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Used Renault Clio on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Renault Clio on finance

Financing a used Renault Clio, known for its compact size, economy, and practicality, involves a strategic approach to ensure optimal value and an enjoyable ownership experience. Below is a guide to assist you in navigating the process of financing a used Renault Clio:

Before You Start:

1. Budget Planning:

  • Ensure affordability by factoring in down payment, monthly payments, insurance, and upkeep.

2. Credit Assessment:

  • Know your credit score as it can influence your financing terms and interest rates.

3. Model Selection:

  • Choose the specific Clio model, year, and specifications that align with your needs.

4. Vehicle Check:

  • A thorough vehicle inspection and obtaining a history report are crucial to avoid future issues.

Financing Options:

1. Traditional Bank Loan:

  • Secure a loan from a bank, pay for the vehicle, and repay the loan in fixed monthly instalments.

2. Hire Purchase (HP):

  • After paying a deposit, you'll pay the rest in monthly instalments. Once fully paid, the Clio is yours.

3. Personal Contract Purchase (PCP):

  • Pay a deposit and low monthly instalments. At the end, you can return, buy, or part-exchange the car.

4. Lease Purchase:

  • Similar to PCP but with a commitment to buy the car at the end of the period.

5. Dealer Finance:

  • Dealerships offer finance options. Ensure to compare these with bank loan rates.

6. Peer-to-Peer (P2P) Lending:

  • Use online P2P platforms to secure loans directly from individual lenders.

Purchasing Procedure:

1. Choose a Reliable Dealer/Seller:

  • Ensure credibility to mitigate the risk of buying a problematic vehicle.

2. Negotiate Terms:

  • Engage in discussions about the price and financing to get the best deal.

3. Test Drive:

  • Always test drive to ensure the car’s condition matches the seller's description.

4. Lock in Financing:

  • Confirm your finance option, review all terms, and ensure payments are manageable.

5. Secure Insurance:

  • Ensure you have suitable insurance in place before the purchase is finalised.

6. Complete Paperwork:

  • Ensure all documentation is correctly completed and securely stored.

Additional Considerations:

  • Depreciation: Cars depreciate, impacting their future resale value. Be mindful of this during purchase.

  • Warranty: Check if any manufacturer’s warranty remains or consider purchasing an extended warranty.

  • Total Cost Understanding: Be clear about the total payable amount over the entire finance period.

  • Early Repayment Terms: Be aware of terms and potential penalties related to early loan repayment.

Conclusion:

Financing a used Renault Clio involves meticulous planning and a clear understanding of your financial status, the vehicle, and the available financing options. By ensuring a systematic approach, considering the points mentioned above, and consulting a financial advisor if necessary, you can secure a sound deal and enjoy your Clio without straining your finances.

About the Renault Clio

For decades, the Renault Clio has been a go-to choice for those desiring a stylish, dependable, and economical supermini. Throughout its evolution, the Clio has never lost sight of what made it so loved in the first place: its blend of practicality, affordability, and a zest for life.

An Evolving Design:

Renault's commitment to constantly rejuvenating the Clio's aesthetics while retaining its heart and soul is evident. With a modern facade, sleek lines, and expressive front-end, the Clio exudes a youthful and energetic spirit.

Compact yet Spacious:

Don't be deceived by the Clio's compact dimensions. The interior is surprisingly roomy, crafted with comfort in mind. Intelligent design ensures every inch is utilised, providing ample storage solutions and ensuring passengers enjoy a spacious ride.

Performance and Efficiency:

The Clio is a joy on urban streets and open highways alike. Its range of efficient engines promise peppy acceleration combined with impressive fuel economy, ensuring drivers get the most out of every journey while keeping running costs low.

Technology at its Core:

Incorporating the latest technological advancements, the Clio offers a modern driving experience. From the touchscreen infotainment system with smartphone integration to advanced safety features like lane-keeping assist and automatic emergency braking, the Clio is both entertaining and reassuring.

Green Motoring:

Embracing the future of motoring, Renault offers eco-friendly hybrid versions of the Clio. These models provide the benefits of electric drive for short trips and the traditional combustion engine for longer journeys, striking an ideal balance for environmentally-conscious drivers.

Conclusion:

Symbolising the essence of the supermini category, the Renault Clio continues to resonate with drivers in the UK and beyond. Whether it's the daily commute, a weekend getaway, or a leisurely drive, the Clio rises to the occasion, proving that great things indeed come in small packages.

Buying Guide

Want to find out everything about all Clio models, pros and cons, what to look out for and everything else you need to know? Check out our Renault Clio buying guide here.

Renault Clio Data by County

Renault Clio data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All3,315£10,711638,3667,313
Aberdeenshire23£10,909530,23251
Angus38£15,318219,68389
Ayrshire47£11,693431,866107
Bedfordshire45£5,9351166,15459
Berkshire29£7,521943,87056
Blaenau Gwent16£11,735430,00417
Borders3£9,663632,4014
Bridgend14£10,168643,60213
Bristol32£11,425630,449110
Buckinghamshire46£9,376744,63970
Caerphilly11£5,5491070,82010
Cambridgeshire90£9,564745,338133
Cardiff28£11,337631,81470
Carmarthenshire25£13,810316,29040
Ceredigion2£14,595216,7508
Cheshire78£10,478639,045147
Clackmannanshire1£7,498686,8922
Conwy10£12,795428,84417
Cornwall23£13,052526,91549
County Antrim42£11,947430,154118
County Armagh15£13,711317,95936
County Down19£10,710635,57950
County Durham56£10,268638,998143
County Londonderry20£13,085343,37124
County Tyrone5£9,144667,4085
Cumbria22£14,305320,49750
Denbighshire3£7,5931043,253-
Derbyshire79£11,219533,359173
Devon45£9,055745,143103
Dorset16£11,802634,31736
Dumfries & Galloway20£17,49815,75435
Dunbartonshire21£18,01213,99639
East Lothian1£14,499313,8682
East Riding of Yorkshire35£10,711534,60179
East Sussex23£10,773735,37738
Essex61£9,660743,344142
Falkirk16£8,496754,41925
Fife15£9,158742,85128
Flintshire7£4,6951273,0407
Gloucestershire21£10,032642,07252
Greater London82£9,858738,534226
Greater Manchester210£11,618529,574397
Gwynedd1£4,4951289,0001
Hampshire65£11,668637,633136
Herefordshire11£10,543638,19524
Hertfordshire59£11,678532,348109
Highland14£12,169429,19636
Inverclyde4£5,6681066,7479
Isle of Anglesey2£6,4881050,080-
Isle of Wight3£7,6631054,2674
Kent79£10,605733,142150
Lanarkshire152£14,707316,613796
Lancashire138£10,232638,374301
Leicestershire29£9,832746,12472
Lincolnshire45£11,703530,203109
Merseyside79£15,649211,940209
Merthyr Tydfil2£10,999459,4891
Midlothian58£11,374639,01985
Monmouthshire1£3,0941096,8005
Moray15£17,55015,17050
Neath Port Talbot3£11,496636,0604
Newport24£12,970424,38836
Norfolk73£11,866535,025121
North Yorkshire64£12,992425,046140
Northamptonshire42£10,471643,79972
Northumberland10£9,658739,43923
Nottinghamshire60£11,055533,43497
Oxfordshire13£9,646748,90511
Pembrokeshire6£9,589743,9203
Perth & Kinross1£7,998740,34012
Powys2£12,742412,7971
Renfrewshire12£10,706537,17825
Rhondda Cynon Taf27£8,520750,57414
Shropshire32£11,822536,83684
Somerset18£11,244532,02845
South Yorkshire85£9,357746,873155
Staffordshire82£12,338428,545199
Stirling16£16,992213,491107
Suffolk38£9,177738,97888
Surrey75£14,783319,536112
Swansea23£11,512429,20968
Torfaen3£4,2621181,5497
Tyne and Wear65£11,974530,273142
Vale of Glamorgan3£7,555836,7677
Warwickshire23£11,038526,72735
West Lothian24£7,912854,94022
West Midlands140£11,158636,657265
West Sussex21£8,361847,94536
West Yorkshire115£10,605640,117280
Wiltshire35£12,210529,73494
Worcestershire27£10,502733,14445
Wrexham1£6,495958,0006
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