Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,315£10,363640,6305,633
Aberdeen City13£12,102524,59546
Aberdeenshire5£8,095846,54714
Angus8£13,245423,79216
Antrim19£12,110327,87151
Ards8£13,125423,50531
Armagh4£4,7481187,355-
Ballymena5£10,229655,3288
Banbridge1£7,400950,000-
Barking & Dagenham - Greater London2£8,921757,9393
Bedfordshire40£5,1521169,92853
Belfast8£9,696644,01820
Berkshire38£8,356846,65055
Bexley - Greater London1£15,99535,0001
Blaenau Gwent9£11,787528,3447
Brent - Greater London1£3,5001367,000-
Bristol44£13,137423,891109
Bromley - Greater London16£15,958212,11326
Buckinghamshire41£8,010954,51874
Cambridgeshire72£9,173846,860129
Cardiff2£12,962515,1763
Carmarthenshire12£11,268532,26310
Carrickfergus1£14,295228,082-
Ceredigion2£14,145211,0356
Cheshire68£9,687746,451139
City of Edinburgh49£13,158427,23080
City of London - Greater London11£9,316839,64710
Clackmannanshire1£10,998529,1921
Coleraine2£11,999344,0505
Conwy5£8,655855,0561
Cookstown1£5,490795,044-
Cornwall26£13,564428,41532
County Durham69£9,562745,393139
Craigavon8£16,89517,70624
Croydon - Greater London9£14,147317,37624
Cumbria37£13,867422,14435
Denbighshire1£2,9952074,313-
Derbyshire71£10,876532,056167
Derry1£6,495882,0912
Devon43£9,250745,45797
Dorset15£11,376633,62437
Down2£13,498314,1259
Dumfries and Galloway15£16,06527,48519
Dundee City26£13,970325,05651
Dungannon4£9,059758,9673
Ealing - Greater London6£3,5941379,3286
East Ayrshire17£9,639640,39229
East Lothian1£6,9951079,5851
East Riding of Yorkshire7£10,267640,39613
East Sussex25£11,531633,17627
Enfield - Greater London23£14,992213,22218
Essex58£10,607638,333123
Falkirk21£8,864750,03221
Fife13£9,876736,51929
Glasgow City339£16,61918,023225
Gloucestershire16£9,768642,58244
Greater Manchester226£11,468534,337369
Gwynedd1£4,4951289,0002
Hampshire77£12,747632,440142
Harrow - Greater London2£4,5951140,1922
Havering - Greater London19£12,477430,74525
Herefordshire15£10,565743,76022
Hertfordshire61£12,561630,947117
Highland14£11,616436,33229
Hillingdon - Greater London9£4,5681266,55610
Hounslow - Greater London9£14,142316,78230
Inverclyde3£4,3921367,1099
Isle of Wight3£6,2621252,2734
Kent54£10,468736,14794
Kingston upon Thames - Greater London2£5,745990,270-
Lancashire145£10,821636,078244
Larne3£8,277657,9852
Leicestershire30£9,252746,68279
Limavady5£7,995244,800-
Lincolnshire48£11,882430,052105
Lisburn2£6,495774,6718
Magherafelt7£7,435967,3794
Merseyside57£12,315428,32867
Merthyr Tydfil2£9,499748,950-
Midlothian1£8,480735,800-
Monmouthshire2£1,59516103,0001
Moray17£16,51529,02725
Neath Port Talbot2£10,395643,7966
Newry and Mourne5£15,995114,42114
Newtownabbey12£10,799532,14829
Norfolk71£10,573641,023100
North Ayrshire21£10,987537,72939
North Down5£7,186960,5515
North Lanarkshire30£13,254420,32586
North Yorkshire69£13,478526,688134
Northamptonshire46£11,874532,70063
Northumberland9£11,182530,72520
Nottinghamshire42£10,406537,69366
Omagh1£6,9901104,1202
Oxfordshire8£13,993320,53414
Perth and Kinross2£13,948311,6827
Redbridge - Greater London1£2,2991687,0001
Renfrewshire7£8,569850,09832
Rhondda Cynon Taf18£9,032751,49320
Richmond upon Thames - Greater London2£7,888954,4105
Scottish Borders4£9,397732,4916
Shropshire36£11,139538,63062
Somerset21£9,371744,69549
South Ayrshire26£11,943532,67838
South Lanarkshire3£10,265641,0802
South Yorkshire85£10,047644,040134
Staffordshire55£11,381532,454140
Stirling32£15,117313,60563
Strabane1£11,895329,922-
Suffolk50£11,804527,36074
Surrey44£13,688318,29074
Sutton - Greater London1£11,999317,0004
Swansea2£8,716833,5134
The Vale of Glamorgan1£8,250739,529-
Tyne and Wear70£12,312429,707137
Warwickshire13£11,318524,04329
West Dunbartonshire14£17,75513,21425
West Lothian9£7,451852,89822
West Midlands130£9,957642,090267
West Sussex25£7,618953,70923
West Yorkshire127£10,294637,581248
Wiltshire41£12,713427,40784
Worcestershire18£7,2511059,90742
Add postcode for better results.