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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,556£17,041546,7102,627
Aberdeen City7£19,491441,61310
Angus1£20,495334,856-
Antrim3£14,049657,5896
Ballymena3£14,980670,535-
Banbridge1£8,4008105,0001
Barking & Dagenham - Greater London3£12,953751,0622
Bedfordshire27£10,911869,67628
Belfast2£22,590122,61911
Berkshire21£15,775649,26940
Bexley - Greater London5£22,840325,38012
Blaenau Gwent2£18,249430,9411
Brent - Greater London3£11,309959,2671
Bristol19£17,500541,69732
Bromley - Greater London8£24,897324,14815
Buckinghamshire14£19,980431,14546
Cambridgeshire86£16,667545,276109
Cheshire58£20,054432,72285
City of Edinburgh27£15,472651,97733
City of London - Greater London4£11,312866,97411
Coleraine4£18,520446,121-
Cornwall9£20,804328,1477
County Durham38£11,992871,75133
Craigavon4£22,337226,9275
Croydon - Greater London3£20,548439,82911
Cumbria9£21,986321,80318
Derbyshire44£18,343437,07752
Devon24£18,201547,41142
Dorset19£23,317319,30750
Dundee City8£19,708336,39822
Dungannon7£19,862432,6139
Ealing - Greater London1£6,9901094,0001
East Ayrshire1£16,570556,2503
East Lothian1£4,99513100,1272
East Riding of Yorkshire3£13,781564,5705
East Sussex3£13,315758,0738
Enfield - Greater London4£8,0759107,3757
Essex24£17,423545,68353
Falkirk30£21,261425,20233
Fermanagh2£11,948863,531-
Fife16£16,923548,09316
Glasgow City25£17,328536,84550
Gloucestershire20£18,909441,43030
Greater Manchester79£17,366539,75695
Hampshire40£17,366547,248100
Havering - Greater London10£11,410866,71514
Herefordshire2£15,145662,407-
Hertfordshire45£19,237432,99290
Highland5£22,098333,63023
Hillingdon - Greater London8£10,142972,8737
Hounslow - Greater London2£8,2301176,085-
Isle of Wight2£22,745418,9364
Kent33£16,104647,09243
Lancashire56£16,969541,01485
Leicestershire28£17,985339,02527
Lincolnshire36£19,436431,84695
Lisburn15£20,973333,95213
Merseyside19£18,690437,53528
Moray2£20,745325,8703
Newry and Mourne4£19,309338,2243
Newtownabbey10£22,439321,23022
Norfolk27£19,355436,70027
North Ayrshire2£14,249764,2483
North Down1£10,995867,0002
North Lanarkshire7£11,652763,6579
North Yorkshire26£17,334440,56156
Northamptonshire27£16,754545,48436
Northumberland2£16,399346,9043
Nottinghamshire38£19,857335,60957
Omagh12£21,412336,59815
Oxfordshire9£20,195429,19235
Perth and Kinross8£17,584550,16521
Redbridge - Greater London2£7,8731090,8763
Renfrewshire8£20,271434,83127
Rhondda Cynon Taf3£13,664667,9306
Richmond upon Thames - Greater London6£21,625430,1369
Shropshire19£25,433220,31016
Somerset33£22,380218,25944
South Ayrshire6£17,248546,95512
South Lanarkshire4£19,630432,49825
South Yorkshire34£17,179538,89597
Staffordshire32£19,572430,04256
Stirling11£24,989217,86424
Strabane1£9,3909114,050-
Suffolk19£18,673437,97719
Surrey27£13,107755,48950
Sutton - Greater London1£12,495864,1792
Tyne and Wear27£16,661541,44141
Warwickshire8£16,258648,5077
West Lothian4£12,870858,0324
West Midlands77£19,018435,630177
West Sussex15£17,854543,60336
West Yorkshire47£17,799438,125100
Wiltshire11£19,098532,62432
Worcestershire13£15,576649,63424
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