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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,608£17,752542,4162,589
Aberdeen City3£24,249319,72218
Aberdeenshire1£17,998240,1973
Ards1£20,995345,2194
Ballymena3£15,065670,5351
Bedfordshire23£10,838971,19331
Belfast6£18,219441,3659
Berkshire26£15,516649,68040
Bexley - Greater London8£24,111314,8039
Blaenau Gwent2£17,349444,791-
Brent - Greater London3£9,663963,6671
Bristol17£19,642434,01435
Bromley - Greater London7£23,269326,24717
Buckinghamshire20£20,023432,01643
Cambridgeshire86£17,078544,501100
Carrickfergus1£13,995758,4481
Cheshire59£20,773429,63979
City of Edinburgh24£14,990651,02331
City of London - Greater London3£11,900771,8058
Clackmannanshire1£26,498118,1041
Coleraine3£18,996440,0931
Cookstown1£22,995113,2142
Cornwall10£20,883329,8277
County Durham34£12,012872,34235
Craigavon2£23,110233,6805
Croydon - Greater London2£18,523546,51613
Cumbria12£23,202321,22213
Derbyshire40£19,448333,00854
Devon25£18,686541,06236
Dorset27£22,225326,09545
Down1£23,95012,200-
Dumfries and Galloway1£13,498753,8621
Dundee City9£20,116332,37616
Dungannon6£20,924332,13410
Ealing - Greater London1£8,9901244,9001
East Ayrshire2£17,499337,3444
East Lothian1£16,7994-1
East Riding of Yorkshire3£16,490350,1268
East Sussex3£13,947758,0736
Enfield - Greater London1£8,9508114,2005
Essex28£19,949536,58453
Falkirk28£20,279429,59244
Fermanagh1£11,900850,062-
Fife17£16,968550,10412
Glasgow City29£19,074429,78449
Gloucestershire27£20,101330,55330
Greater Manchester68£17,959538,274106
Hampshire43£16,394550,26497
Harrow - Greater London1£11,995869,803-
Havering - Greater London10£11,742871,16221
Herefordshire2£15,145662,4071
Hertfordshire42£19,897432,53171
Highland5£22,198339,45624
Hillingdon - Greater London4£9,870972,2794
Hounslow - Greater London1£7,6991271,0002
Isle of Wight2£22,995418,9366
Kent32£16,280647,55650
Kingston upon Thames - Greater London2£13,125773,7451
Lancashire52£17,401539,22285
Leicestershire11£17,415443,21337
Lincolnshire61£18,715534,90778
Lisburn9£24,161221,00314
Merseyside22£19,036434,69321
Merthyr Tydfil1£23,770119,1211
Moray3£11,660860,4082
Neath Port Talbot1£13,995951,3111
Newry and Mourne5£20,165330,1443
Newtownabbey8£23,172214,84527
Norfolk16£18,742441,91224
North Ayrshire3£15,499653,6025
North Down1£24,995326,352-
North Lanarkshire4£15,001649,3538
North Yorkshire37£18,281538,55245
Northamptonshire30£17,626541,27630
Northumberland1£18,498321,1733
Nottinghamshire32£19,639433,48250
Omagh13£21,841333,66015
Oxfordshire15£18,035536,36934
Pembrokeshire1£13,495850,620-
Perth and Kinross11£17,632544,39923
Redbridge - Greater London3£9,567886,8854
Renfrewshire13£19,460431,52234
Rhondda Cynon Taf2£10,247980,8929
Richmond upon Thames - Greater London4£23,870327,33212
Shropshire22£24,190322,17318
Somerset40£21,420326,64547
South Ayrshire5£19,856532,70914
South Lanarkshire9£20,310430,24320
South Yorkshire51£16,889540,26583
Staffordshire41£18,777536,17155
Stirling12£25,615314,81119
Strabane1£9,390-114,050-
Suffolk6£15,894650,43425
Surrey32£12,471758,58669
Sutton - Greater London1£13,100851,8551
Tyne and Wear28£17,541536,38935
Warwickshire4£16,795548,1426
West Lothian7£13,210757,9661
West Midlands78£18,725436,430169
West Sussex19£19,819438,08349
West Yorkshire48£17,491537,97189
Wiltshire14£20,438433,35135
Worcestershire11£19,887330,61924
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