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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,633£17,711542,4332,585
Aberdeen City4£22,686328,43717
Aberdeenshire1£17,998240,1973
Antrim2£15,999772,0008
Ards1£20,995345,2194
Ballymena3£15,065670,5351
Bedfordshire24£10,792971,89330
Belfast6£18,219441,3659
Berkshire27£15,780648,73538
Bexley - Greater London8£24,111314,8039
Blaenau Gwent1£16,999345,0281
Brent - Greater London3£9,663963,6671
Bristol17£20,054433,03837
Bromley - Greater London5£22,989224,80119
Buckinghamshire18£19,900432,62945
Cambridgeshire83£16,452647,481102
Carrickfergus1£13,495758,4481
Cheshire62£20,473430,86978
City of Edinburgh27£15,040651,84530
City of London - Greater London3£11,766771,8058
Clackmannanshire1£26,498118,1041
Coleraine3£18,996440,0931
Cookstown1£22,995113,2142
Cornwall10£20,883329,8277
County Durham35£12,197870,97334
Craigavon2£23,110233,6805
Croydon - Greater London2£18,323546,37913
Cumbria12£23,186321,22213
Derbyshire42£19,298332,98054
Devon25£19,119539,00237
Dorset28£22,309325,81845
Down1£23,95012,200-
Dumfries and Galloway1£13,498753,8621
Dundee City10£19,974331,83816
Dungannon6£20,924332,1349
Ealing - Greater London1£8,9901244,9001
East Ayrshire2£17,499337,3443
East Lothian1£16,7994-1
East Riding of Yorkshire3£16,490350,1267
East Sussex3£13,832758,0736
Enfield - Greater London2£9,950893,3505
Essex29£19,015539,91052
Falkirk25£20,828428,06047
Fermanagh1£11,900850,062-
Fife15£17,331547,71213
Glasgow City27£19,210428,72847
Gloucestershire26£20,095330,12931
Greater Manchester70£18,229537,273103
Hampshire48£16,023552,81796
Harrow - Greater London1£11,995869,803-
Havering - Greater London10£11,712871,16218
Herefordshire2£15,145662,4071
Hertfordshire41£19,643434,33273
Highland7£20,427441,74523
Hillingdon - Greater London5£10,094971,2234
Hounslow - Greater London1£7,6991271,0002
Isle of Wight2£22,995418,9366
Kent34£16,762645,93848
Kingston upon Thames - Greater London2£13,125773,7451
Lancashire50£17,093540,42384
Leicestershire12£16,571447,80934
Lincolnshire63£18,696534,94575
Lisburn9£23,444223,48813
Merseyside25£18,983434,50220
Merthyr Tydfil1£23,240119,1211
Moray3£11,660860,4082
Neath Port Talbot1£13,995951,3111
Newry and Mourne5£20,105330,1443
Newtownabbey9£23,697214,15124
Norfolk18£18,351542,31424
North Ayrshire3£15,499653,6025
North Down1£24,995326,352-
North Lanarkshire4£14,966649,3538
North Yorkshire40£17,970538,17444
Northamptonshire28£17,380542,41631
Northumberland1£18,498321,1733
Nottinghamshire34£19,552431,81653
Omagh13£21,841333,66015
Oxfordshire16£17,889536,50533
Pembrokeshire1£13,495850,620-
Perth and Kinross11£17,632544,39922
Redbridge - Greater London3£9,567886,8854
Renfrewshire12£19,540430,42936
Rhondda Cynon Taf3£11,998868,0959
Richmond upon Thames - Greater London4£23,870327,33211
Shropshire21£24,771221,16618
Somerset39£20,962326,97746
South Ayrshire6£20,796429,58313
South Lanarkshire8£20,854428,60722
South Yorkshire47£16,459542,43988
Staffordshire42£19,067535,00052
Stirling12£25,615314,81119
Strabane1£9,390-114,050-
Suffolk7£17,400546,54724
Surrey31£12,452757,88471
Sutton - Greater London1£13,100851,8551
Tyne and Wear30£17,776435,93534
Warwickshire4£16,795548,1426
West Lothian7£13,281756,8261
West Midlands76£18,886435,631172
West Sussex19£19,808438,08348
West Yorkshire51£17,624537,26889
Wiltshire14£21,152431,10035
Worcestershire14£17,945536,39024
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