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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,608£17,295543,7932,515
Aberdeen City3£24,583319,72219
Aberdeenshire1£14,498778,7882
Antrim3£11,998768,2467
Ards1£22,495345,2192
Ballymena3£15,313670,5352
Barking & Dagenham - Greater London1£5,9951185,0003
Bedfordshire22£11,046970,29730
Belfast3£17,243639,6723
Berkshire21£16,519647,40038
Bexley - Greater London8£25,032313,89312
Blaenau Gwent1£17,699444,5533
Brent - Greater London2£7,6421171,0001
Bristol23£18,147539,20631
Bromley - Greater London6£15,994438,04520
Buckinghamshire22£19,485531,93840
Caerphilly1£9,495978,0001
Cambridgeshire79£16,502646,90496
Cardiff4£17,462541,2988
Carrickfergus1£13,995758,4481
Cheshire52£21,978326,50173
City of Edinburgh20£11,524968,81229
City of London - Greater London14£12,350762,05555
Clackmannanshire2£22,998232,406-
Coleraine2£21,995223,0261
Cornwall9£19,471432,69611
County Durham35£12,028873,78333
Craigavon3£22,665327,6004
Croydon - Greater London3£20,998533,29113
Cumbria12£23,400325,29613
Derbyshire35£18,671436,67545
Derry1£13,495860,4361
Devon19£20,527435,20132
Dorset23£21,195328,52239
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City11£21,375224,36212
Dungannon7£21,234328,5729
Ealing - Greater London1£8,7901244,9001
East Ayrshire3£17,398436,7563
East Lothian1£17,9994--
East Riding of Yorkshire11£18,066340,80128
East Sussex5£12,957866,2856
Enfield - Greater London1£13,500756,8004
Essex34£20,196436,30556
Falkirk29£21,515426,45540
Fermanagh1£12,900850,062-
Fife18£17,412547,81110
Glasgow City26£19,889427,11143
Gloucestershire20£19,196439,76227
Greater Manchester70£18,969435,51199
Hampshire43£17,491544,79685
Harrow - Greater London1£11,995869,8031
Havering - Greater London5£5,85811104,2273
Herefordshire1£21,995237,5571
Hertfordshire35£20,067430,03778
Highland6£20,998435,33022
Hillingdon - Greater London4£9,870972,2795
Hounslow - Greater London1£7,6991271,0002
Isle of Anglesey1£5,99511102,200-
Isle of Wight2£23,245418,9366
Kent37£17,699640,70957
Lancashire43£17,038540,62383
Leicestershire14£17,795437,74236
Lincolnshire61£19,110533,67570
Lisburn11£23,153226,54812
Merseyside30£18,374536,93529
Merthyr Tydfil1£18,080222,386-
Moray3£11,660860,4012
Neath Port Talbot2£10,6931051,311-
Newport2£22,590322,0502
Newry and Mourne4£20,358330,1422
Newtownabbey10£21,822319,51825
Norfolk16£18,418542,19923
North Ayrshire3£15,665653,6025
North Down1£24,995326,3522
North Lanarkshire3£13,985758,8929
North Yorkshire36£17,960541,03544
Northamptonshire31£17,303540,17230
Northumberland1£18,498321,1733
Nottinghamshire27£18,688439,86752
Omagh13£22,091334,76813
Oxfordshire12£20,303430,62731
Pembrokeshire1£13,495850,620-
Perth and Kinross11£19,224442,06520
Redbridge - Greater London2£6,48810126,3763
Renfrewshire13£19,783433,56331
Rhondda Cynon Taf1£10,999887,6439
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£14,000760,343-
Scottish Borders1£14,149654,567-
Shropshire19£24,916220,61920
Somerset42£21,777327,17645
South Ayrshire4£19,872529,15314
South Lanarkshire11£19,555430,73321
South Yorkshire43£17,345537,94375
Staffordshire38£19,098535,20458
Stirling13£25,067313,99317
Suffolk8£17,763540,34827
Surrey31£11,463756,70967
Sutton - Greater London1£13,100851,8551
Swansea1£15,995551,800-
Tyne and Wear28£18,791430,54932
Warwickshire5£15,627649,6517
West Lothian6£14,079757,1272
West Midlands95£17,671540,138139
West Sussex18£19,531437,44346
West Yorkshire54£18,374437,34673
Wiltshire11£20,045534,28533
Worcestershire12£17,688539,78622
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