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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,612£17,650542,5842,609
Aberdeen City3£24,583319,72219
Ards1£21,895345,2194
Ballymena3£15,132670,5352
Bedfordshire24£11,253869,55930
Belfast5£17,417444,2619
Berkshire26£15,549649,41238
Bexley - Greater London9£24,687313,58910
Blaenau Gwent2£17,349444,791-
Brent - Greater London2£7,6221171,0001
Bristol20£19,075436,01035
Bromley - Greater London7£23,269326,24719
Buckinghamshire18£20,344430,31545
Cambridgeshire83£17,140544,200100
Carrickfergus1£13,995758,4481
Cheshire57£20,825428,86379
City of Edinburgh25£14,195754,94628
City of London - Greater London3£11,900771,80510
Clackmannanshire1£26,998118,1041
Coleraine2£21,995223,0261
Cookstown1£22,995113,2142
Cornwall9£20,343332,5928
County Durham34£11,384974,81933
Craigavon2£23,110233,6805
Croydon - Greater London1£12,995864,00015
Cumbria12£23,261321,22213
Derbyshire40£19,242334,22353
Devon26£18,204543,12437
Dorset28£21,531327,89742
Down1£23,95012,200-
Dumfries and Galloway1£13,498753,8621
Dundee City10£20,174330,01915
Dungannon6£20,924332,13410
Ealing - Greater London1£8,9901244,9001
East Ayrshire2£17,599337,3444
East Lothian1£17,9994-1
East Riding of Yorkshire4£15,417451,87212
East Sussex4£13,210865,8566
Enfield - Greater London2£11,225885,5004
Essex27£20,329434,34659
Falkirk27£20,193429,58446
Fermanagh1£11,900850,062-
Fife17£17,072549,24211
Glasgow City30£18,904431,08749
Gloucestershire29£20,540329,64528
Greater Manchester73£18,799434,639103
Hampshire43£16,518550,07599
Harrow - Greater London1£11,995869,8031
Havering - Greater London10£11,822871,16221
Herefordshire2£15,145662,4071
Hertfordshire39£19,993330,60879
Highland6£22,998333,94324
Hillingdon - Greater London3£8,661980,2595
Hounslow - Greater London1£7,6991271,0002
Isle of Wight2£23,245418,9366
Kent31£16,474644,56948
Kingston upon Thames - Greater London2£13,125773,7451
Lancashire52£17,496538,07988
Leicestershire11£16,927444,79640
Lincolnshire66£18,472535,99672
Lisburn9£22,446229,11414
Merseyside22£18,915535,82021
Merthyr Tydfil1£23,770119,1211
Moray3£11,660860,4012
Neath Port Talbot1£13,995951,3111
Newry and Mourne6£21,128329,0912
Newtownabbey8£23,065214,84527
Norfolk14£19,227441,06224
North Ayrshire4£14,624655,0814
North Down1£24,995326,352-
North Lanarkshire4£15,001649,3539
North Yorkshire39£17,811538,65846
Northamptonshire29£17,911539,45832
Northumberland1£18,498321,1733
Nottinghamshire31£19,772433,16952
Omagh13£21,726334,96814
Oxfordshire12£18,621536,07835
Pembrokeshire1£13,495850,620-
Perth and Kinross11£17,996545,04323
Redbridge - Greater London3£9,600886,8854
Renfrewshire13£19,460431,52233
Rhondda Cynon Taf2£10,247980,8929
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£13,650760,343-
Scottish Borders1£14,149654,567-
Shropshire20£23,750324,48219
Somerset40£21,762325,71649
South Ayrshire6£19,963431,71413
South Lanarkshire10£20,794429,08419
South Yorkshire52£16,941540,02782
Staffordshire37£19,011534,77759
Stirling14£24,777314,96417
Strabane1£9,390-114,050-
Suffolk9£17,828540,65124
Surrey33£12,697756,10669
Sutton - Greater London1£13,100851,8551
Tyne and Wear25£17,836534,56936
Warwickshire4£16,795548,1427
West Lothian7£13,210757,9662
West Midlands78£19,473433,426168
West Sussex19£19,747437,23549
West Yorkshire48£17,395537,83391
Wiltshire13£20,604433,29134
Worcestershire12£18,077535,35024
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