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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,235£17,762538,5753,415
Aberdeenshire17£19,509330,35822
Angus12£19,205338,66317
Ayrshire16£18,020436,46930
Bedfordshire44£13,066664,81642
Berkshire26£17,959538,94747
Blaenau Gwent2£18,999445,4356
Bridgend3£19,828219,8485
Bristol22£15,336644,72833
Buckinghamshire28£13,305755,69148
Caerphilly1£8,995978,0002
Cambridgeshire109£15,586547,874133
Cardiff19£17,213446,46536
Carmarthenshire1£18,990126,0001
Cheshire60£19,202431,59495
Clackmannanshire3£19,165334,4062
Cornwall7£15,638644,75312
County Antrim30£20,411325,24435
County Armagh8£17,091444,2908
County Down29£19,190437,12329
County Durham61£14,915656,87451
County Fermanagh3£14,198742,7042
County Londonderry1£23,995119,9975
County Tyrone25£20,769334,42333
Cumbria16£19,630433,72316
Derbyshire68£17,947437,31079
Devon28£16,937543,57539
Dorset35£21,221426,01155
Dunbartonshire1£25,998313,6862
East Lothian1£14,395746,0003
East Riding of Yorkshire15£16,283544,83927
East Sussex12£19,353435,02924
Essex44£19,696436,99751
Falkirk35£20,125425,67054
Fife16£15,804650,98435
Gloucestershire14£16,624441,23034
Greater London79£13,237757,349135
Greater Manchester102£16,088545,871141
Hampshire64£18,894435,121101
Hertfordshire76£18,550432,164105
Highland9£19,932331,77321
Inverclyde1£13,998829,3502
Isle of Anglesey1£17,980725,612-
Isle of Wight3£19,999529,8863
Kent58£17,102541,734108
Lanarkshire39£18,332436,638113
Lancashire67£17,617437,52398
Leicestershire37£17,342438,10750
Lincolnshire56£18,710434,15678
Merseyside35£19,540431,30356
Merthyr Tydfil2£17,585559,817-
Midlothian20£18,625533,58560
Moray3£21,831229,6653
Newport24£20,381324,75733
Norfolk26£15,952643,30243
North Yorkshire36£17,902435,53446
Northamptonshire33£18,043437,51944
Northumberland2£21,239311,7564
Nottinghamshire41£18,002437,85782
Oxfordshire10£16,636449,03823
Pembrokeshire1£13,499757,5511
Perth & Kinross19£19,100431,79721
Powys1£8,4901067,441-
Renfrewshire13£18,190437,61526
Rhondda Cynon Taf6£11,363867,2052
Shropshire24£20,757433,82115
Somerset33£20,146426,07239
South Yorkshire51£16,763539,81987
Staffordshire32£19,127431,15471
Stirling14£22,545324,07518
Suffolk31£18,645437,11646
Surrey44£11,479652,26369
Swansea14£19,891431,92819
Tyne and Wear50£18,007437,26360
Warwickshire29£18,707437,31351
West Lothian7£15,064651,0799
West Midlands116£16,765540,625185
West Sussex19£18,997432,14339
West Yorkshire57£17,001438,610119
Wiltshire28£18,584534,32044
Worcestershire10£19,686227,64732
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