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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,338£10,673638,6917,314
Aberdeenshire24£11,230528,44550
Angus38£14,897321,49890
Ayrshire48£12,109430,250108
Bedfordshire44£5,9451166,05160
Berkshire28£7,525944,14956
Blaenau Gwent16£11,735430,00417
Borders3£9,663632,4014
Bridgend15£10,090644,51913
Bristol32£11,410630,449104
Buckinghamshire44£9,264745,86171
Caerphilly12£5,5361070,08510
Cambridgeshire95£9,802744,325130
Cardiff29£11,597631,10169
Carmarthenshire26£13,883316,22039
Ceredigion4£12,170424,3758
Cheshire84£10,674638,344145
Clackmannanshire1£7,498686,8922
Conwy10£12,795428,84417
Cornwall26£13,219526,95849
County Antrim46£12,186429,571116
County Armagh14£14,076317,32935
County Down21£11,710532,19150
County Durham58£10,277638,432143
County Londonderry20£13,040343,37124
County Tyrone5£9,144667,4085
Cumbria22£14,436319,75050
Denbighshire3£7,5931043,253-
Derbyshire77£11,252532,923178
Devon52£9,106743,906102
Dorset17£12,225532,66836
Dumfries & Galloway20£17,12316,52935
Dunbartonshire20£18,27312,56342
East Lothian1£14,699313,8682
East Riding of Yorkshire33£10,839535,36980
East Sussex21£10,630735,02138
Essex61£9,660743,334140
Falkirk16£8,358757,04526
Fife17£9,417741,52728
Flintshire7£4,6951273,0406
Gloucestershire23£10,366640,62248
Greater London84£9,704738,584226
Greater Manchester206£11,536530,240403
Gwynedd1£3,9951289,0001
Hampshire67£11,659636,722138
Herefordshire10£10,728639,61425
Hertfordshire57£11,761531,470112
Highland13£12,097429,28037
Inverclyde4£5,6681066,7479
Isle of Anglesey2£6,4881050,080-
Isle of Wight3£7,6631054,2674
Kent83£10,827631,727148
Lanarkshire151£14,250318,577799
Lancashire133£10,134638,855300
Leicestershire31£9,349749,11571
Lincolnshire43£11,341531,814111
Merseyside73£15,801211,363214
Merthyr Tydfil2£10,999459,4891
Midlothian58£11,358638,95582
Monmouthshire3£2,02814100,9333
Moray15£16,81717,97052
Neath Port Talbot3£11,163636,0604
Newport23£13,086424,38736
Norfolk72£11,876534,272122
North Yorkshire65£12,921425,050136
Northamptonshire44£10,285644,51669
Northumberland10£9,598739,43923
Nottinghamshire61£11,051533,42596
Oxfordshire12£9,862749,16612
Pembrokeshire6£9,589743,9203
Perth & Kinross2£7,147941,54212
Powys2£12,742412,7971
Renfrewshire10£10,198640,28828
Rhondda Cynon Taf27£8,520750,57414
Shropshire33£11,878535,89181
Somerset17£10,906633,98047
South Yorkshire93£9,556745,362154
Staffordshire83£12,421428,391201
Stirling16£17,329214,303107
Suffolk38£9,269738,27284
Surrey73£14,742320,074114
Swansea22£11,497529,59868
Torfaen3£4,1621181,5497
Tyne and Wear66£11,680531,952140
Vale of Glamorgan3£7,555836,7677
Warwickshire22£11,195526,53336
West Lothian26£8,054854,61721
West Midlands130£10,887638,491272
West Sussex22£8,481846,71235
West Yorkshire117£10,869640,066277
Wiltshire36£12,181530,09792
Worcestershire27£10,040734,41947
Wrexham2£6,818871,7666
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