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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,393£10,451640,7945,579
Aberdeen City13£12,571523,31348
Aberdeenshire7£8,209842,96314
Angus10£12,945422,67417
Antrim20£12,071427,53849
Ards12£11,240530,93628
Armagh3£5,798979,140-
Ballymena6£10,732650,2297
Ballymoney1£2,4501573,4996
Barking & Dagenham - Greater London3£8,180960,1913
Bedfordshire42£5,5461167,48058
Belfast7£9,025747,15922
Berkshire34£8,081948,60859
Bexley - Greater London1£15,99535,000-
Blaenau Gwent6£10,398638,1948
Bristol47£13,335423,563100
Bromley - Greater London19£16,022212,88226
Buckinghamshire42£8,587850,91572
Cambridgeshire87£10,005741,151129
Cardiff2£12,962515,1764
Carmarthenshire11£11,611530,76412
Carrickfergus1£14,295228,0821
Ceredigion2£14,745211,0356
Cheshire74£9,509747,000136
City of Edinburgh48£12,924528,45087
City of London - Greater London12£8,397947,0448
Clackmannanshire1£10,998529,1921
Coleraine2£11,999344,0505
Conwy5£8,895855,0561
Cookstown1£5,490795,044-
Cornwall26£14,483326,39733
County Durham69£10,103639,978131
Craigavon12£16,90314,41626
Croydon - Greater London8£15,489213,48228
Cumbria35£14,336321,36535
Denbighshire1£2,9952074,313-
Derbyshire73£11,254529,394161
Derry1£6,995882,0912
Devon51£9,843741,51690
Dorset17£11,750531,22139
Down2£13,748314,1259
Dumfries and Galloway17£16,35129,23519
Dundee City28£14,283322,78249
Dungannon3£9,315761,3333
Ealing - Greater London4£3,5691374,0007
East Ayrshire16£10,035542,18828
East Lothian1£7,9951079,5851
East Riding of Yorkshire6£8,230850,68413
East Sussex26£11,859632,28428
Enfield - Greater London24£15,794214,31818
Essex58£10,808636,067124
Falkirk20£8,800751,91623
Fife16£11,236631,37927
Glasgow City329£16,75417,894223
Gloucestershire17£10,568534,31743
Greater Manchester215£11,802532,139380
Gwynedd1£4,4951289,0002
Hampshire82£12,799531,543138
Harrow - Greater London3£5,7281035,2921
Havering - Greater London19£13,013427,81729
Herefordshire13£11,041636,13022
Hertfordshire65£12,827630,146111
Highland11£10,884541,52731
Hillingdon - Greater London10£4,8251170,83210
Hounslow - Greater London13£15,117214,25226
Inverclyde4£6,9181052,4548
Isle of Wight3£6,2621252,2735
Kent52£9,990740,75392
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire136£10,968634,403248
Larne3£8,277657,9852
Leicestershire32£9,457744,05477
Limavady5£7,995244,8002
Lincolnshire43£11,849531,456110
Lisburn4£6,795866,7037
Magherafelt7£7,435967,3795
Merseyside48£12,478427,88969
Merthyr Tydfil2£9,499748,950-
Merton - Greater London2£5,8451080,3392
Monmouthshire2£1,59516103,0001
Moray20£16,50217,94419
Neath Port Talbot2£10,395643,7966
Newport1£4,0981096,8004
Newry and Mourne6£18,15304,76512
Newtownabbey13£10,845533,54428
Norfolk69£11,125636,88398
North Ayrshire23£10,292540,38733
North Down5£7,186960,5515
North Lanarkshire38£13,665317,40385
North Yorkshire77£13,296426,083121
Northamptonshire45£12,876425,74366
Northumberland9£11,386530,42121
Nottinghamshire38£10,556534,12565
Omagh1£6,9901104,1203
Oxfordshire8£14,037317,54116
Perth and Kinross2£13,948311,6829
Redbridge - Greater London1£2,4991687,0001
Renfrewshire8£8,123846,95533
Rhondda Cynon Taf17£8,375756,38018
Richmond upon Thames - Greater London1£6,785951,0684
Scottish Borders4£9,397732,4916
Shropshire32£11,928433,55558
Somerset25£9,462743,12345
South Ayrshire25£12,257431,89540
South Lanarkshire4£9,198752,1142
South Yorkshire90£10,198641,123138
Staffordshire59£11,314531,092136
Stirling33£14,637315,66961
Strabane1£11,895329,922-
Suffolk53£11,801529,44372
Surrey50£14,194317,09574
Sutton - Greater London1£11,999317,0006
Swansea2£8,716833,5134
Tyne and Wear77£11,703532,583132
Warwickshire11£9,534736,78129
West Dunbartonshire21£17,52715,77818
West Lothian13£8,858748,13119
West Midlands117£9,683745,135268
West Sussex23£7,748951,23923
West Yorkshire150£10,822634,293229
Wiltshire39£12,870430,93090
Worcestershire23£7,508956,02037
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