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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,288£10,322640,8555,713
Aberdeen City12£11,956524,03046
Aberdeenshire7£10,067638,31213
Angus6£13,912320,60718
Antrim16£12,162327,16254
Ards8£11,899531,03332
Armagh4£4,7481187,355-
Ballymena4£12,174435,9119
Barking & Dagenham - Greater London2£8,921757,9393
Bedfordshire38£5,0921170,82556
Belfast9£9,258648,05120
Berkshire39£8,269844,58257
Bexley - Greater London1£15,99535,0001
Blaenau Gwent9£11,787528,3447
Brent - Greater London1£3,5001367,000-
Bristol45£12,696426,181109
Bromley - Greater London15£15,877212,51928
Buckinghamshire40£7,757955,37875
Cambridgeshire75£9,343745,002126
Cardiff2£12,912515,1763
Carmarthenshire11£11,702528,10611
Carrickfergus1£14,295228,082-
Ceredigion2£14,145211,0356
Cheshire68£9,785746,252141
City of Edinburgh46£12,682529,06585
City of London - Greater London11£9,275839,6479
Clackmannanshire1£10,498529,1921
Coleraine2£11,999344,0505
Conwy4£8,820852,8202
Cookstown1£5,490795,044-
Cornwall24£13,798427,93632
County Durham68£9,918643,811143
Craigavon8£15,983110,82825
Croydon - Greater London9£14,171317,37624
Cumbria36£13,857422,30235
Denbighshire1£2,9952074,313-
Derbyshire74£10,724532,812167
Derry1£6,495882,0912
Devon41£9,525743,14398
Dorset15£11,252633,62432
Down2£13,498314,1258
Dumfries and Galloway13£15,80628,27121
Dundee City24£13,841325,23751
Dungannon4£9,059758,9673
Ealing - Greater London6£3,5941379,3285
East Ayrshire17£9,404641,34528
East Lothian1£6,9951079,5851
East Riding of Yorkshire6£9,279745,38911
East Sussex24£11,324633,42228
Enfield - Greater London21£14,648313,95920
Essex64£10,712637,518122
Falkirk19£8,680752,75922
Fife13£9,236741,85730
Glasgow City324£16,53318,099249
Gloucestershire14£9,128745,47945
Greater Manchester224£11,502533,549374
Gwynedd1£4,4951289,0002
Hampshire76£12,831532,305140
Harrow - Greater London3£5,5621041,5512
Havering - Greater London19£12,319430,74024
Herefordshire14£10,628737,25424
Hertfordshire58£12,747629,870115
Highland15£11,308537,77929
Hillingdon - Greater London11£4,2821268,83210
Hounslow - Greater London10£14,316317,94929
Inverclyde4£4,2911269,2959
Isle of Wight3£6,2621252,2734
Kent56£10,380736,95599
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire139£10,565637,184252
Larne3£8,277657,9852
Leicestershire27£9,156748,26582
Limavady5£7,995244,800-
Lincolnshire48£11,744530,221105
Lisburn2£6,495774,6718
Magherafelt8£7,230967,8064
Merseyside55£12,340427,42568
Merthyr Tydfil2£9,499748,950-
Midlothian1£8,480735,800-
Monmouthshire2£1,59516103,0001
Moray19£16,11329,91825
Neath Port Talbot2£10,395643,7966
Newry and Mourne5£15,995114,42113
Newtownabbey11£10,774530,26332
Norfolk73£10,450641,317102
North Ayrshire21£10,868537,72939
North Down5£7,186960,5515
North Lanarkshire31£13,621318,81186
North Yorkshire72£13,608425,095131
Northamptonshire48£12,197430,88762
Northumberland9£11,182530,72519
Nottinghamshire39£10,118642,12471
Omagh1£6,9901104,1202
Oxfordshire8£13,919320,53412
Perth and Kinross2£9,948638,2057
Redbridge - Greater London1£2,3481687,0001
Renfrewshire10£8,878748,56032
Rhondda Cynon Taf19£8,923652,11820
Richmond upon Thames - Greater London2£7,888954,4105
Scottish Borders4£9,397732,4916
Shropshire37£11,001539,31063
Somerset21£9,241746,07050
South Ayrshire22£11,742534,43642
South Lanarkshire3£10,265641,0802
South Yorkshire86£9,998744,296133
Staffordshire55£10,926534,271143
Stirling33£15,186314,16267
Strabane1£11,895329,922-
Suffolk49£11,483528,75775
Surrey44£13,924317,57775
Sutton - Greater London1£11,782317,0004
Swansea4£9,795633,5474
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear68£11,946530,847139
Warwickshire14£10,495628,10528
West Dunbartonshire16£17,90413,38025
West Lothian8£7,445855,37423
West Midlands133£9,975642,237268
West Sussex23£7,308956,15225
West Yorkshire128£10,323637,529244
Wiltshire43£12,842426,97484
Worcestershire19£6,9791058,80741
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