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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,846£17,569541,6553,199
Aberdeenshire13£19,213436,57418
Angus8£20,597330,57924
Ayrshire15£19,706430,06920
Bedfordshire33£12,111768,50036
Berkshire22£17,075546,10539
Blaenau Gwent3£17,832440,8265
Bridgend3£22,298214,2074
Bristol13£15,739646,09343
Buckinghamshire19£15,859650,00750
Caerphilly1£9,495978,0002
Cambridgeshire72£16,382544,677121
Cardiff18£19,501434,59132
Carmarthenshire1£18,990126,0001
Cheshire50£19,524431,22294
Clackmannanshire1£19,998339,8562
Cornwall7£19,697327,89211
County Antrim20£20,483430,05632
County Armagh6£23,056220,22910
County Down23£18,596545,06725
County Durham53£14,177759,47741
County Fermanagh2£8,3751081,5311
County Londonderry3£17,698452,8105
County Tyrone23£20,661336,40827
Cumbria9£20,804427,73515
Derbyshire53£19,036436,70261
Devon24£17,745445,46842
Dorset24£20,906427,49453
Dunbartonshire1£13,498756,323-
East Lothian1£11,995799,3162
East Riding of Yorkshire14£15,873544,25425
East Sussex6£17,147634,60924
Essex42£20,766434,15752
Falkirk37£20,796425,91350
Fife17£18,041543,93525
Gloucestershire17£15,804548,28932
Greater London65£13,331753,765116
Greater Manchester78£16,406542,503124
Hampshire72£17,453544,20796
Herefordshire1£7,8951064,2355
Hertfordshire60£17,698535,309106
Highland8£19,249534,43321
Inverclyde1£6,0001183,0001
Kent60£16,621644,92093
Lanarkshire44£19,749331,84097
Lancashire52£14,858649,68888
Leicestershire27£18,657335,96241
Lincolnshire37£19,762430,58095
Merseyside30£20,006432,29158
Merthyr Tydfil2£18,045559,8172
Midlothian17£15,608658,94547
Newport18£21,082325,75326
Norfolk30£20,003331,79339
North Yorkshire25£18,310432,78747
Northamptonshire20£17,448444,56148
Northumberland1£23,49938,0004
Nottinghamshire35£18,406437,39877
Oxfordshire6£16,132552,01139
Pembrokeshire1£13,699757,5511
Perth & Kinross10£15,821651,84523
Renfrewshire9£16,409640,74427
Rhondda Cynon Taf5£12,596766,2462
Shropshire17£23,760326,11315
Somerset48£21,548322,54545
South Yorkshire39£16,542542,77595
Staffordshire32£18,774430,58859
Stirling12£23,906322,31919
Suffolk22£18,133436,28929
Surrey35£13,630647,87960
Swansea14£21,758423,09015
Tyne and Wear31£16,338544,18656
Warwickshire35£18,350438,94839
West Lothian4£14,872640,78010
West Midlands91£17,128540,156187
West Sussex10£21,727330,83739
West Yorkshire57£17,358443,142119
Wiltshire16£19,375430,54636
Worcestershire14£17,443444,79729
Wrexham1£15,495238,932-
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