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Used Mazda CX-5 on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Mazda CX-5 on finance

If you're considering financing a used Mazda CX-5, here are some key points and options to consider to ensure you navigate through the process smoothly.

1. Financial Assessment:

  • Budget Appropriately: Consider all costs including insurance, maintenance, and monthly payments.
  • Credit Score: A healthy credit score may provide better financing options and rates.

2. Understand Financing Options:

a. Bank Loan:
  • Pros: Fixed interest, clear repayment plan.
  • Cons: May need a good credit score.
b. Hire Purchase (HP):
  • Pros: Simplicity and straightforward ownership at the end.
  • Cons: Higher monthly payments than some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments, flexibility at the contract end.
  • Cons: Large final payment if choosing to own the vehicle.
d. Dealership Financing:
  • Pros: Convenience and possible promotions.
  • Cons: Potentially higher interest rates than banks.
e. Peer-to-Peer Lending (P2P):
  • Pros: Might offer competitive rates and easy online applications.
  • Cons: Ensure you use a reputable platform.

3. Buying Process:

a. Choosing a Reputable Dealer:
  • Investigate reviews and possibly get referrals to ensure trustworthiness.
b. Negotiating:
  • Research the average price of a used Mazda CX-5 and be prepared to negotiate.
c. Thoroughly Review the Contract:
  • Understand all terms, fees, and the interest rate.
d. Insurance:
  • Ensure you have suitable insurance arranged before driving away.

4. Vehicle Ownership:

  • Maintain the Vehicle: Keep up with servicing to ensure longevity.
  • Timely Payments: Ensure to avoid any negative impact on your credit score.

5. Helpful Tips:

  • Vehicle Check: Ensure a thorough check of the vehicle for any unseen issues.
  • Be Mindful of Depreciation: All cars depreciate, ensure this is considered in your financial planning.
  • Warranty: Check if there’s existing warranty or if you can purchase an extended warranty.

Conclusion:

While embarking on financing a used Mazda CX-5, ensure thorough research and understanding of the financial commitment involved. By being methodical and ensuring every step is considered, you’ll be enjoying your Mazda CX-5 with financial peace of mind.

About the Mazda CX-5

The Mazda CX-5 isn't just another SUV; it's a harmonious blend of performance, elegance, and advanced technology. Since its inception, this model has continually found favour among British drivers, providing a taste of Japanese engineering combined with the practicality demanded by UK roads. In this short journey, we'll delve into the legacy of the Mazda CX-5, its standing in the UK automotive landscape, and the benefits of acquiring one through finance.

The Genesis: Introduced in 2012, the Mazda CX-5 was an immediate revelation, marking Mazda's foray into the compact crossover SUV segment. This vehicle was the first to feature Mazda's Kodo – "Soul of Motion" design language and was also a pioneer in embracing the full suite of Skyactiv technologies.

UK Appeal: British drivers have always had an affinity for SUVs that combine style, space, and efficiency. The CX-5 ticks all these boxes. With its sleek contours and distinctive front grille, it stands out, but it's the interior spaciousness, coupled with a suite of infotainment features, that truly endears the CX-5 to the UK audience. Mazda’s commitment to safety has also resonated well, with features like adaptive cruise control and blind-spot monitoring ensuring peace of mind.

Facing the Fierce Competitors: In the UK, the compact SUV market is fierce. The CX-5 finds itself in the ring with rivals like the Nissan Qashqai, Ford Kuga, and Volkswagen Tiguan. Yet, it holds its own, often receiving praise for its engaging drive, fuel efficiency, and the sheer driving pleasure synonymous with Mazda’s “Jinba Ittai” philosophy – the unity of horse and rider.

Conclusion: The Mazda CX-5 stands as a testament to Mazda's prowess in creating vehicles that are not only aesthetically appealing but also offer unparalleled driving experiences. For the British driver, it encapsulates what many seek in an SUV: a vehicle that’s both a daily companion and a weekend adventurer. And with flexible finance options, the dream of owning a CX-5 becomes even more accessible.

Buying Guide

Want to find out everything about all CX-5 models, pros and cons, what to look out for and everything else you need to know? Check out our Mazda CX-5 buying guide here.

Mazda CX-5 Data by County

Mazda CX-5 data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,580£17,848541,7952,588
Aberdeen City3£24,583319,72219
Ards1£21,895345,2194
Ballymena3£15,132670,5352
Bedfordshire24£11,024870,64230
Belfast4£18,856441,9513
Berkshire20£17,005546,99038
Bexley - Greater London10£24,374315,0759
Blaenau Gwent2£17,349444,791-
Brent - Greater London2£7,6421171,0001
Bristol21£19,399434,98435
Bromley - Greater London5£23,269331,05419
Buckinghamshire18£19,651530,78745
Cambridgeshire80£17,096544,710101
Cardiff2£22,150314,7295
Carrickfergus1£13,995758,4481
Cheshire56£21,258428,12180
City of Edinburgh24£13,966756,61229
City of London - Greater London3£11,966771,80510
Clackmannanshire1£26,998118,1041
Coleraine2£21,995223,0261
Cookstown1£22,995113,1662
Cornwall9£20,483332,5928
County Durham32£10,930977,39935
Craigavon3£23,555228,2064
Croydon - Greater London3£20,998533,36413
Cumbria13£23,328320,76312
Derbyshire38£19,150434,53654
Derry1£13,495860,4361
Devon25£18,249542,88937
Dorset28£21,538327,89743
Down1£23,95012,200-
Dumfries and Galloway1£14,498753,8621
Dundee City10£20,174330,01915
Dungannon6£20,924332,13410
Ealing - Greater London1£8,9901244,9001
East Ayrshire2£17,599337,3444
East Lothian1£17,9994--
East Riding of Yorkshire5£15,774448,73411
East Sussex4£13,323865,8566
Enfield - Greater London2£11,225885,5004
Essex27£20,418435,32858
Falkirk27£21,366427,34345
Fermanagh1£11,900850,062-
Fife18£17,345547,81110
Glasgow City28£19,706428,48447
Gloucestershire25£19,599336,39427
Greater Manchester74£18,367536,986101
Hampshire41£16,410550,25799
Harrow - Greater London1£11,995869,8031
Havering - Greater London11£11,102877,57920
Herefordshire2£15,145662,4071
Hertfordshire39£20,084330,60879
Highland6£23,082333,94324
Hillingdon - Greater London3£8,661980,2596
Hounslow - Greater London1£7,6991271,0002
Isle of Wight2£23,245418,9366
Kent31£16,529644,56948
Lancashire46£17,045539,90188
Leicestershire12£17,301441,66740
Lincolnshire65£18,764535,27173
Lisburn10£22,919227,50313
Merseyside21£19,039436,75120
Merthyr Tydfil1£23,770119,1211
Moray3£11,660860,4012
Neath Port Talbot1£13,995951,3111
Newry and Mourne6£21,212329,0872
Newtownabbey9£22,806215,45126
Norfolk15£20,980332,94625
North Ayrshire4£14,624655,0814
North Down1£24,995326,352-
North Lanarkshire4£15,001649,3539
North Yorkshire35£17,840539,16147
Northamptonshire28£17,921538,70031
Northumberland1£18,498321,1733
Nottinghamshire26£19,885434,14252
Omagh12£21,516336,40714
Oxfordshire12£19,256434,01434
Pembrokeshire1£13,495850,620-
Perth and Kinross11£18,496542,41921
Redbridge - Greater London3£9,600886,8854
Renfrewshire13£19,421432,45332
Rhondda Cynon Taf2£10,247980,8929
Richmond upon Thames - Greater London3£23,495327,48513
Rutland1£13,650760,343-
Scottish Borders1£14,149654,567-
Shropshire21£23,995323,25819
Somerset40£21,985325,78549
South Ayrshire5£19,996428,67013
South Lanarkshire10£19,653431,60120
South Yorkshire52£16,806539,68879
Staffordshire38£19,150534,30758
Stirling14£24,870314,96417
Strabane1£9,390-114,050-
Suffolk9£17,933540,65125
Surrey34£12,423755,97568
Sutton - Greater London1£13,100851,8551
Tyne and Wear23£19,478427,04835
Warwickshire5£17,736544,9778
West Lothian7£13,210757,9662
West Midlands79£17,987537,950161
West Sussex19£19,800437,23550
West Yorkshire46£17,435539,16292
Wiltshire12£20,113434,81535
Worcestershire12£18,139535,35024
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