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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,632£17,537543,9332,402
Aberdeen City5£19,948439,62811
Antrim4£14,912657,5976
Ards1£20,995345,2194
Ballymena3£15,065670,535-
Bedfordshire28£10,414973,50728
Belfast4£21,915233,17511
Berkshire25£16,189648,48737
Bexley - Greater London5£24,980311,93611
Blaenau Gwent1£16,999345,0281
Brent - Greater London1£6,4481184,0001
Bristol16£19,241432,81232
Bromley - Greater London5£22,989327,91616
Buckinghamshire15£19,236433,56139
Cambridgeshire84£16,712546,50597
Carrickfergus1£13,495758,4481
Cheshire65£20,113431,58770
City of Edinburgh27£15,177650,21028
City of London - Greater London5£9,809883,1336
Clackmannanshire1£26,498118,1041
Coleraine2£15,997550,1413
Cookstown1£22,995113,2141
Cornwall11£20,500329,0196
County Durham36£12,689868,63227
Craigavon3£21,191337,1205
Croydon - Greater London3£18,882540,10312
Cumbria10£24,270317,73215
Derbyshire45£19,087434,24648
Devon25£19,738436,43437
Dorset23£23,095323,13245
Dumfries and Galloway1£13,498753,8621
Dundee City11£20,385327,60416
Dungannon7£19,219438,2269
East Ayrshire1£18,498325,3982
East Lothian1£16,7994-1
East Riding of Yorkshire2£16,735356,3556
East Sussex4£12,946864,1436
Enfield - Greater London3£10,283898,0674
Essex30£18,016542,18646
Falkirk24£20,638426,92138
Fermanagh2£11,948863,531-
Fife15£16,598551,75812
Glasgow City30£18,652429,25245
Gloucestershire26£19,954331,79027
Greater Manchester78£18,065536,67796
Hampshire44£16,626551,06088
Harrow - Greater London1£11,995869,803-
Havering - Greater London8£12,818763,92114
Herefordshire2£15,145662,4071
Hertfordshire40£19,982432,60175
Highland9£21,721437,10017
Hillingdon - Greater London7£9,592973,0825
Hounslow - Greater London2£8,3301176,0851
Isle of Wight2£22,745418,9364
Kent32£16,949644,99846
Kingston upon Thames - Greater London2£13,125773,7451
Lancashire59£17,003542,10279
Leicestershire17£17,996441,28626
Lincolnshire54£19,021533,02977
Lisburn9£22,856121,98813
Magherafelt1£7,995989,000-
Merseyside25£18,402438,44021
Moray2£12,743761,0643
Neath Port Talbot1£13,995951,3111
Newry and Mourne4£19,559331,9852
Newtownabbey11£22,994214,67824
Norfolk20£19,550435,61023
North Ayrshire2£14,249764,2485
North Down1£24,995326,352-
North Lanarkshire5£12,994763,8648
North Yorkshire38£17,846437,43145
Northamptonshire28£17,620541,08429
Northumberland1£18,498321,1733
Nottinghamshire31£19,316433,11147
Omagh13£21,110337,00015
Oxfordshire11£19,132431,34532
Perth and Kinross12£18,146542,27520
Redbridge - Greater London3£9,467886,8853
Renfrewshire10£19,548432,29824
Rhondda Cynon Taf2£13,249865,0727
Richmond upon Thames - Greater London5£22,251331,98610
Shropshire20£24,695222,00014
Somerset36£21,173324,89543
South Ayrshire8£20,059430,69010
South Lanarkshire7£20,320430,59423
South Yorkshire44£16,639542,26184
Staffordshire39£19,382430,75451
Stirling9£26,820210,27322
Strabane1£9,390-114,050-
Suffolk7£17,807544,48421
Surrey31£13,598653,31459
Sutton - Greater London1£13,100851,8551
Tyne and Wear34£18,347433,91135
Warwickshire4£15,846655,6477
West Lothian6£14,162755,7982
West Midlands87£19,027435,683169
West Sussex20£18,872440,22138
West Yorkshire43£17,963435,28893
Wiltshire13£19,981434,83632
Worcestershire18£17,635537,50721
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