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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,838£17,696540,4443,188
Aberdeenshire11£19,134435,67518
Angus9£20,787328,76024
Ayrshire14£19,579431,30720
Bedfordshire33£12,140768,50036
Berkshire23£17,146543,96737
Blaenau Gwent4£17,216547,1204
Bridgend3£22,298214,2074
Bristol15£15,912544,35141
Buckinghamshire18£16,314648,57352
Caerphilly1£9,495978,0003
Cambridgeshire78£15,900547,033119
Cardiff16£18,967435,78433
Carmarthenshire1£18,990126,0001
Cheshire48£19,685430,80994
Clackmannanshire1£19,998339,8562
Cornwall8£19,735326,75511
County Antrim19£20,804430,36332
County Armagh6£23,056220,22910
County Down24£19,169441,64824
County Durham53£14,307759,16442
County Fermanagh2£8,3751081,5311
County Londonderry3£17,731452,8105
County Tyrone24£20,592335,66226
Cumbria8£21,405425,89915
Derbyshire53£18,778437,23058
Devon25£17,376547,89744
Dorset26£20,169430,86354
Dunbartonshire1£13,498756,3231
East Lothian1£12,975836,4801
East Riding of Yorkshire16£16,405440,37424
East Sussex6£17,147634,60925
Essex41£21,641329,95255
Falkirk38£20,159428,82950
Fife18£17,981546,50124
Gloucestershire17£16,059547,36733
Greater London66£13,210754,321115
Greater Manchester81£16,322542,689120
Hampshire71£17,748542,98397
Herefordshire2£14,195650,9014
Hertfordshire61£17,919434,074109
Highland7£18,856534,90624
Inverclyde1£6,0001183,0001
Kent56£17,164544,39092
Lanarkshire44£19,598332,72295
Lancashire49£14,651650,63488
Leicestershire28£18,688335,54242
Lincolnshire39£19,002434,42494
Merseyside27£19,904432,96558
Merthyr Tydfil1£22,090232,1342
Midlothian22£12,994865,63440
Newport19£21,161325,54125
Norfolk30£19,625433,18640
North Yorkshire24£18,261432,55949
Northamptonshire18£18,042440,77949
Northumberland1£23,49938,0005
Nottinghamshire36£17,951438,05674
Oxfordshire6£16,139552,01140
Pembrokeshire1£13,699757,5511
Perth & Kinross11£16,064652,43722
Renfrewshire6£19,748431,16729
Rhondda Cynon Taf5£12,696766,2462
Shropshire17£23,760326,11315
Somerset46£21,411323,40643
South Yorkshire40£16,933542,17892
Staffordshire33£18,776431,74759
Stirling12£23,906322,31919
Suffolk19£18,444436,13529
Surrey33£13,672649,22859
Swansea16£21,525425,78012
Tyne and Wear30£15,690547,22155
Warwickshire31£18,059439,01941
West Lothian5£13,796745,5949
West Midlands86£16,941541,425189
West Sussex12£21,364330,04138
West Yorkshire52£17,311442,379121
Wiltshire15£19,610429,04138
Worcestershire14£17,444444,79729
Wrexham1£15,495238,932-
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