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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,627£17,649543,5452,600
Aberdeen City7£19,919439,27512
Angus1£20,495334,856-
Antrim3£14,549657,4637
Ards1£20,895345,2194
Ballymena3£15,065670,535-
Barking & Dagenham - Greater London1£15,897741,1962
Bedfordshire26£10,069974,58330
Belfast4£21,915233,17511
Berkshire23£16,773546,96240
Bexley - Greater London5£23,280314,81612
Brent - Greater London1£6,4481184,0001
Bristol15£19,478435,63536
Bromley - Greater London7£24,611323,50216
Buckinghamshire16£18,511435,48240
Cambridgeshire94£16,975544,048104
Cheshire65£20,168432,65079
City of Edinburgh30£15,946647,19729
City of London - Greater London7£9,184982,0956
Clackmannanshire1£26,498118,1041
Coleraine3£18,963440,0932
Cornwall11£20,500329,0196
County Durham39£12,607869,37928
Craigavon2£23,050233,6806
Croydon - Greater London3£22,750324,09213
Cumbria10£24,288316,02616
Derbyshire45£18,408437,23152
Devon23£18,609542,86340
Dorset24£22,871322,47646
Dumfries and Galloway1£22,998213,9792
Dundee City10£19,775329,81818
Dungannon6£19,508433,66110
Ealing - Greater London1£7,2501094,0001
East Ayrshire1£18,498325,3982
East Lothian1£16,7994-1
East Riding of Yorkshire2£16,735356,3556
East Sussex6£14,873751,9766
Enfield - Greater London5£8,9501091,6404
Essex23£18,681540,81653
Falkirk22£19,765428,19442
Fermanagh2£11,948863,531-
Fife18£16,276553,72212
Glasgow City30£18,235432,71950
Gloucestershire23£18,894437,61731
Greater Manchester81£17,852539,058102
Hampshire44£16,175553,01294
Havering - Greater London9£11,755868,43815
Herefordshire2£15,145662,4071
Hertfordshire44£18,885437,84781
Highland8£21,561434,00119
Hillingdon - Greater London7£9,4501075,6686
Hounslow - Greater London2£8,3301176,085-
Isle of Wight2£22,745418,9364
Kent32£16,966645,31648
Kingston upon Thames - Greater London2£13,125773,7451
Lancashire57£17,514540,10685
Leicestershire18£18,947335,80528
Lincolnshire47£19,509432,26987
Lisburn10£22,395226,09112
Merseyside23£18,328540,20126
Moray2£12,743761,0643
Neath Port Talbot1£13,995951,3111
Newry and Mourne4£19,384338,2203
Newtownabbey11£22,376320,51425
Norfolk25£19,055436,77526
North Ayrshire2£14,249764,2485
North Down2£18,995553,027-
North Lanarkshire6£13,791656,6767
North Yorkshire35£17,508437,81249
Northamptonshire23£16,937543,86835
Northumberland1£18,498321,1733
Nottinghamshire33£20,353328,61651
Omagh10£21,345331,90018
Oxfordshire15£18,683434,42333
Perth and Kinross10£17,376545,36822
Redbridge - Greater London3£9,373886,8853
Renfrewshire10£19,798330,85825
Rhondda Cynon Taf3£13,898667,9307
Richmond upon Thames - Greater London6£21,709431,49311
Shropshire19£25,074222,72517
Somerset35£21,793324,40149
South Ayrshire8£18,809439,38111
South Lanarkshire6£19,964430,98724
South Yorkshire39£16,645541,76696
Staffordshire32£19,617429,54660
Stirling10£26,538210,95422
Strabane1£9,390-114,050-
Suffolk10£16,891546,75422
Surrey34£14,443650,19560
Tyne and Wear31£18,397435,10539
Warwickshire8£15,232654,9867
West Lothian6£13,996755,7983
West Midlands80£18,972436,394180
West Sussex21£19,250437,98039
West Yorkshire47£18,091436,422100
Wiltshire12£18,539537,55334
Worcestershire17£16,003645,13324
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