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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,595£17,664542,4212,465
Aberdeen City3£24,583319,72219
Aberdeenshire1£14,498778,7882
Antrim1£17,999341,6387
Ards1£21,895345,2194
Ballymena3£15,132670,5352
Barking & Dagenham - Greater London1£5,9951185,0003
Bedfordshire24£10,870972,22329
Belfast4£18,931441,9393
Berkshire19£16,766646,29137
Bexley - Greater London8£25,032313,8939
Blaenau Gwent1£17,699444,553-
Brent - Greater London2£7,6421171,0001
Bristol24£18,850536,62632
Bromley - Greater London5£23,289331,05419
Buckinghamshire19£19,443532,28743
Cambridgeshire84£16,689546,13592
Cardiff3£17,286539,7374
Carrickfergus1£13,995758,4481
Cheshire53£21,033429,94176
City of Edinburgh23£13,662758,17928
City of London - Greater London4£10,412876,8549
Clackmannanshire1£26,998118,1041
Coleraine2£21,995223,0261
Cornwall9£20,494332,5598
County Durham33£11,252976,55134
Craigavon3£23,555228,2064
Croydon - Greater London3£20,998533,36413
Cumbria12£23,712320,37213
Derbyshire37£18,752436,23450
Derry1£13,495860,4361
Devon21£17,580645,36637
Dorset24£21,216428,39138
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City10£20,893325,29813
Dungannon6£20,974332,13410
Ealing - Greater London1£8,7901244,9001
East Ayrshire3£17,398436,7563
East Lothian1£17,9994--
East Riding of Yorkshire7£17,456445,30611
East Sussex4£13,323865,8565
Enfield - Greater London2£11,225885,5004
Essex32£20,280436,35653
Falkirk29£21,205427,17941
Fermanagh1£12,900850,062-
Fife18£17,401547,81110
Glasgow City29£19,286431,13345
Gloucestershire23£19,875335,86627
Greater Manchester73£18,800435,61499
Hampshire37£16,799547,11994
Harrow - Greater London1£11,995869,8031
Havering - Greater London10£10,514881,08920
Herefordshire1£21,995237,5571
Hertfordshire37£20,062329,44674
Highland6£21,649434,99423
Hillingdon - Greater London4£9,870972,2795
Hounslow - Greater London1£7,6991271,0002
Isle of Wight2£23,245418,9366
Kent32£16,663643,94147
Lancashire46£16,653542,28684
Leicestershire14£17,477439,87638
Lincolnshire63£19,063533,98672
Lisburn11£23,153226,54812
Merseyside22£18,156539,48218
Merthyr Tydfil2£21,080220,754-
Moray3£11,660860,4012
Neath Port Talbot2£10,6931051,311-
Newry and Mourne6£21,237329,0872
Newtownabbey9£22,870215,45126
Norfolk15£20,037433,29923
North Ayrshire3£15,665653,6025
North Down1£24,995326,352-
North Lanarkshire3£13,938758,8929
North Yorkshire39£17,635541,06843
Northamptonshire29£17,766539,47330
Northumberland1£18,498321,1733
Nottinghamshire26£19,089438,45748
Omagh12£21,516336,40714
Oxfordshire13£19,297435,15332
Pembrokeshire1£13,495850,620-
Perth and Kinross11£18,496542,41421
Redbridge - Greater London3£9,600886,8854
Renfrewshire14£19,834331,80831
Rhondda Cynon Taf1£10,999887,6439
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£14,000760,343-
Scottish Borders1£14,149654,567-
Shropshire21£24,695220,76218
Somerset42£21,509327,91646
South Ayrshire5£19,996428,67013
South Lanarkshire11£19,709430,75919
South Yorkshire45£17,658536,20177
Staffordshire40£18,513536,95653
Stirling14£24,941314,96417
Suffolk9£17,939540,65125
Surrey30£12,022755,17167
Sutton - Greater London1£13,100851,8551
Tyne and Wear27£19,266428,00631
Warwickshire5£15,627649,6517
West Lothian6£14,079757,1272
West Midlands88£17,962539,250148
West Sussex20£19,395437,44447
West Yorkshire51£18,376436,26182
Wiltshire11£19,530534,02034
Worcestershire12£17,315539,05123
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