532,391142
Stirling27£13,398421,15276
Strabane1£11,895329,922-
Suffolk40£9,827738,40986
Surrey50£15,144313,88177
Sutton - Greater London1£11,622317,0003
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear66£12,148529,515136
Warwickshire12£9,412739,66329
West Dunbartonshire14£16,96226,99533
West Lothian9£8,673749,22621
West Midlands130£9,767743,234267
West Sussex24£7,417955,90124
West Yorkshire120£10,042638,647246
Wiltshire43£11,899530,42483
Worcestershire24£7,907952,35238
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