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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,079£10,115643,1645,814
Aberdeen City14£13,886312,77949
Aberdeenshire6£9,462736,91216
Angus8£14,808319,91422
Antrim10£11,072533,88050
Ards10£8,869849,65128
Armagh3£5,798979,140-
Ballymena5£11,111653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London2£5,8451177,4433
Bedfordshire44£5,7211066,94758
Belfast9£6,958956,97720
Berkshire31£6,8601052,06357
Blaenau Gwent5£9,518650,20012
Bristol45£11,224635,44487
Bromley - Greater London14£14,981216,10828
Buckinghamshire38£8,746844,65171
Cambridgeshire93£10,228641,515132
Cardiff5£8,057862,2885
Carmarthenshire9£12,582427,23815
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire75£8,886748,768147
City of Edinburgh40£10,999636,92273
City of London - Greater London12£6,6461150,08216
Clackmannanshire2£9,498735,171-
Coleraine3£11,896336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall28£14,086427,46248
County Durham80£10,449636,638130
Craigavon6£15,978111,49538
Croydon - Greater London8£15,477214,97730
Cumbria27£13,637425,17339
Denbighshire1£2,9952074,313-
Derbyshire91£11,374528,734160
Derry3£7,280766,6034
Devon62£10,919635,74586
Dorset17£11,906632,50038
Down3£10,613527,28810
Dumfries and Galloway8£13,623323,19817
Dundee City23£12,341531,87642
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33315
East Ayrshire18£9,170748,48329
East Dunbartonshire4£12,123529,80610
East Lothian1£9,4951061,2501
East Riding of Yorkshire13£9,822642,67858
East Sussex24£10,852733,57326
Enfield - Greater London11£13,820420,23222
Essex61£10,638740,256114
Falkirk20£9,078750,15125
Fermanagh2£6,970489,5604
Fife16£10,785638,78633
Flintshire1£2,7951674,0003
Glasgow City82£11,813530,296273
Gloucestershire21£12,109532,72244
Greater Manchester195£10,782635,320354
Hampshire77£12,723631,064145
Harrow - Greater London3£5,9281035,2921
Havering - Greater London19£13,344429,04136
Herefordshire14£12,782423,37227
Hertfordshire56£12,150630,162109
Highland12£13,810431,40132
Hillingdon - Greater London8£4,6341167,69711
Hounslow - Greater London13£13,928422,98328
Inverclyde3£8,528845,0179
Isle of Wight3£6,3281252,2734
Kent52£9,798842,87993
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire128£9,989739,375241
Larne2£7,440772,4273
Leicestershire44£10,231638,08367
Limavady5£7,995244,8002
Lincolnshire59£11,843532,451103
Lisburn2£6,245868,4215
Magherafelt5£8,220964,1307
Merseyside60£12,815424,737126
Merthyr Tydfil2£9,499748,9502
Merton - Greater London2£5,9951080,3353
Monmouthshire2£1,79516103,0001
Moray4£12,169526,06616
Neath Port Talbot3£10,496547,6646
Newport10£15,375319,3328
Newry and Mourne4£17,529110,36112
Newtownabbey5£10,692731,64534
Norfolk67£11,864535,739100
North Ayrshire27£11,275534,76335
North Down3£7,580858,1275
North Lanarkshire38£12,174525,40295
North Yorkshire83£13,339425,163122
Northamptonshire42£12,276531,42466
Northumberland15£9,932638,21113
Nottinghamshire37£11,454532,94866
Omagh1£8,995376,5002
Oxfordshire9£11,226534,49415
Perth and Kinross3£9,130737,43811
Renfrewshire6£10,382641,60632
Rhondda Cynon Taf17£8,432754,19920
Richmond upon Thames - Greater London3£5,2521061,8653
Scottish Borders4£10,072636,0566
Shropshire35£13,095425,56852
Somerset26£11,125633,86347
South Ayrshire23£11,875534,79041
South Lanarkshire3£7,165966,7382
South Yorkshire93£9,688743,495148
Staffordshire65£12,261426,696143
Stirling17£12,292423,38652
Strabane1£11,895329,922-
Suffolk52£12,040529,30482
Surrey45£13,941419,57576
Sutton - Greater London2£9,074627,5005
Swansea2£6,1241050,7367
Torfaen1£4,995886,3571
Tyne and Wear52£10,585639,437139
Warwickshire9£11,004525,22737
West Dunbartonshire6£15,781310,87921
West Lothian18£8,913850,38916
West Midlands117£9,607744,428255
West Sussex13£9,778647,96521
West Yorkshire156£11,379632,620244
Wiltshire37£12,570432,23389
Worcestershire28£8,430850,10737
Wrexham1£4,4951389,100-
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