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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,323£10,656638,6667,323
Aberdeenshire25£10,635633,00249
Angus38£15,318219,68389
Ayrshire47£11,704432,704108
Bedfordshire44£5,8991166,11260
Berkshire31£7,688942,80458
Blaenau Gwent15£12,051427,66817
Borders3£9,663632,4014
Bridgend14£10,179643,60213
Bristol34£11,221632,612111
Buckinghamshire45£9,427744,91871
Caerphilly12£5,4271072,0749
Cambridgeshire90£9,294746,535130
Cardiff29£11,454631,29970
Carmarthenshire26£13,510318,34339
Ceredigion2£14,595216,7508
Cheshire80£10,596638,746146
Clackmannanshire1£7,498686,8922
Conwy10£12,795428,84417
Cornwall23£13,052526,91550
County Antrim45£12,242429,557120
County Armagh15£13,398318,97737
County Down21£11,066534,21250
County Durham55£10,313638,767144
County Londonderry20£13,085343,37124
County Tyrone5£9,144667,4086
Cumbria22£14,442320,49752
Denbighshire3£7,5931043,253-
Derbyshire78£11,357531,695171
Devon44£9,159744,578104
Dorset16£11,802634,31736
Dumfries & Galloway20£17,49815,75435
Dunbartonshire23£17,64114,89137
East Riding of Yorkshire34£10,688533,91280
East Sussex23£10,807735,37740
Essex61£9,442744,709145
Falkirk19£8,680752,32122
Fife15£9,158742,85128
Flintshire7£4,6951273,0407
Gloucestershire21£10,368640,03451
Greater London85£9,934738,737225
Greater Manchester208£11,670529,380401
Gwynedd1£4,4951289,0001
Hampshire60£11,449639,068138
Herefordshire11£10,543638,19524
Hertfordshire57£11,653632,407110
Highland14£12,169429,19637
Inverclyde4£5,6681066,7479
Isle of Anglesey2£6,4881050,080-
Isle of Wight3£7,6631054,2674
Kent83£10,779632,309148
Lanarkshire156£14,709316,510793
Lancashire140£10,297638,296297
Leicestershire27£10,236743,23873
Lincolnshire44£11,848429,534109
Merseyside82£15,513212,695208
Merthyr Tydfil2£10,999459,4891
Midlothian56£11,139640,40987
Monmouthshire1£3,0941096,8005
Moray15£17,55015,17050
Neath Port Talbot3£11,496636,0604
Newport24£12,921425,08835
Norfolk68£10,952637,484128
North Yorkshire61£12,944425,970142
Northamptonshire45£10,480642,79871
Northumberland10£9,658739,43924
Nottinghamshire61£11,172533,14497
Oxfordshire13£9,646748,90511
Pembrokeshire6£9,589743,9203
Perth & Kinross1£7,998740,34012
Powys2£12,742412,7971
Renfrewshire13£10,552536,49125
Rhondda Cynon Taf27£8,531750,57416
Shropshire32£11,736537,56082
Somerset18£11,250532,02848
South Yorkshire86£9,389747,331154
Staffordshire82£12,618426,635193
Stirling16£16,992213,491108
Suffolk39£9,433737,95587
Surrey76£14,863319,592112
Swansea24£11,418530,10069
Torfaen3£4,2621181,5497
Tyne and Wear66£12,078429,935140
Vale of Glamorgan3£7,555836,7677
Warwickshire18£9,707630,10635
West Lothian24£7,919854,94022
West Midlands141£11,185636,801272
West Sussex21£8,361847,94536
West Yorkshire113£10,416639,101277
Wiltshire32£12,331529,69093
Worcestershire27£10,502733,14446
Wrexham1£6,495958,0006
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