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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,042£10,315641,0495,958
Aberdeen City12£10,970631,30946
Aberdeenshire9£10,196633,90514
Angus7£14,924314,83319
Antrim17£13,561319,77358
Ards8£13,049330,29431
Armagh4£4,7481187,355-
Ballymena7£9,420644,4689
Barking & Dagenham - Greater London3£8,682949,1273
Bedfordshire39£5,3101171,21858
Belfast7£8,668754,23922
Berkshire37£8,331842,19554
Bexley - Greater London1£15,99535,0001
Blaenau Gwent6£12,232522,31410
Bristol39£13,988420,009115
Bromley - Greater London11£14,825218,65729
Buckinghamshire40£7,711955,45575
Cambridgeshire78£9,427745,655121
Cardiff2£12,912515,1763
Carmarthenshire11£11,339527,7118
Carrickfergus1£14,295228,082-
Ceredigion3£14,145327,3565
Cheshire70£9,671746,951147
City of Edinburgh50£12,748529,15683
City of London - Greater London8£7,800956,16014
Clackmannanshire1£10,498529,1921
Coleraine5£12,777331,3205
Conwy4£8,820852,8202
Cookstown1£5,490795,044-
Cornwall23£14,007424,54535
County Durham65£9,627644,098144
Craigavon8£14,920211,48024
Croydon - Greater London9£14,148317,39122
Cumbria30£13,345424,99739
Denbighshire2£6,4931346,936-
Derbyshire66£10,939531,392173
Derry1£6,495882,0912
Devon38£9,144744,267100
Dorset14£10,519637,75134
Down2£13,498314,1257
Dumfries and Galloway9£16,05427,55225
Dundee City25£14,855322,01658
Dungannon4£9,059758,9673
Ealing - Greater London5£3,8141281,1946
East Ayrshire14£10,055640,70128
East Riding of Yorkshire5£8,415852,03712
East Sussex20£11,396629,76731
Enfield - Greater London19£15,102213,31719
Essex56£10,279639,354132
Falkirk23£9,209748,50118
Fermanagh1£9,995448,8282
Fife15£9,198844,51329
Glasgow City231£16,082210,310340
Gloucestershire10£7,800955,11746
Greater Manchester209£11,779530,749380
Gwynedd1£4,4951289,0002
Hampshire70£13,206529,670148
Harrow - Greater London3£5,4951041,5511
Havering - Greater London16£12,224429,52328
Herefordshire12£9,991743,19026
Hertfordshire59£12,625530,427118
Highland20£14,530320,34730
Hillingdon - Greater London11£4,6361267,00110
Hounslow - Greater London9£14,230320,89124
Inverclyde3£5,0921166,11610
Isle of Wight3£8,928850,2424
Kent50£10,040739,222103
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire133£10,865634,796272
Larne3£8,277657,9852
Leicestershire26£9,820746,05778
Limavady5£7,995244,800-
Lincolnshire43£11,153533,033108
Lisburn3£6,495866,8807
Magherafelt7£7,441964,7074
Merseyside51£12,498427,27377
Merthyr Tydfil2£9,499748,950-
Merton - Greater London1£1,4901795,0004
Midlothian1£8,480735,583-
Monmouthshire2£1,59516103,000-
Moray15£16,50418,24830
Neath Port Talbot2£10,395643,7966
Newport1£3,7981096,8003
Newry and Mourne4£17,045111,77912
Newtownabbey8£11,048627,47435
Norfolk71£10,552642,699102
North Ayrshire22£11,315534,60338
North Down4£7,109961,1895
North Lanarkshire32£12,922422,07083
North Yorkshire68£12,556427,348139
Northamptonshire44£11,948433,51765
Northumberland7£10,656633,46019
Nottinghamshire31£8,944749,57179
Omagh1£7,9901104,1202
Oxfordshire9£13,722321,29810
Perth and Kinross2£11,698419,7778
Redbridge - Greater London1£2,2991687,0001
Renfrewshire10£9,488746,78132
Rhondda Cynon Taf19£8,993749,42219
Richmond upon Thames - Greater London2£4,4831357,7677
Scottish Borders4£9,397732,4914
Shropshire34£10,629641,51562
Somerset25£9,816642,07249
South Ayrshire19£12,802432,51647
South Lanarkshire3£10,265641,0802
South Yorkshire85£9,807743,147137
Staffordshire54£11,027533,315145
Stirling21£13,465420,83976
Strabane1£11,895329,922-
Suffolk41£9,878735,68485
Surrey50£15,163313,71876
Sutton - Greater London1£11,622317,0003
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear68£12,160429,115137
Warwickshire12£9,423739,66329
West Dunbartonshire14£17,67714,38932
West Lothian10£8,606748,46421
West Midlands120£9,783643,417269
West Sussex23£7,409955,76725
West Yorkshire121£10,043638,447244
Wiltshire39£11,923531,10083
Worcestershire22£8,028952,73139
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