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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

3,817 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,750£10,749638,5567,692
Aberdeenshire22£12,393424,05856
Angus55£17,94118,80498
Ayrshire67£12,580426,432100
Bedfordshire41£5,9701163,81157
Berkshire26£8,107840,53062
Blaenau Gwent15£12,171426,26116
Borders3£8,713749,6675
Bridgend13£11,089539,08417
Bristol27£11,375729,47197
Buckinghamshire44£8,684849,97871
Caerphilly11£5,958966,65911
Cambridgeshire95£9,926643,633128
Cardiff30£11,719533,74365
Carmarthenshire28£13,584318,17940
Ceredigion5£10,486634,1009
Cheshire75£10,631638,063152
Conwy14£11,073533,97915
Cornwall33£14,046422,74054
County Antrim46£11,747432,201120
County Armagh11£12,428425,75034
County Down20£11,270533,86244
County Durham48£9,971640,590139
County Londonderry19£12,056345,14820
County Tyrone6£8,495577,8406
Cumbria22£12,987428,66155
Denbighshire2£7,0431258,2292
Derbyshire69£10,512536,192180
Devon61£9,589639,70893
Dorset19£11,698535,78435
Dumfries & Galloway29£18,35015,80240
Dunbartonshire24£19,43601,99944
East Lothian1£9,999644,6792
East Riding of Yorkshire40£10,624538,49076
East Sussex22£9,644838,99838
Essex63£9,226743,149151
Falkirk16£8,271753,98732
Fife16£8,151850,05826
Flintshire5£5,8941078,0377
Gloucestershire17£8,991846,49651
Greater London99£9,994740,144215
Greater Manchester215£11,883529,826404
Hampshire70£11,071640,842124
Herefordshire13£10,545638,00222
Hertfordshire60£11,814533,601101
Highland15£11,530530,90032
Inverclyde4£7,220856,9066
Isle of Anglesey2£6,2471050,080-
Isle of Wight6£8,463856,1574
Kent88£10,656731,143153
Lanarkshire316£17,80129,2291,122
Lancashire151£12,292531,742318
Leicestershire34£7,805955,11780
Lincolnshire40£10,905532,922104
Merseyside144£17,40129,139223
Merthyr Tydfil3£8,999662,3991
Midlothian55£10,720641,93878
Monmouthshire1£3,0941096,8005
Moray32£19,24813,84055
Neath Port Talbot4£10,746645,4914
Newport29£13,302322,75136
Norfolk71£11,977532,256134
North Yorkshire60£12,592427,354134
Northamptonshire43£11,079542,06474
Northumberland11£9,062742,65520
Nottinghamshire59£10,142637,69496
Oxfordshire10£9,613760,40412
Pembrokeshire6£9,589743,9203
Perth & Kinross2£6,747941,5429
Powys3£12,660315,8641
Renfrewshire8£8,673745,28227
Rhondda Cynon Taf24£9,069645,95417
Shropshire36£12,284431,81673
Somerset22£10,094637,09247
South Yorkshire91£9,103747,352167
Staffordshire101£12,862425,623194
Stirling46£19,51814,047116
Suffolk38£10,178635,86692
Surrey74£14,463420,257124
Swansea26£12,385427,52664
Torfaen3£4,995982,1198
Tyne and Wear72£10,956636,800138
Vale of Glamorgan4£6,664935,4006
Warwickshire21£11,072526,34935
West Lothian24£7,854854,86622
West Midlands141£10,808637,648279
West Sussex18£8,228850,02236
West Yorkshire123£10,381640,827283
Wiltshire35£13,028425,84597
Worcestershire32£10,035735,62944
Wrexham5£6,751956,1775
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