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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,545£17,051543,6782,881
Aberdeen City9£18,386441,94714
Aberdeenshire2£22,497316,6083
Angus1£19,495334,856-
Ards1£7,9901068,1342
Ballymena3£14,798670,5351
Barking & Dagenham - Greater London1£15,204741,1962
Bedfordshire33£12,532766,03738
Belfast4£21,590233,3379
Berkshire21£17,198544,94937
Blaenau Gwent3£17,832440,8264
Brent - Greater London1£6,4481184,0004
Bristol13£16,047544,02342
Bromley - Greater London10£23,545323,88616
Buckinghamshire19£16,399648,82549
Cambridgeshire72£16,282545,187121
Carmarthenshire1£18,990122,714-
Cheshire41£19,982430,45696
City of Edinburgh20£13,754761,34542
City of London - Greater London2£12,000860,5789
Clackmannanshire1£20,498339,8562
Coleraine3£17,898452,8102
Cookstown3£23,147122,5061
Cornwall6£19,663326,4109
County Durham54£14,179759,43241
Craigavon3£21,974227,0344
Croydon - Greater London2£19,900326,2396
Cumbria7£23,321319,56318
Derbyshire49£18,521438,63059
Devon23£17,639446,89242
Dorset18£20,343430,38452
Dundee City6£21,298329,07726
Dungannon7£19,062433,48710
Ealing - Greater London1£6,9901094,0001
East Ayrshire1£17,599234,6224
East Lothian1£12,975836,4801
East Riding of Yorkshire3£16,444559,0437
East Sussex1£11,9951130,0008
Enfield - Greater London5£8,850988,72010
Essex34£21,641329,81755
Falkirk30£20,436427,33149
Fermanagh2£8,3751081,5311
Fife16£17,646550,95323
Glasgow City29£18,945336,46463
Gloucestershire19£16,352543,86929
Greater Manchester70£16,240543,028119
Hampshire55£16,877546,63988
Harrow - Greater London2£18,343354,8911
Havering - Greater London14£12,851755,40011
Herefordshire1£20,495237,5675
Hertfordshire52£18,808429,61798
Highland6£17,248639,10724
Hillingdon - Greater London7£9,681977,95210
Hounslow - Greater London2£8,2301176,0851
Inverclyde1£6,0001183,0001
Kent35£15,657649,35156
Kingston upon Thames - Greater London2£12,645953,5823
Lancashire42£15,847545,73988
Leicestershire31£18,097338,53239
Lincolnshire33£19,617431,56493
Lisburn16£20,026440,06017
Merseyside18£19,744428,09638
Merthyr Tydfil1£22,491231,6752
Newry and Mourne3£24,146113,4236
Newtownabbey8£24,115315,23716
Norfolk29£19,803330,86831
North Ayrshire2£13,749764,2483
North Down2£12,4951057,7504
North Lanarkshire4£18,811439,35810
North Yorkshire23£18,220432,39451
Northamptonshire18£17,659444,36046
Nottinghamshire33£17,887436,84171
Omagh15£21,528334,36514
Oxfordshire7£17,017446,15737
Perth and Kinross11£15,610655,14021
Redbridge - Greater London2£7,7731090,9792
Renfrewshire7£17,385537,82126
Rhondda Cynon Taf4£13,496759,5582
Richmond upon Thames - Greater London2£18,247442,93910
Shropshire15£24,628221,69016
Somerset45£22,199320,34741
South Ayrshire8£20,471324,45014
South Lanarkshire13£20,624326,40623
South Yorkshire40£17,783537,86393
Staffordshire25£18,587431,54866
Stirling12£23,573322,85919
Strabane1£9,390971,138-
Suffolk16£18,927437,32927
Surrey26£13,794645,08450
Tyne and Wear30£15,925546,07147
Warwickshire6£12,584858,27012
West Dunbartonshire1£13,998756,3231
West Lothian4£15,122640,7806
West Midlands80£17,153541,060188
West Sussex11£21,643330,07336
West Yorkshire42£17,745440,269122
Wiltshire18£19,053430,82433
Worcestershire13£17,294446,49331
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