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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,609£17,181545,9372,490
Aberdeen City7£19,705439,2759
Angus1£20,495334,856-
Antrim2£13,850663,8197
Ards1£20,895345,2194
Ballymena3£15,065670,535-
Banbridge1£8,4008105,0001
Barking & Dagenham - Greater London3£12,953751,0622
Bedfordshire22£10,426971,48228
Belfast2£22,590122,61911
Berkshire24£16,051647,57037
Bexley - Greater London7£22,513321,94010
Blaenau Gwent2£18,249430,9411
Brent - Greater London2£10,719961,9001
Bristol17£17,931539,41231
Bromley - Greater London7£25,473323,76415
Buckinghamshire15£19,283433,92543
Cambridgeshire92£16,729544,855102
Cardiff1£6,7761175,6593
Cheshire61£20,064433,28680
City of Edinburgh27£15,002654,15433
City of London - Greater London7£11,521870,5818
Clackmannanshire1£26,498118,1041
Coleraine4£18,520446,121-
Cornwall9£20,804328,1467
County Durham41£12,068871,94430
Craigavon3£22,118231,3215
Croydon - Greater London3£20,548439,82911
Cumbria8£24,485214,49217
Derbyshire47£18,440435,95946
Devon25£18,657445,42940
Dorset21£24,262317,10548
Dundee City9£20,129334,02221
Dungannon6£19,508434,1529
Ealing - Greater London1£6,9901094,0001
East Ayrshire2£17,284440,8242
East Lothian2£9,997967,2621
East Riding of Yorkshire3£13,781564,5705
East Sussex3£13,213758,0738
Enfield - Greater London6£7,36710101,6505
Essex24£17,468544,86652
Falkirk29£21,481324,59833
Fermanagh2£11,948863,531-
Fife17£17,433546,47615
Glasgow City26£17,774535,33449
Gloucestershire22£19,000438,33828
Greater Manchester81£17,492539,46189
Hampshire46£16,191550,85594
Havering - Greater London9£11,165969,62715
Herefordshire2£15,145662,407-
Hertfordshire48£19,165434,39077
Highland6£22,332333,54422
Hillingdon - Greater London7£9,950970,4176
Hounslow - Greater London2£8,2301176,085-
Isle of Wight2£22,745418,9364
Kent34£16,408647,58040
Lancashire53£17,253541,30983
Leicestershire27£18,238438,54626
Lincolnshire41£19,138533,74687
Lisburn12£21,371331,59014
Merseyside21£18,384540,30826
Moray1£19,495237,0473
Neath Port Talbot1£13,995951,3111
Newry and Mourne4£19,384338,2243
Newtownabbey12£22,432320,25820
Norfolk27£20,097333,04727
North Ayrshire2£14,249764,2483
North Down1£10,995867,0002
North Lanarkshire6£9,956868,9298
North Yorkshire31£17,435439,57251
Northamptonshire26£16,314546,82633
Northumberland2£16,399346,9043
Nottinghamshire36£19,875330,42456
Omagh12£21,453336,59815
Oxfordshire9£20,773325,64734
Perth and Kinross8£17,584550,16521
Redbridge - Greater London2£7,8731090,8763
Renfrewshire9£20,074335,72226
Rhondda Cynon Taf3£13,831667,9306
Richmond upon Thames - Greater London5£20,151435,1629
Shropshire17£25,191221,27018
Somerset39£21,820321,38439
South Ayrshire7£17,740542,95611
South Lanarkshire4£19,255432,49825
South Yorkshire34£17,427538,03394
Staffordshire32£19,453429,97354
Stirling12£25,865213,31122
Strabane1£9,3909114,050-
Suffolk18£19,093436,36117
Surrey28£13,255753,90748
Tyne and Wear30£17,719437,61637
Warwickshire7£16,179649,4137
West Lothian5£12,895857,4133
West Midlands68£19,050435,921174
West Sussex20£19,172440,27331
West Yorkshire53£17,997438,01091
Wiltshire13£19,668431,45930
Worcestershire15£15,319649,36122
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