Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,057£10,166642,7605,776
Aberdeen City15£13,874312,29647
Aberdeenshire6£9,462736,91216
Angus7£15,024220,17022
Antrim12£10,668537,58348
Ards9£9,426742,66926
Armagh3£5,798979,140-
Ballymena5£11,111653,9548
Ballymoney1£5,975979,0644
Barking & Dagenham - Greater London3£5,7281163,6282
Bedfordshire47£5,7851066,75260
Belfast9£6,958956,97717
Berkshire29£6,7191054,37857
Blaenau Gwent4£8,073760,50112
Bristol46£11,216634,26284
Bromley - Greater London14£14,907216,08928
Buckinghamshire37£8,324948,32970
Cambridgeshire90£10,142643,139128
Cardiff9£8,993750,02610
Carmarthenshire9£12,582427,23815
Carrickfergus1£14,695228,0821
Ceredigion1£15,49526,5698
Cheshire76£8,741848,819145
City of Edinburgh40£10,799637,96471
City of London - Greater London12£6,6511150,08216
Clackmannanshire2£9,748735,171-
Coleraine3£11,896336,0457
Conwy4£8,870859,5702
Cookstown1£5,490795,044-
Cornwall29£14,169426,95848
County Durham81£10,635635,175128
Craigavon5£15,975110,99440
Croydon - Greater London8£15,411214,97730
Cumbria27£13,691425,17339
Denbighshire1£2,9952074,313-
Derbyshire87£11,431528,905163
Derry4£9,709652,4193
Devon63£11,075635,28685
Dorset18£11,519633,02337
Down4£10,009530,9129
Dumfries and Galloway9£13,164423,16616
Dundee City23£12,680529,67639
Dungannon4£9,123755,5005
Ealing - Greater London3£3,5931375,33315
East Ayrshire18£9,665646,48529
East Dunbartonshire4£11,873535,0609
East Lothian1£9,4951061,2501
East Riding of Yorkshire12£10,776536,17557
East Sussex23£11,061629,54727
Enfield - Greater London11£13,724420,23222
Essex59£10,655740,326113
Falkirk16£8,075857,65325
Fermanagh2£6,970489,5604
Fife16£10,825638,78633
Flintshire1£2,7951674,0003
Glasgow City65£10,915635,388251
Gloucestershire21£12,047537,72243
Greater Manchester196£10,986634,307351
Hampshire73£12,310631,621143
Harrow - Greater London3£5,9281035,2921
Havering - Greater London19£13,275429,04136
Herefordshire16£12,452525,01325
Hertfordshire58£12,538627,844107
Highland12£13,810431,27731
Hillingdon - Greater London8£4,6341167,69711
Hounslow - Greater London13£12,543629,08927
Inverclyde3£8,528845,0179
Isle of Wight3£6,3281252,2734
Kent57£10,138741,81090
Kingston upon Thames - Greater London1£2,49013115,540-
Lancashire125£9,939739,499241
Larne2£7,440772,4273
Leicestershire42£10,368638,01565
Limavady5£7,995244,8002
Lincolnshire60£11,897531,977102
Lisburn2£6,245868,4215
Magherafelt5£8,368964,1307
Merseyside61£12,978424,816126
Merthyr Tydfil2£9,499748,9502
Merton - Greater London2£5,9951080,3353
Monmouthshire2£1,79516103,0001
Moray3£13,227424,45516
Neath Port Talbot3£10,496547,6646
Newport10£15,375319,3328
Newry and Mourne3£18,14617,77312
Newtownabbey5£12,452523,09833
Norfolk65£11,694535,747103
North Ayrshire27£10,923537,66133
North Down2£7,723864,9355
North Lanarkshire40£12,102525,91590
North Yorkshire76£13,456424,129119
Northamptonshire41£12,510530,19967
Northumberland14£9,534740,44114
Nottinghamshire38£11,448533,00866
Omagh1£8,995376,5002
Oxfordshire9£11,238534,49415
Pembrokeshire1£15,29919,0003
Perth and Kinross2£10,197633,55412
Redbridge - Greater London1£3,399980,0004
Renfrewshire7£10,327741,02230
Rhondda Cynon Taf17£8,432754,19921
Richmond upon Thames - Greater London3£5,2521061,8653
Scottish Borders3£8,880744,2047
Shropshire36£13,027426,26349
Somerset26£11,161633,86348
South Ayrshire23£11,897534,79042
South Lanarkshire20£12,661426,48825
South Yorkshire90£9,647743,613149
Staffordshire65£12,373425,894143
Stirling17£12,527422,93154
Strabane1£11,895329,922-
Suffolk51£11,968529,62884
Surrey45£14,187318,44976
Sutton - Greater London2£9,074627,5005
Swansea2£6,1241050,7367
Torfaen1£4,995886,3571
Tyne and Wear50£10,483640,078138
Warwickshire10£10,743526,47336
West Dunbartonshire6£15,781310,87921
West Lothian18£8,913850,38916
West Midlands118£9,375745,855249
West Sussex12£10,218645,08722
West Yorkshire148£11,526631,821242
Wiltshire36£12,447432,88692
Worcestershire28£8,439850,10738
Wrexham1£4,4951389,100-
Add postcode for better results.