Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,206£10,300641,1215,755
Aberdeen City12£11,956524,03044
Aberdeenshire6£9,412740,57814
Angus7£13,638419,26518
Antrim15£12,420327,68556
Ards8£11,899531,03330
Armagh4£4,7481187,355-
Ballymena5£10,768635,4689
Barking & Dagenham - Greater London2£8,921757,9393
Bedfordshire36£4,8201173,34158
Belfast9£9,258648,05120
Berkshire38£8,308844,76158
Bexley - Greater London1£15,99535,0001
Blaenau Gwent9£11,787528,3447
Brent - Greater London1£3,5001367,000-
Bristol40£12,586527,165115
Bromley - Greater London14£15,764212,85826
Buckinghamshire40£7,865955,72573
Cambridgeshire72£9,110746,423127
Cardiff2£12,912515,1763
Carmarthenshire11£11,702528,1069
Carrickfergus1£14,295228,082-
Ceredigion2£14,145211,0356
Cheshire66£9,707746,289142
City of Edinburgh45£12,810528,92284
City of London - Greater London10£9,623742,20811
Clackmannanshire1£10,498529,1921
Coleraine2£11,999344,0505
Conwy4£8,820852,8202
Cookstown1£5,490795,044-
Cornwall21£13,972424,79335
County Durham66£9,586745,172145
Craigavon7£15,624112,31325
Croydon - Greater London9£14,069317,39124
Cumbria36£13,939321,34736
Denbighshire1£2,9952074,313-
Derbyshire68£10,560533,527167
Derry1£6,495882,0912
Devon41£9,197846,02597
Dorset12£10,614637,42134
Down2£13,498314,1258
Dumfries and Galloway12£15,66528,96022
Dundee City24£13,883325,23751
Dungannon4£9,059758,9673
Ealing - Greater London6£3,5941379,3285
East Ayrshire16£9,742640,00128
East Lothian1£6,9951079,5851
East Riding of Yorkshire5£8,535852,03712
East Sussex24£11,324633,42228
Enfield - Greater London21£14,616313,95919
Essex65£10,929637,753125
Falkirk20£9,525748,33023
Fife13£9,428743,06031
Glasgow City316£16,57517,892256
Gloucestershire13£8,090852,49847
Greater Manchester221£11,424533,598374
Gwynedd1£4,4951289,0002
Hampshire77£12,750632,972142
Harrow - Greater London3£5,5621041,5512
Havering - Greater London18£12,489430,67526
Herefordshire14£10,628737,25424
Hertfordshire55£12,830629,920117
Highland15£11,308537,77929
Hillingdon - Greater London11£4,2821268,83210
Hounslow - Greater London11£14,697318,02529
Inverclyde4£4,2911269,2959
Isle of Wight3£6,2621252,2734
Kent56£10,299738,201100
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire133£10,736635,121256
Larne3£8,277657,9852
Leicestershire28£9,552746,57878
Limavady5£7,995244,800-
Lincolnshire45£11,588531,293106
Lisburn2£6,495774,6717
Magherafelt8£7,230967,8064
Merseyside52£12,404426,98072
Merthyr Tydfil2£9,499748,950-
Midlothian1£8,480735,800-
Monmouthshire2£1,59516103,000-
Moray18£15,952210,46926
Neath Port Talbot2£10,395643,7966
Newry and Mourne5£15,995114,42113
Newtownabbey10£10,972528,08933
Norfolk71£10,535641,389105
North Ayrshire21£10,868537,72939
North Down4£7,234961,1896
North Lanarkshire30£13,658318,14686
North Yorkshire75£13,566424,983130
Northamptonshire45£12,166431,71064
Northumberland9£11,182530,72519
Nottinghamshire38£10,244640,53771
Omagh1£7,9901104,1202
Oxfordshire8£13,919320,53411
Perth and Kinross2£9,948638,2057
Redbridge - Greater London1£2,3481687,0001
Renfrewshire10£8,888748,56031
Rhondda Cynon Taf19£8,923652,11820
Richmond upon Thames - Greater London2£7,888954,4105
Scottish Borders4£9,397732,4914
Shropshire36£10,801640,41962
Somerset21£9,241746,07050
South Ayrshire20£11,992434,85745
South Lanarkshire3£10,265641,0802
South Yorkshire85£9,956643,698136
Staffordshire54£11,001534,110141
Stirling27£14,913315,24873
Strabane1£11,895329,922-
Suffolk48£11,064630,74877
Surrey43£13,555419,02477
Sutton - Greater London1£11,782317,0004
Swansea4£9,795633,5474
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear68£12,410428,954138
Warwickshire15£10,062633,62328
West Dunbartonshire12£17,87314,50229
West Lothian8£7,445855,37422
West Midlands133£10,121641,615260
West Sussex22£7,424957,39324
West Yorkshire128£10,283637,341243
Wiltshire42£12,903427,06282
Worcestershire19£6,9791058,80740
Add postcode for better results.