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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,345£10,695639,5337,306
Aberdeenshire25£11,109529,38850
Angus39£15,066320,94789
Ayrshire50£12,051430,403106
Bedfordshire45£5,9351166,15559
Berkshire28£7,525944,14957
Blaenau Gwent16£11,735430,00417
Borders3£9,663632,4014
Bridgend15£10,090644,51913
Bristol32£11,414630,449105
Buckinghamshire44£9,248746,08272
Caerphilly12£5,6691070,08510
Cambridgeshire93£9,660744,637131
Cardiff27£11,464631,58472
Carmarthenshire25£13,810316,29039
Ceredigion2£14,595216,7508
Cheshire83£10,720638,063145
Clackmannanshire1£7,498686,8922
Conwy10£12,795428,84417
Cornwall24£13,175526,93049
County Antrim46£12,250428,989118
County Armagh15£13,711317,95935
County Down21£11,724532,19150
County Durham58£10,407638,119142
County Londonderry20£13,085343,37124
County Tyrone5£9,144667,4085
Cumbria23£14,322320,11850
Denbighshire3£7,5931043,253-
Derbyshire77£11,2675111,495176
Devon51£9,122744,011103
Dorset16£11,802634,31736
Dumfries & Galloway20£17,49815,75434
Dunbartonshire21£18,01213,99641
East Lothian1£14,699313,8682
East Riding of Yorkshire36£10,754535,09578
East Sussex21£10,632735,02138
Essex61£9,660743,334140
Falkirk16£8,358757,04526
Fife17£9,456741,52729
Flintshire7£4,6951273,0406
Gloucestershire21£10,017642,07250
Greater London85£9,916737,464226
Greater Manchester211£11,511530,132396
Gwynedd1£4,4951289,0001
Hampshire67£11,613637,644137
Herefordshire10£10,728639,61425
Hertfordshire58£11,844531,055111
Highland13£12,251429,28037
Inverclyde4£5,6681066,7479
Isle of Anglesey2£6,4881050,080-
Isle of Wight3£7,6631054,2674
Kent79£10,669632,713150
Lanarkshire151£14,335318,403800
Lancashire135£10,211638,147302
Leicestershire29£9,549747,68371
Lincolnshire42£11,477530,805110
Merseyside78£15,782211,539209
Merthyr Tydfil2£10,999459,4891
Midlothian53£10,842641,94886
Monmouthshire3£2,02814100,9333
Moray15£17,09717,62351
Neath Port Talbot3£11,163636,0604
Newport24£12,970424,38835
Norfolk74£11,729535,295120
North Yorkshire64£13,205424,257138
Northamptonshire43£10,367644,30470
Northumberland10£9,658739,43923
Nottinghamshire60£10,986533,83997
Oxfordshire12£9,867749,16612
Pembrokeshire6£9,589743,9203
Perth & Kinross2£7,147941,54212
Powys2£12,742412,7971
Renfrewshire11£10,498637,72127
Rhondda Cynon Taf27£8,520750,57414
Shropshire33£11,885535,89183
Somerset19£11,031633,07445
South Yorkshire86£9,367746,597155
Staffordshire83£12,470427,876201
Stirling17£16,757218,082107
Suffolk39£9,314738,60285
Surrey76£14,753320,058113
Swansea24£11,560528,62366
Torfaen3£4,2621181,5497
Tyne and Wear65£11,568532,676144
Vale of Glamorgan3£7,555836,7677
Warwickshire22£11,199526,53336
West Lothian24£7,912854,94022
West Midlands136£11,052637,372266
West Sussex22£8,481846,71235
West Yorkshire121£10,697640,370275
Wiltshire35£12,236530,19693
Worcestershire26£9,977734,94747
Wrexham2£6,818871,7666
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