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Used Nissan Navara on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

468 cars

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Nissan Navara on finance

If you're in the market for a Nissan Navara, especially if you're contemplating obtaining a used Nissan Navara on finance in the UK, here's a comprehensive guide to assist you:

  1. Research the Vehicle:

    • The Nissan Navara is a well-regarded pickup truck known for its robustness, practicality, and comfortable cabin.
    • Understand the various trim levels, engine variants, and available features over different model years.
    • When exploring used options, research any frequent issues or particular wear and tear aspects associated with the Navara.
  2. Searching for a Used Model:

    • Start with Nissan's official approved-used vehicle programme. These vehicles typically come with a manufacturer's warranty and undergo thorough inspections.
    • Widen your search to online platforms, local dealerships, and car supermarkets to compare prices and availability.
  3. Finance Options:

    • Personal Contract Purchase (PCP): After an initial deposit, you'll make monthly payments. At the end of the term, you have the choice to make the final balloon payment to own the truck, hand it back, or trade it in.
    • Hire Purchase (HP): After a deposit, you'll repay the vehicle's full value in monthly instalments. Once all payments are made, the Navara is yours.
    • Leasing: Lease the Navara for a set period, then return it once the agreement ends.
    • Personal Loan: Borrow money from a bank or financial institution, purchase the Navara outright, then repay the loan in instalments.
  4. Obtain and Compare Finance Quotes:

    • Get quotations from Nissan dealerships as well as independent finance providers. There may be promotional offers for those considering a used Nissan Navara on finance.
    • Compare the APR (Annual Percentage Rate) to understand the overall borrowing cost.
  5. Review Your Credit Score:

    • Your credit score can impact the finance rates and terms you qualify for.
    • Review your score with major UK credit bureaus (Experian, Equifax, TransUnion) and ensure its accuracy.
  6. Budgeting:

    • Decide on a comfortable monthly payment amount.
    • Providing a larger deposit can often lead to more favourable monthly rates.
  7. Understanding the Agreement:

    • For PCP or leasing, be mindful of any mileage restrictions and potential charges for exceeding them.
    • Familiarise yourself with any costs associated with ending the agreement prematurely or wear and tear criteria.
  8. Negotiation:

    • Based on your research, negotiate both the vehicle's price and finance terms. There's typically room for negotiation, especially if you're eyeing a used Nissan Navara on finance.
    • Aim to reduce the total amount payable over the term, not just the monthly instalments.
  9. Finalise the Deal:

    • Once you're content with the terms, complete the necessary paperwork.
    • Ensure you understand all terms before committing, and always keep a copy for your records.
  10. Insurance:

  • Before taking the Navara on the road, ensure you have the appropriate vehicle insurance. It's worthwhile to compare various providers to secure a competitive rate.
  1. End-of-Agreement Options:
  • For PCP: At the end, you can pay the final amount, return the vehicle, or start a new deal.
  • For HP: Ownership transfers to you after all payments are settled.
  • For leasing, ensure you return the vehicle in the stipulated condition.
  1. Additional Costs:
  • Keep in mind other potential expenses such as road tax, routine maintenance, servicing, and unexpected repairs.

Always ensure the finance option you select aligns with your present and projected financial situation. When in doubt, consider seeking advice from financial experts or trusted individuals.

About the Nissan Navara

The pickup segment has seen a significant upsurge in recent times, and the Nissan Navara has been a stalwart presence within it. Bridging the gap between rugged utility and everyday usability, the Navara has carved out a special niche for itself, especially on British roads.

Beginnings:
The story of the Nissan Navara began in the early 1980s, not as the 'Navara' we recognise today, but as the Datsun Pickup. Over successive generations, this workhorse was refined, and by the late 1990s, it adopted the moniker 'Navara' for various markets, including the UK.

Performance and Practicality:
For Brits, the Navara provided a compelling offer. It combined the toughness required for arduous tasks and the comfort demanded for daily drives. Especially in its later iterations, the Navara offered a more car-like driving experience without compromising its payload and towing capabilities. A balanced suspension setup meant it handled British B-roads with ease, and its robust build ensured it could withstand harsher off-road terrains.

Facing Off Against Competitors:
In the UK, the Navara has frequently locked horns with rivals such as the Ford Ranger, Mitsubishi L200, and Toyota Hilux. Each model brought its unique strengths to the fore. However, the Navara often stood out for its blend of comfort, practicality, and affordability, especially considering its high equipment levels.

Reception and Evolution:
Over the years, the Navara received periodic updates to keep it relevant. Interior upgrades, improved safety features, and cleaner, more efficient engines have been introduced to make the Navara a modern and reliable choice for both businesses and families.

Used Car Finance – A British Favourite:
Nissan has made strides to keep the Navara competitively priced, and the brand's reputation for reliability has solidified its resale value in the used car market. Additionally, the rising popularity of pickups in the UK has seen an increase in demand for finance options. Used car finance, in particular, has given many a chance to own a Navara without the initial financial strain, making it an accessible option for a wider range of potential owners.

A Lasting Legacy:
The Nissan Navara’s story is one of continuous evolution. From its early days as a simple pickup to its current position as a versatile vehicle that caters to diverse needs, it has become an indispensable part of the British automotive landscape. Its blend of durability and comfort has won over tradespeople and families alike.

In conclusion, the Nissan Navara stands as a testament to the fact that utility vehicles can offer more than just raw strength. With its history rooted in relentless refinement and its present in adaptability, the Navara is a shining example of how a pickup can be both a reliable workhorse and a family companion. Its availability on favourable used car finance terms in the UK further ensures its enduring appeal and relevance.

Nissan Navara Data by County

Nissan Navara data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All468£15,583774,250668
Aberdeenshire3£19,995754,3358
Ayrshire3£18,999647,3643
Bedfordshire55£14,213982,98971
Berkshire5£17,795768,9915
Blaenau Gwent1-531,3391
Borders2£17,750856,490-
Bridgend2£13,995593,5004
Bristol14£16,914655,8736
Buckinghamshire7£12,850893,70710
Caerphilly1£9,99010109,5001
Cambridgeshire13£13,563985,77128
Cardiff4£8,77113104,9373
Cheshire6£14,865875,9046
Conwy3£19,926750,6242
Cornwall2£14,245979,1098
County Antrim1£12,9957115,11411
County Armagh7£19,664795,1435
County Down2£15,995777,8703
County Durham6£16,592768,38712
County Fermanagh2£15,723784,0006
County Tyrone8£27,665669,31118
Cumbria5£17,033675,50111
Derbyshire1£16,485570,0009
Devon11£14,355883,47012
Dorset2£16,200756,1324
East Riding of Yorkshire2£11,4939114,0033
East Sussex5£13,121689,1362
Essex10£11,9779101,94028
Falkirk2£15,490840,2091
Fife1£18,000584,0007
Greater London14£16,556775,24913
Greater Manchester34£14,255886,71229
Hampshire23£16,922763,38630
Hertfordshire6£16,163761,0657
Highland2£14,745560,7512
Isle of Wight1£16,995670,838-
Kent2£14,963877,97411
Lanarkshire1£18,995540,3471
Lancashire17£13,592979,66520
Leicestershire6£13,627890,49410
Lincolnshire8£17,047665,37721
Merseyside3£9,1479123,6081
Midlothian1£17,498664,3205
Monmouthshire1£11,999680,000-
Neath Port Talbot1£20,995-46,0001
Norfolk10£12,765969,48018
North Yorkshire4£14,817692,96410
Northamptonshire4£14,663780,9034
Northumberland7£19,021754,4537
Nottinghamshire11£17,688761,83017
Oxfordshire9£17,991846,62614
Powys3£19,490648,81510
Shropshire3£16,644665,6145
Somerset3£16,9981053,0677
South Yorkshire15£13,480889,04618
Staffordshire13£15,815761,79216
Suffolk2£14,495971,7089
Surrey5£14,134789,0267
Swansea2£14,243798,7772
Torfaen1£16,790874,5002
Tyne and Wear10£17,126779,91910
Warwickshire1£14,500574,7551
West Midlands13£14,1138101,68517
West Sussex6£22,128648,5625
West Yorkshire27£17,870763,10431
Wiltshire5£13,290782,10413
Worcestershire8£15,848865,6186
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