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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,617£17,380545,6172,372
Aberdeen City7£19,919439,2759
Angus1£20,495334,856-
Antrim3£14,549657,5896
Ards1£20,895345,2194
Ballymena3£15,065670,535-
Banbridge1£8,9008105,0001
Barking & Dagenham - Greater London1£15,897741,1962
Bedfordshire22£10,437971,60727
Belfast3£23,655123,52110
Berkshire25£16,067648,58935
Bexley - Greater London5£22,680323,31611
Brent - Greater London2£10,719961,9001
Bristol17£18,885436,29029
Bromley - Greater London7£24,842322,07313
Buckinghamshire17£19,363430,44039
Cambridgeshire99£16,721544,82893
Cheshire62£19,864433,41376
City of Edinburgh30£15,408651,70530
City of London - Greater London6£13,333661,8439
Clackmannanshire1£26,498118,1041
Coleraine4£18,595446,121-
Cornwall9£20,887328,1467
County Durham40£12,204870,71730
Craigavon3£22,222231,3215
Croydon - Greater London4£20,411436,76010
Cumbria8£24,578214,49217
Derbyshire43£18,579436,88745
Devon25£18,818444,23838
Dorset22£23,750318,63346
Dundee City10£20,445327,88218
Dungannon6£19,508433,6619
Ealing - Greater London1£6,9901094,0001
East Ayrshire1£17,998325,3982
East Lothian2£9,9979100,1271
East Riding of Yorkshire3£14,155564,5705
East Sussex5£13,388759,8146
Enfield - Greater London6£7,36710101,6505
Essex25£17,916543,27351
Falkirk28£21,399324,61933
Fermanagh2£11,948863,531-
Fife18£15,845655,27712
Glasgow City26£18,128534,16146
Gloucestershire26£18,506438,31826
Greater Manchester80£17,785538,90581
Hampshire39£16,222550,73492
Havering - Greater London9£12,133765,04313
Herefordshire2£15,145662,407-
Hertfordshire47£18,570536,72575
Highland8£20,311440,21920
Hillingdon - Greater London6£8,3601080,2797
Hounslow - Greater London2£8,2301176,085-
Isle of Wight2£22,745418,9364
Kent33£17,006644,18638
Kingston upon Thames - Greater London2£13,125773,745-
Lancashire54£17,214541,68181
Leicestershire25£18,279437,17225
Lincolnshire39£19,156432,72385
Lisburn12£21,108327,31512
Merseyside22£18,168541,43025
Moray1£19,495237,0473
Neath Port Talbot1£13,995951,3111
Newry and Mourne4£19,384338,2203
Newtownabbey11£21,876322,09720
Norfolk26£19,244435,97126
North Ayrshire2£14,249764,2483
North Down2£11,995873,3511
North Lanarkshire5£11,627764,7158
North Yorkshire32£17,589438,36148
Northamptonshire26£16,399546,82633
Northumberland1£17,998321,1733
Nottinghamshire40£19,904329,85152
Omagh9£21,328333,53015
Oxfordshire10£20,419428,84733
Perth and Kinross9£18,285546,60020
Redbridge - Greater London2£7,8731090,8763
Renfrewshire6£20,498332,88226
Rhondda Cynon Taf3£13,898667,9306
Richmond upon Thames - Greater London6£21,709431,8518
Shropshire17£25,218221,27018
Somerset40£21,302323,58938
South Ayrshire8£18,684439,38110
South Lanarkshire4£20,443429,28624
South Yorkshire44£16,815539,59382
Staffordshire32£19,706429,93952
Stirling12£25,798215,83621
Strabane1£9,390-114,050-
Suffolk15£19,369437,70616
Surrey27£13,308754,14948
Tyne and Wear29£17,734437,13336
Warwickshire7£16,436649,4137
West Lothian5£12,995857,4133
West Midlands72£18,845436,957168
West Sussex19£19,082440,02131
West Yorkshire51£17,757438,66389
Wiltshire10£21,060428,41130
Worcestershire16£15,342648,21220
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