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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,608£17,319543,7292,738
Aberdeen City3£24,583319,72219
Aberdeenshire1£14,498778,7882
Antrim2£13,497663,3199
Ards1£22,495345,2192
Ballymena3£15,313670,5352
Barking & Dagenham - Greater London1£5,9951185,0004
Bedfordshire22£11,046970,29736
Belfast3£17,243639,6726
Berkshire22£16,818546,95439
Bexley - Greater London8£25,032313,89312
Blaenau Gwent1£17,699444,5533
Brent - Greater London2£7,6421171,0001
Bristol25£18,490536,72232
Bromley - Greater London6£15,994438,04522
Buckinghamshire22£19,491531,93842
Caerphilly1£9,495978,0001
Cambridgeshire82£16,576646,543106
Cardiff4£17,462541,2988
Carrickfergus2£13,748660,474-
Cheshire53£22,015327,25877
City of Edinburgh21£11,952866,70830
City of London - Greater London14£12,350762,05558
Clackmannanshire2£22,998232,406-
Coleraine2£21,995223,0261
Cornwall7£20,564330,47711
County Durham35£12,049873,78335
Craigavon4£22,090327,1713
Croydon - Greater London3£20,998533,29114
Cumbria12£23,400325,29615
Derbyshire35£18,674436,67350
Derry1£13,495860,4361
Devon21£19,582538,79533
Dorset23£21,195328,52245
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City11£21,584226,07814
Dungannon7£21,234328,57210
Ealing - Greater London1£8,7901244,9002
East Ayrshire3£17,398436,7563
East Lothian1£17,9994--
East Riding of Yorkshire10£18,449337,95929
East Sussex5£13,046866,2856
Enfield - Greater London1£13,500756,8004
Essex35£20,517435,48061
Falkirk29£21,515426,45545
Fermanagh1£12,900850,062-
Fife18£17,498547,81115
Glasgow City26£20,300326,16647
Gloucestershire20£19,210439,76228
Greater Manchester67£18,729436,163110
Hampshire44£17,261545,63293
Harrow - Greater London1£11,995869,8031
Havering - Greater London5£5,85811104,2273
Herefordshire1£21,995237,5572
Hertfordshire35£20,358328,13882
Highland6£20,998435,33026
Hillingdon - Greater London5£9,196973,6875
Hounslow - Greater London1£7,6991271,0002
Isle of Anglesey1£5,99511102,200-
Isle of Wight2£23,245418,9366
Kent38£17,520641,45463
Lancashire44£17,213539,67391
Leicestershire11£18,006435,80539
Lincolnshire62£19,071533,70675
Lisburn9£23,304228,67015
Merseyside31£18,762537,91630
Merthyr Tydfil1£18,080222,386-
Moray3£11,660860,4014
Neath Port Talbot2£10,6931051,311-
Newport2£22,590322,0502
Newry and Mourne4£20,358330,1303
Newtownabbey10£21,832319,51829
Norfolk16£18,251542,19726
North Ayrshire3£15,665653,6025
North Down1£24,995326,3522
North Lanarkshire4£14,833752,63411
North Yorkshire35£17,957541,11350
Northamptonshire31£16,860542,34230
Northumberland2£16,399536,8253
Nottinghamshire27£18,233540,23256
Omagh12£22,266332,76514
Oxfordshire12£20,303430,61737
Pembrokeshire1£13,495850,620-
Perth and Kinross11£19,224442,06522
Redbridge - Greater London2£6,48810126,3764
Renfrewshire9£18,409437,43531
Rhondda Cynon Taf1£10,999887,64311
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£14,000760,343-
Scottish Borders1£14,149654,567-
Shropshire19£24,916220,61922
Somerset42£21,777327,17647
South Ayrshire4£19,947529,15316
South Lanarkshire9£19,194432,98623
South Yorkshire44£17,467537,42776
Staffordshire39£19,155534,72864
Stirling13£25,067313,99318
Suffolk8£17,763540,34831
Surrey31£11,355757,83470
Sutton - Greater London1£13,100851,8552
Tyne and Wear26£19,336428,15436
Warwickshire5£15,827649,6519
West Lothian6£14,079757,1272
West Midlands95£17,963538,586152
West Sussex19£19,878435,88248
West Yorkshire54£18,389437,35978
Wiltshire12£19,808536,39540
Worcestershire10£18,128535,53324
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